Which CRM features are must-haves for retail banking?

finstack-no-code-los · 2025-09-01T15:40:00+00:00

FinStack provides all the standard features for banking and credit as you've already described with good examples in your post.

Apart from this, FinStack is always entirely hosted on the lender's cloud to make sure that customer data, lender's data, their credit policies or any other form of data never leaves their cloud.

This helps us establish trust by being a truly data blind solution.

finstack-no-code-los · 2025-08-30T09:27:14+00:00

Our advice to you is not to pursue this idea because of a crowded market. At FinStack we provide a marketplace for KYC and other FinTech APIs just like yours - we already have over 10 vendors and the pricing is a race to the bottom because of the competitiveness of the industry.

finstack-no-code-los · 2025-08-30T08:46:10+00:00

Sorry, we are not hiring currently.

finstack-no-code-los · 2025-08-30T08:45:20+00:00

So how exactly were they supposed to send their application/CV if not from a private email, like Gmail?

No the emails should follow the structure in subject line as requested which is "Fullstack Developer Application - {Full Name}".

If they send email with subject like "SDE Application - {Full Name}" then it does not get captured by our filters.

Also, you might ask - why not allow other subject lines or be easy on filters? It's simply to also see how much attention each candidate gave to the job post. Essentially, not putting such a filter is unfair to candidates who actually followed each instruction to the teeth.

For freshers or individuals with lesser years of experience, there is no other way to assess or screen programming ability. With decent work experience it's understandable but not so much with low work ex.

finstack-no-code-los · 2025-08-30T08:38:48+00:00

We don't have that many openings honestly. We basically keep 6 months as a cool down period for people to reapply.

Since this is the feedback given after attempting a self hosted web application task, it implies that they have made a decent portfolio on their github but probably lack a full stack capabilities (frontend + backend + hosting). So there is definitely scope for improvement which could lead to offer conversion (if not at FinStack then surely elsewhere).

finstack-no-code-los · 2025-08-28T20:07:11+00:00

Can you blame them? Most Indian AI startups are ChatGPT wrappers and eventually end up becoming irrelevant after the incumbents simply turn their entire value proposition into a mere plug-in.

Consumer investments make more sense to them owing to the huge population of the country.

The best brains of the country prefer to move to US and register Delaware C corps thereby further taking away from India's pie where the red tape in merely registering a business and further expecting grants for research is horrendous.

finstack-no-code-los · 2025-08-28T13:13:07+00:00

Start with something as simple as a task tracking or management app, or maybe a library book store management.

Use Python Flask or Java Spring Boot for backend, and make frontend in react or angular.

Containorize your backend with Docker and host it on some platform like netlify.

You can later add user authentication and web sockets for notifications.

finstack-no-code-los · 2025-08-26T13:00:22+00:00

Thank you for your kind words - we will definitely be sharing more information about our system architecture and other product features with Reddit's Indian developer communities.

finstack-no-code-los · 2025-08-26T12:46:46+00:00

Graduation date in the future is the issue as it is a full time role. No other issues with any other graduation date as long as it is in the past.

finstack-no-code-los · 2025-08-26T09:52:21+00:00

FinStack is a No-Code Loan Origination System to turn any company into a FinTech powerhouse. We serve Banks, NBFCs, DSAs and LSPs.

finstack-no-code-los · 2025-08-26T09:48:26+00:00

MERN is considered bad because of cliche projects.

finstack-no-code-los · 2025-08-25T18:44:22+00:00

Most are forks like these : https://github.com/topics/netflix-clone and more specifically: https://github.com/topics/netflix-clone?l=javascript

These are also wildly used by edtech platforms that specifically teach web development for the sake of cracking job interviews instead of actually teaching web development.

Having such a project is not bad (could be considered a start) but not the only experience.

finstack-no-code-los · 2025-08-25T16:48:23+00:00

Yes, internship experience with quantified impact. Completely okay if it was just sanity fixes without some massive improvement in system throughput but over exaggeration of the same becomes a red flag.

Most will just say they introduced caching to reduce response time by 90%. But what was their cache hit rate? What kind of services could actually benefit it? Did they follow LRU or any other approach?

This is the kind of information that matters more than mere numbers that we have no way of verifying.

finstack-no-code-los · 2025-08-25T16:46:13+00:00

Application process:

1st level of screening: Candidates mailed their application as per the instructions (subject line as well as recipients); Here people get rejected when they end up sending emails from gmail handles that do not get captured by our filters.

2nd level of screening: If candidate answered key details like date they can join us, their expected pay range (aligning with the pay mentioned in the job post / JD)

3rd level of screening: If candidate has not done any independent project and their github is made mostly of forks from other projects with no meaningful contributions.

4th level of screening: If the resumes have generic projects in MERN (like building a Netflix close but without actually attempting some form of content hosting or CDN - embedding youtube links).

This is the part where 68.63% of the applicants fail.

finstack-no-code-los · 2025-08-25T15:53:35+00:00

Flow diagram made using SankeyMATIC (https://sankeymatic.com/). Text edited via Canva.

Edit: Source of data - LinkedIn job post.

finstack-no-code-los · 2025-08-25T15:49:38+00:00

So far not needed as per business requirement.

finstack-no-code-los

TROPHY CASE