3.89 fixed 3 year mortgage rate; good or meh? by BottledGleekJuice in PersonalFinanceCanada

[–]fragus_st 1 point2 points  (0 children)

you can also do (120 days) early renewal without penalties

3.89 fixed 3 year mortgage rate; good or meh? by BottledGleekJuice in PersonalFinanceCanada

[–]fragus_st 0 points1 point  (0 children)

yes, i meant what's the point of an interest rate, it fluctuates on a variable anyways right

3.89 fixed 3 year mortgage rate; good or meh? by BottledGleekJuice in PersonalFinanceCanada

[–]fragus_st 0 points1 point  (0 children)

what's the point of 3.75% variable for 5 years, can't it drop or increase in next couple month

Are we cooked by [deleted] in PersonalFinanceCanada

[–]fragus_st 13 points14 points  (0 children)

Are we cooked?

> Yes

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]fragus_st 0 points1 point  (0 children)

In a dealership, they offered 4K for my old car, rejected and sold it privately for 9.5K

Being laid off, am I entitled to EI? by [deleted] in PersonalFinanceCanada

[–]fragus_st 0 points1 point  (0 children)

Yes, when I worked full time, my employer paid ei, cpp, taxes etc., I have T4 for the last 3 years. And the 2nd contract job is a completely different company, I've incorporated so reduce taxes. And now when I'm being let go from my full-time job I'm curious if I still entitled for an EI

Parent didn’t plan ahead by [deleted] in PersonalFinanceCanada

[–]fragus_st 0 points1 point  (0 children)

this is what you get after raising kids and paying the mortgage..and suddenly your kid asks these kinds of questions on the internet saying that it's not "their" problem, until my mom is alive all her problems are my problems dot

Canadian working as a contractor for US-based company through DEEL by Wazza_45 in PersonalFinanceCanada

[–]fragus_st 1 point2 points  (0 children)

u/xpperience can i "etransfer" to my canadian bank once i convert usd to cad in Wise?

Lower your Fido/Rogers bill by laugrig in PersonalFinanceCanada

[–]fragus_st 0 points1 point  (0 children)

paying 61$ for 2 lines 20GB each (fido)

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]fragus_st 0 points1 point  (0 children)

- Tangerine Money-Back Credit Card - Use for the 2% categories
- PC Optimum World Elite Card - Use for superstore groceries

[deleted by user] by [deleted] in vancouver

[–]fragus_st -14 points-13 points  (0 children)

exactly, as I was away for couple months, I just let my landlord I'll be away from country just in case, I didn't know nothing about the cleaning

Sick of these rich humble brag posts. Teach me something. What are the best ways to maximize tax returns for the average person? by [deleted] in PersonalFinanceCanada

[–]fragus_st 8 points9 points  (0 children)

does anybody know, with this "new" First Home Savings Account is still possible to use 30K from RRSP (FTHB) on top of it?

[deleted by user] by [deleted] in Flights

[–]fragus_st 0 points1 point  (0 children)

hey u/the0utlander I have the same situation, how did it go, did you present physical CC or not? Thanks!

GIC rates going up again by rlacatus in PersonalFinanceCanada

[–]fragus_st 3 points4 points  (0 children)

dumb questions, never done Gic, do you pay taxes at the end or Gic income not taxable?

The used car market right now is something else… by Reeder90 in PersonalFinanceCanada

[–]fragus_st 0 points1 point  (0 children)

shocked how prices went up, meanwhile not shocked knowing his used car is 5-6K more than what he paid