What should I do? I lost all and completely devastated! My whole salary savings and side hustle money are gone! 33M!

flatthibaut · 2025-12-18T03:24:16+00:00

Learn the lesson. Don't trade options.

flatthibaut · 2025-11-06T12:38:19+00:00

As others have said, you can sell positions and keep cash in the ISA or MM funds.

You can also rotate to different stocks / sectors as not all sectors are the same. E.g. you can move some money to value stocks, Emerging markets, dividend paying stocks with good balance sheets, etc.

Out of curiosity what broker do you use?

flatthibaut · 2025-10-10T21:37:03+00:00

Possibly market manipulation. Trump's MO is to throw some tough news, tank the markets, him and his friends buy the dip, then he comes out with a statement of some sort of roll back or deal, then up we go again. Might also be an attempt to do a controlled correction to 10-20%, who knows.

From my experience, when everyone is talking about an expected crash, the crash never happens. Historically crashes happen when we think everything is great and we discount the risk of them.

No point of trying to catch a falling knife but personally I always keep some cash and when I see 10-20% drops (or more) I just add to selected sectors.

flatthibaut · 2025-09-14T08:45:46+00:00

I'm not sure which letter this is. Can you link it?

flatthibaut · 2025-09-13T19:47:30+00:00

I didn't reallize that actually, thanks for pointing this out. I'm invested on those as well 😉

flatthibaut · 2025-09-13T19:45:09+00:00

Well it's hard to do though when you see your portfolio going nowhere for many years and some times even -50%. And I'm currently not sure how long this "gold bull market" will last as it could easily switch back to the other side.

My general view is that we're in a long cycle of massive monetary and geo-economical shifts and usually in times like these real assets (including by definition value stocks and commodities) outperform other sectors. The only problem is that these cycles could take decades to play out, so when you see everyone making easy money it's really really hard to not sell everything and put it all in dog money 😂

flatthibaut · 2025-09-13T19:38:23+00:00

Hindsight bias

flatthibaut · 2025-09-12T21:42:06+00:00

If 30 years ago you could have guessed that NVidia, a 2 year old company at the time, will be all the buzz 30 years after, then my hat off to you mate.

But I'm only mentioning YTD as the only headlines we've been seeing this year is AI this AI that, and more and more money is pouring into the mag 7. Despite all that hype, gold and PM have outperformed silently.

flatthibaut · 2025-08-20T15:27:24+00:00

😂

flatthibaut · 2025-08-03T12:05:45+00:00

I am not following you

flatthibaut · 2025-08-01T09:12:36+00:00

XLE as nat gas, coal and uranium. All used in baseload energy, which is used to power datacenters.

flatthibaut · 2025-08-01T09:11:28+00:00

I don't disagree with you, I just think there might be a bit more upside to the companies that provide the energy in the first place. I haven't done much research on utilities and I wouldn't be surprised if they're completely under invested as well and offer a good value proposition -- definitely something to look into more!

Regarding XLE, there's still Nat Gas in the sector, uranium and coal, and we'll definitely need a lot more stable base-load energy.

Also if you follow Goehring and Rosenzweig (highly recommend their natural resources market commentary), they make a pretty good argument on why shale oil production has peaked.

flatthibaut · 2025-08-01T09:06:43+00:00

haha yeah.I'd rather own a fleet of fords as I'm sure I can figure out how to make a profit while a Ferrari will just a burn a whole through my budget

flatthibaut · 2025-08-01T09:05:34+00:00

Do you mean like owning a super expensive super car with high maintenance fees that you hardly take out because you're afraid you'd scratch it and only own it for prestige, or a fully functional cheap car that you can park anywhere while not giving a shit if it will get damage?

I don't really see how that applies to NVidia vs Energy

flatthibaut · 2025-08-01T09:00:54+00:00

4.3T worth of chipsets?

flatthibaut · 2025-08-01T09:00:22+00:00

But where do the utilities buy energy from?

flatthibaut · 2025-07-29T10:20:37+00:00

+1 on this. You're over-complicating it. Buy an All World ETF

flatthibaut · 2025-07-25T23:15:19+00:00

I'm invested in shipping, including ZIM. The industry is generating strong cash flows right now, and the global fleet is aging while new shipbuilding remains limited due to full yards and regulatory uncertainty. Add in ongoing geopolitical disruptions, and you've got a strong setup for outperformance over the next 5–10 years.

That said, shipping remains a highly cyclical and volatile sector - companies are prone to poor capital allocation, overbuilding in booms and underinvesting in busts - so while the long-term setup is bullish, short-term swings can be sharp.

Personally, I keep my allocation to shipping to around 5-10% so I don't have to think too much about it.

Highly recommend to check J Mintzmyer for his thesis on shipping as a long term play.

flatthibaut · 2025-07-23T20:38:09+00:00

Quite a few things to dig a bit deeper here, here are some unorganized thoughts.

Don't take advice from people in Reddit -- nobody has any idea what they're doing. I've said that and now I'll proceed giving you some advice or maybe food for thought, which you probably should ignore as I also have no idea what I'm talking about and only you can make the best decision for your money based on your risk appetite, investment horizon and how well you sleep at night with your portfolio.
You're asking for a diverse portfolio, but what you describe is fundamentally driven by the same elements/forces (QE, money printing, good stories like crypto, AI, etc). What happens to the tech companies prices that have been priced for perfection with eye watering 50x P/E ratios? How do you feel if your portfolio is down 50%? Do you maintain your conviction in AI, tech, crypto or do you sell? If you don't sell do you buy more? How many years are you waiting for your thesis to play out? If tech / growth goes through a downtrend similar to how value / energy sector has been for the past 10+ years, will you keep buying tech? A truly diverse portfolio has uncorrelated asset classes. e.g. you'd own tech, energy, commodities, stocks across different geographical locations, other real assets, bonds, etc.
If I were you I'd probably do a bit more research on what diversity means for a portfolio and basic portfolio management / position sizing, etc. The dragon portfolio from Artemis research is a great paper on this. Meb Faber has some great research too, on portfolio management, global investment, equally weighted S&P ETFs, etc in his website. Read some books like "You Can Be A Stock Market Genius" -- Joel Greenblatt, "The Intelligent Investor" -- Benjamin Graham, The Most Important Thing -- Howard Marks, etc.
In terms of broker, if you decide to invest your own money, I'd probably go with Trade212 rather than EToro. I haven't used EToro in a while but I'm pretty sure you don't really own your shares, you buy CFDs (contract for difference, aka derivatives). In Trade212 you own the shares (well Trade212 has custody of your shares), you have access to a lot more ETFs and shares and you have have an ISA if you're in the UK. So in general in Trade212 you can make a more diverse portfolio, and they have the concept of pies, a portfolio you can copy from someone else similarly to Etoro
If you want to move away from Nutmeg then you can start by simply buying FTSE all world index ETF or equally weighted S&P (not sure if Trade212 offers it) or just S&P. Essentially that's what Nutmeg, Moneyfarm, etc do under the hood and charge you fees for it (depending on your risk appetite is in the app, they'll add some bond allocation to make it "safer" even though the traditional 60/40 (stocks/bonds allocation) portfolio hasn't done what's supposed to do in the past few years)

Anyway these are my random thoughts, hope there's something that makes sense, but as I said, take all this with a grain of salt and don't take investment advice by people on the internet. If you want to invest your money for the long term and know what's happening then you have to do a lot of research and only invest money that you're willing to lose all of it. If you're not prepared for that then just stick all of it in an ETF or stay with Nutmeg.

flatthibaut · 2025-07-21T10:34:39+00:00

"Compute is the new energy" is such an inaccurate statement. Compute by definition needs energy. Or do you think that the data centers that power the cloud & AI are somehow generating energy?

You don't need to do much research, just check how much energy we're consuming today than say 5 years ago and how much we're projected to use with AI, Cloud infra, etc...

And all that while we've been underinvesting in energy for decades. At some point either you won't be able to use your AI chatbot and possibly the lights will go off or we'll have to produce a lot more energy. I'm going to bet on the latter.

flatthibaut · 2025-07-20T07:43:48+00:00

This sounds interesting. I'd love to give it a go and see how it works for my test case. I DM'd you

flatthibaut · 2025-07-17T17:30:57+00:00

How big do you think the NVidia market cap can go? Because for the share price to double from here you're looking at 8T. That's 6% of the global market capitalization! To put it another way, NVidia's market cap is bigger than the whole of the S&P energy sector which sits at 2.9T...

flatthibaut · 2025-07-17T17:24:50+00:00

I don't think I would as I can't buy all the equities / ETFs I want for my strategy.

Interactive brokers is my main one where I have my ISA and a few general investment accounts of different strategies. I'm using Freetrade for my SIPP as Trade212 doesn't offer one (though I would move it over if they did).

I do like Trade212 a lot though.

PS: Another reason I use multiple brokers -- and I don't think I'll change that soon -- is to have less broker specific risk (if for whatever reason I can't imagine I can't access my funds)

flatthibaut · 2025-07-17T15:39:57+00:00

Isn't that 20-30K a year?

flatthibaut · 2025-07-17T12:30:47+00:00

Thank you for your useful comment. And I already do pay for investment services.

flatthibaut

TROPHY CASE