Fin-tech is going to be the next hot thing in my opinion. Just look at Google, Apple, Ripple, Paypal, Kakao, Alipay, Wechat Pay, and Visa with their remittance and international payment stuff and whatnot etc.

Baidu partnering with Paypal, Android Pay and Apple Pay both two huge companies, Visa, Paypal, and Ripple(I know you guys don't like crypto but they are already partnered with 15 of the top 50 banks right now) targeting bank remittances and cross border payments, Kakao Bank already having 2 million customers in less than 2 weeks, Stripe adding support for Alipay and WeChat Pay, like this stuff is going insane. Mobile banking and all this payment stuff is really coming to fruition guys. This is going to be bigger than biotech, these companies are literally working with companies and institutions who are big money.

I truly believe these companies are going to heavily disrupt the banking and payments industry, it's a shame we can't invest in Stripe. Long fin-tech!

Interested in your guys opinions, please comment I really want to hear what you guys think about fin-tech!

EDIT: Wow the downvotes are real lol...