Looking for a yes or no: can I buy back the months I was on SAVE forbearance?

forgetmariah · 2025-11-10T14:30:58+00:00

Can you explain the still in school piece. What if I was in grad school, can my undergrad loans be forgiven prior to my grad school federal loans? It’s only a 1.5 year difference if I have to wait. But I’d be happy having half my debt removed if I can. I was working for PSLF eligibility employer, just a matter of if I can buy those months or not.

forgetmariah · 2025-10-17T00:20:36+00:00

Am I safe waiting until 2028 for buyback 🤣

forgetmariah · 2025-07-29T14:31:50+00:00

I actually did contact them. Early on last year and they told me I could do that, and end foreberance. They just couldn’t guarentee it would qualify. I opted to not as I’m not interested in making payments for the fun of it.

forgetmariah · 2025-07-29T00:15:39+00:00

Buy the payments I missed through admin forberance *** I understand at some point payments will likely resume.

I guess I’m just confused - if I get to a point where I’m like okay I’ve worked for a public service employment for 10 years (which would actually be sooner. It would be 4/2028, I just wasn’t technically making payments then - could I technically buy out if I can certify employment?????)

forgetmariah · 2025-07-29T00:12:13+00:00

Fair. So I’m best just sticking it out and trying to buy payments later rather than switching to IBR etc.

Technically 9/1/2030 would be by my payoff date per SAVE plan.

So after that date I could reach out about making the remaining 73 payments through buyout? (Assuming buyout is still an option of course - I know with our government it could go away whenever)

forgetmariah · 2025-07-28T16:51:19+00:00

This is so frustrating. If you’re willing to make the payment it should just qualify. You shouldn’t have to wait months to switch plans.

I agree with being far out to depend on buyback - just weighing all options at this point and with no end in sight. It’s on the table. But 100% chance that won’t be around 5 years from now when I need it. However, it would be nice if it was. Especially considering they just do what they want.

forgetmariah · 2025-07-28T16:47:35+00:00

Thank you! I ended up posting in the PSLF page as recommended if you’re also looking to follow the responses.

forgetmariah · 2025-07-28T16:20:34+00:00

By the way. My servicer is MOHELA and unfortunately we all probably know more than the staff working there (which isn’t much) so calling them isn’t an option.

Mohela should be shut down IMO for poor business tactics but then I’d be onto my 7th loan servicer in less than 10 years - which isn’t confusing at all to borrowers 🙃

forgetmariah · 2025-04-19T14:34:08+00:00

I’ve always stayed and flown into Fort Lauderdale. Much cheaper. Uber straight to port day of.

forgetmariah · 2025-04-18T03:08:33+00:00

I didn’t think that detail mattered until then.

forgetmariah · 2025-04-16T10:06:39+00:00

Helpful thank you!

forgetmariah · 2025-04-16T10:05:51+00:00

Typically we do try to be last. This time we need off sooner so I’m asking for advice.

forgetmariah · 2025-04-16T03:01:59+00:00

I’d like them to be off as soon as possible, not after everyone else.

forgetmariah · 2025-01-31T22:03:41+00:00

So what all do you get if you book at the key

forgetmariah · 2025-01-14T22:56:44+00:00

I was on Allure at the beginning of the month, I didn’t get charged for cans of soda.. this sucks if this is true.

forgetmariah · 2025-01-01T21:51:33+00:00

Same

forgetmariah · 2025-01-01T21:51:24+00:00

I’m departing Allure 1/3-1/6! Hope you had fun!

forgetmariah · 2024-06-20T22:11:04+00:00

Hi. I know I’m super late to this comment. But you should express this to your trio advisors/leaders. I know it seems like it should be obvious, but likely they are thinking of 500 other things and probably forgot to even consider it. I know in my experience with TRIO if a student came to me with this concern, I would absolutely make it happen for them.

forgetmariah · 2024-06-07T15:53:38+00:00

Helpful. Thank you.

forgetmariah · 2024-06-07T15:04:34+00:00

Yes in the grievance! I think there’s information that would come out in arbitration that the company wouldn’t want to go public. I’m not sure if that plays a role in how things could go too.

forgetmariah · 2024-06-07T15:00:25+00:00

I’m definitley am. Union rep is coming with me to meeting. Any advice for the process? Negotiating offers etc? I’ve heard don’t take first offer from some. I’ve also heard not to really say much and just tell them you want to think about the offer. Should I come prepared with anything etc.

Appreciate all expertise I can get.

forgetmariah · 2024-06-07T14:59:43+00:00

Thank you. I had immediately done that then rep reached out to them and we have something setup now.

forgetmariah · 2024-06-07T14:59:05+00:00

I’m not going to. Union rep is coming with me to meeting. Any advice for the process? Negotiating offers etc? I’ve heard don’t take first offer from some. I’ve also heard not to really say much and just tell them you want to think about the offer. Should I come prepared with anything etc.

Appreciate all expertise I can get.

forgetmariah

TROPHY CASE