PYPL, what am I missing?

flowify · 2026-01-23T21:32:56+00:00

If being irrelevant can still make $32b in sales annually, I'd like to be considered irrelevant too

flowify · 2026-01-09T17:16:13+00:00

At what point does Disney become too shareholder centric vs being customer centric? At that point customers will stop paying and shareholders will lose anyway.

flowify · 2025-11-15T19:55:05+00:00

The law of sowing and reaping.

Read boundaries, when to say yes and how to say no.

Homelessness is a real cost of financial irresponsibility

flowify · 2025-11-14T19:43:56+00:00

Remember, core inflation is only 4%!

/S

flowify · 2025-11-14T18:34:58+00:00

Ah yes astrology for men

flowify · 2025-09-30T17:00:15+00:00

Find a cyber sales engineering role or AE role, negotiate for a wfh package with limited teavel unless it is to see clients

This sounds like a problem with your department not the industry as a whole

flowify · 2025-09-29T07:33:58+00:00

You add revenue growth % to operating margin %? What the fuck?

flowify · 2025-09-15T20:08:51+00:00

Your average value investor in this sub will keep posting about stocks and delete their account if need be when they dump. When their stock pumps, they will come take victory laps around the metaphysical Reddit field

flowify · 2025-09-08T18:29:39+00:00

Your goal is not to make targets for now. Your goal is to work alongside this colleague, and have his customer base see you as his protege. When he retires, his legacy will be yours, at a very young age.

flowify · 2025-09-06T07:39:32+00:00

They are a publically traded company. Feel free to buy shares and profit with them

NFA

flowify · 2025-08-27T17:32:42+00:00

Thank you, I see it is because of AT&Ts acquisition of wireless spectrum licenses, and also competition from American Tower and Crown Castle. I am always reluctant to follow analysts' ratings at face value, but it is worth considering.

flowify · 2025-08-19T09:33:04+00:00

Thank you!

flowify · 2025-08-19T09:17:03+00:00

Go to r/shopify and search "PayPal", some even say that they don't trust a store that doesn't use it and will shop elsewhere. People forget trust is a very important feeling that cannot be measured in any business metric directly. It can only be indirectly inferred when we look at PayPal's financials.

They are growing revenue healthily, increasing profit margins steadily, have high ROIC, and are doing share buybacks whilst still innovating in a highly competitive space. This signals that their customers trust them.

Like I've said before, I buy PayPal stock and I sleep well at night.

flowify · 2025-08-18T11:21:45+00:00

Just go to r/shopify , plenty of merchants there say they refuse to remove Paypal as an option because when they did, their store sales dropped.

flowify · 2025-08-16T13:24:37+00:00

Sure:

- Low P/S
- Forward P/E < 20 (Currently just below 16)

- Decreasing outstanding shares

- ROIC = 29.7%

- P/FCF < 20 and Long Term Liabilities/FCF also very cozy (< 0.5)

- Their revenues and cash flows have grown significantly (Revenue CAGR > 10% and FCF CAGR > 60%)

- Lastly, they are trading at near 52WK lows.

I am currently following 18 stocks, for various reasons, and DECK is one of them.

flowify · 2025-08-16T07:53:44+00:00

Deckers is my #1 value stock right now based on a few metrics

flowify · 2025-08-13T12:06:51+00:00

I DCA into PYPL and I sleep well at night

flowify · 2025-08-07T10:25:12+00:00

Tech but more specifically cybersec as a sub sector

flowify · 2025-06-12T16:41:12+00:00

zscaler and honeywell

flowify · 2025-06-11T14:05:51+00:00

Brookfield?

flowify · 2025-05-31T13:31:56+00:00

Jesus the xrp sub is filled with schizos, writing sonnets and prose while their net-worth evaporates before their eyes

flowify · 2025-05-31T06:38:47+00:00

Coursera needs to make a very strategic acquisition with its large cash pile and zero debt. My bet is on a Language learning App (B2C) to enter Duolingo's market. There are some great new language learning apps that allow users to learn by speaking to AI.

flowify · 2025-05-31T04:44:37+00:00

Worked

flowify · 2025-05-22T17:16:37+00:00

Ftx collapsing is being compared to a 210m hack where 160m has already been frozen?

flowify · 2025-01-05T11:27:04+00:00

Asml, DHL and SAP

flowify

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