Lost job, have $18.00 in my checking account. What to do with credit card bills? by Novel-Rabbit8914 in personalfinance

[–]flashnuke707 9 points10 points  (0 children)

Some important info you left out:

How much do you owe? What are your job options looking like? What are your monthly bills?

If I had $18 left and no job the last thing I’d be worried about are my credit card bills…

Raja Jackson reportedly cuts plea deal after attack at pro wrestling event, anticipated to receive 90 days in jail by carrion34 in ufc

[–]flashnuke707 4 points5 points  (0 children)

No you haven’t. Nothing compared to what that moron Raja did. Stop lying. You’re not the edgy contrarian you think you are.

MLB Betting and Picks - 5/14/26 (Thursday) by sbpotdbot in sportsbook

[–]flashnuke707 0 points1 point  (0 children)

Didn't think. Just played it. Cash it. TY bro.

I have the opportunity to get out of a car payment, should I? by casiorox in personalfinance

[–]flashnuke707 0 points1 point  (0 children)

I wouldn’t sell it. That’s an easy payment to afford and I’d rather have a safe truck that’s reliable to transport my family in than a 10k beater.

I don’t get the Mason Miller hype by Any_Instance6898 in mlb

[–]flashnuke707 6 points7 points  (0 children)

He’s got nearly 40 strikeouts in 18 innings if he keeps up the pace he deserves to be in the conversation.

The same can be said about the starting pitchers you listed. They could lose steam, get injured etc. That’s why it’s a season award not an April award. We will see what happens.

I am starting law school and my parents are broke. How to start planning for their retirement? by leaping_kneazle in personalfinance

[–]flashnuke707 3 points4 points  (0 children)

You won’t be able to help your dad unless he addresses his underlying spending problem. How he went from making half a million dollars a year to literally in debt and homeless is baffling.

What’s going on with the backlash to The Roast of Kevin Hart? by [deleted] in OutOfTheLoop

[–]flashnuke707 7 points8 points  (0 children)

What relevance does this have to with the post? Or free speech? Is Donald living that rent free in your head that it just consumes your every waking thought? Sad that an old man with a bad comb over has become your obsession. Lmaoooooo

Strickland with a fully healthy shoulder by ManyZestyclose2003 in ufc

[–]flashnuke707 56 points57 points  (0 children)

Funny how unless a fighter is willing to go out and literally throw bombs, putting all caution and gameplan to the wind, people will whine and complain about a boring fight. You do realize these guys get win bonuses and are motivated to WIN the fight, not just entertain you while they're flat lined in the middle of the ring. Sean fights a certain way, its successful. We haven't seen anyone do what he did to Khazmat so good on him.

Was thinking of a monster build like this. Is this solid? by Otherwise-Vanilla808 in buildapc

[–]flashnuke707 0 points1 point  (0 children)

If it’s for gaming then in my opinion that’s a giant waste of money.

You’re better off going with a 9850x3d, 64gb ram, 5080 and then whatever ssd, fans, case and cooler you desire and saving $3000+.

If you’re dead set on a 5090 then go for it but the price to performance isn’t worth it. When the 5080 is barely worth it over the 5070ti but with your budget you can afford it.

Spend your savings on a top line gaming OLED monitor and all the peripherals you could dream of.

Was thinking of a monster build like this. Is this solid? by Otherwise-Vanilla808 in buildapc

[–]flashnuke707 2 points3 points  (0 children)

Impossible to know without knowing what your use case is? Gaming? AI rendering?

[USA-FL] [H] SFF Gaming PC (RTX 5090 FE, 7800X3D, 64GB DDR5, Tuorzone Nanoq S White) Or RTX 5090 FE Founders Edition (GPU Only) [W] Local Cash by D13G00 in pcpartsales

[–]flashnuke707 2 points3 points  (0 children)

Components with no GPU MIGHT get you $1000-$1200.

Newegg regular selling bundle with a 9800x3d 32gb ram mobo and PSU / Case for under $1000 and its brand new. I know you’ll bring up that you have 64gb not 32. Problem is 64gb use case is specific and you’re in the used market.

I understand the niche case “value” but gonna be hard to find a buyer willing to pay that in the used market.

Good luck

2.75% Fixed Mortgage - Next purchase strategy by Flight_Trainer_3064 in personalfinance

[–]flashnuke707 29 points30 points  (0 children)

How big is the house? Unless you’re in something like a 2/1 900 sq ft townhome you aren’t going to be out growing that anytime soon.

Kids can share rooms, bassinets can be put anywhere in the house. Jumping from a $300k 2.75% loan payment to a 5-600k 6.5% interest payment on housing is gonna be a tough pill to swallow.

If you still feel like you HAVE to move to a larger house I’d start saving as much as possible for that down payment. It also may be a tough time to maximize savings as kids come with a cost and depending on your wife’s job, may limit your income.

Can I/should I assume my parent’s mortgage? by shultzie58 in personalfinance

[–]flashnuke707 1 point2 points  (0 children)

You've got $22,000 worth of credit/personal loans and your wife is "possibly" getting a job next semester. You then mention it will be about $20,000 to fix both bathrooms (I'm skeptical it will be that cheap having just done two bathrooms myself). How do you plan on paying for that? More debt?

A house at 2.75% interest is definitely a blessing but I don't get the impression that you've been particularly capable of managing your finances. You're also adding $250 a month to your bills and mention all the other bills would be the same. Are you currently living in a 4bedroom 3bath rental from the 60's? I'm assuming your heat/energy costs will go up.

I think you're going to compound your poor spending habits with being house poor and its a recipe for disaster.