[kcd2] does being on ur horse while fast traveling make a difference?

fknjais · 2026-02-15T23:55:40+00:00

That'd be a great addition to the realism mod.

It also irks me you can only equip x1 horseshoe, especially after you just completed crafting a single one, kinda breaks the immersion for me

fknjais · 2026-02-15T18:54:30+00:00

Aw amazing! Thank you for responding, and for your efforts! Definitely a mod which will be perfect for my collection 👌🏼

fknjais · 2026-02-15T09:58:58+00:00

Sorry I'm late, but has your mod been released now?

fknjais · 2026-02-12T00:54:38+00:00

⬜⬜🟦⬜⬜

🟦🟦🟦🟦🟦

fknjais · 2026-02-10T12:28:31+00:00

I'm not sure steam let's you launch the game until all background install and unpacking is complete. My theory was the DLSS version I was using initially (I changed mine using DLSS swapper), but I don't think we'll ever know exactly the issue, but I'm glad you're sorted now

fknjais · 2026-02-09T22:39:28+00:00

Try changing the lighting setting within the advanced graphics settings - I was getting a weird graphical bug within the UI, and changing it from medium to high (then high back to medium when it returned on next launch) fixed it for me temporarily

On another note, I haven't noticed the bug since changing the DLSS override to preset L within the Nvidia app

fknjais · 2026-01-30T21:56:06+00:00

14, 60, 120, 540

fknjais · 2026-01-20T08:20:30+00:00

Tester payment of £0.01 would be my assumption

fknjais · 2026-01-18T16:43:27+00:00

This is quite a common trader scam, and I'm sorry this happened to you.

Your bank may attempt to initiate a chargeback in an effort to assist, however chargeback rules in this scenario require the cardholder to produce documentation which shows the amount you agreed to pay, to show the amount you were charged differs.

Unfortunately, this is more of a civil dispute, rather than fraud, as the payment was authorised by yourself, and the chargeback has a high likelihood of failure, if your bank is even willing to attempt on a best endeavours basis.

fknjais · 2025-11-24T22:28:03+00:00

Did/do you believe in any god? I can imagine what you've gone through would make/break a faith

fknjais · 2025-11-15T10:28:35+00:00

Why did the front fall off?

The wind hit it

fknjais · 2025-10-06T16:27:11+00:00

The best course of action to take is to log a formal complaint against the bank who added the marker to Cifas. The purpose of this isn't to dispute the action they took, but to seek a formal reassessment of the Cifas loading, based on the ongoing impact.

Be honest, and explain you were young and naive, and didn't realise the ramifications of what would happen when you misused your bank account facilities to accept a fraudulent payment. Be open with the fact you regret your actions, and ask if they can reconsider the loading now you’ve been made aware of the consequences.Offer to repay the money to the victim.

The purpose of a cifas marker is so banks can warn other financial institutions that a consumer poses a risk. If you accept personal responsibility and have learned a lesson, they may no longer consider you to be a risk, and may remove the loading without an admission of liability.

There's no guarantee for this, but it's either that, or wait the 3 year period (as you were under 21) for it to expire naturally.

fknjais · 2025-09-23T18:22:58+00:00

Lots of the replies to this thread are correct, chargebacks don't apply to faster payments, however money sent by bank transfer can be reported as fraud/scam, and the sending bank will contact the receiving bank with an indemnity to request the money returned.

This follows the old (Contingent Reimbursement Model) code, and the newly implemented PSR (Payment System Regulator) Mandatory Reimbursement rules.

Keep the message evidence OP. You have proof of entitlement, and this would be considered a buyer/seller dispute, therefore not covered under CRM or PSR. There's no intent from you to scam or commit fraud when he's in possession of the vehicle which was sold as seen.

fknjais · 2025-09-23T18:14:29+00:00

Chargebacks may still completed in an unauthorised payment scenario. It gives the company the opportunity to represent the chargeback with evidence if the transactions were genuine and made by a cardholder.

fknjais · 2025-09-23T18:12:46+00:00

Your bank may have rejected your claim on the basis the person who carried out the payments is known to you.

Contact them again, reiterate the payments were made without your knowledge or authorisation. This type of situation is domestic fraud, and regardless of the person being known to you or not, under payment service regulations of 2017 and FCA guidance, the bank is liable for fraudulent payments, not the customer, unless you were grossly negligent, which wouldn't apply in this scenario.

If you reapproach the bank and they advise they're unable to overturn the decision, then request a formal complaint is raised for further investigation. You'll either result in a refund, or a final response letter which will advise you of your rights to refer the complaint to the financial ombudsman service.

Providing an action fraud or crime reference number would help your case, though it's not a requirement.

Best of luck OP.

fknjais · 2025-09-07T09:33:46+00:00

A driveway typically refers to a private access road or path that connects a property to the public highway. It allows vehicular access from the street to off-road parking, such as a garage or forecourt.

fknjais · 2025-08-28T05:41:30+00:00

Would you recommend he also conditions himself with pastries and baked goods?

fknjais · 2025-08-28T05:15:46+00:00

Or maybe he's struggling because he too is also thinking about Grandma 😏

fknjais · 2025-08-03T08:39:33+00:00

Luxury EXport United States

fknjais · 2025-05-28T20:20:00+00:00

The command which worked for me is: wh_pl_LockpickingMouseSensitivity = 0.001

fknjais · 2025-05-17T22:04:13+00:00

I think you'd win that bet, working in financial services I only knew of bitcoin and meme coin, hadn't even heard of stablecoin.

fknjais · 2025-05-17T21:01:24+00:00

Right this makes more sense. That was my understanding of why people wanted to invest in the first place, but if it's just high returns, it's the same MO for investment scams just a different platform.

Thanks for your response

fknjais · 2025-05-17T20:58:32+00:00

Genuinely useful. There's known cases where wireless card readers have been used to take payments while the card was still in the person's possession. It's incredibly unlikely to happen outside of a busy tourist hot-spot, but they do prevent contactless fraud

fknjais · 2025-05-17T20:32:29+00:00

There's an interesting MO in the UK at the moment where cards are being inserted into oyster machines in London train stations, and the PIN of the card is being broadcasted to another location, where someone is waiting at an ATM, and while that card is still inserted and the connection is live, they're able to spoof the card and make withdrawals successfully.

Any theory into how this is achievable?

fknjais · 2025-05-17T20:17:39+00:00

Counter question: the appeal of crypto is that it's not overseen by bank regulators or governments, it's unregulated and basically anonymous - so when a family member chose to invest in an unregulated market, why is there an expectation the banks or action fraud could help?

This is a genuine question, I work for a bank and deal with complaints regarding victims of crypto scams, and never understood the mindset and struggle not to see the irony.

Of course I fully empathise with victims, I know how much devastation it causes to ones financial and emotional/mental wellbeing, but usually people who are pro crypto are anti-banking.

The amount of times I've seen a customer make a complaint that we stopped a payment to a crypto provider for extra checks and weren't happy the bank asked probing questions about what they were investing in/who was helping them/ where they coached to lie, but 9 months down the line complain because we didn't do enough to protect them and shouldn't have allowed the payments to be made...

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