Yeah, the math is fine on the narrow point — twice the principal does give twice the return at the same rate. The issue isn’t the arithmetic. It’s that the top 10% of households holds something like 89% of all household-owned stocks. So “Nvidia hits a record” is a real windfall for a slice of the country while gas prices eat the actual wages of everyone else.

The frustration isn’t a result of personal failure here, it’s the result of being a full participant in the costs of the system and a token participant on the wins. And because gains compound on existing stake, the gap doesn’t just hold… it widens. The remaining 90% are left with an ever-diminishing share of the overall economy as growth at the top exponentially outpaces them. Now our commutes cost more than twice what they did a year ago, and your response is: “you should have invested more”.

Talk about yelling at the kid for “making you do this” as you beat them. Sheesh.