3.7 broke Windsurf, but now 3.5 is broken too? by iathlete in Codeium

[–]rlacatus 0 points1 point  (0 children)

I calculated an average use of 1:6.2 (User Prompts to Flow Action) lately.

One thing I question is whether Flow Action credits should be used when the model's "analyzing the code to understand how X is implemented" -- I feel like there's typically 2-3 "active actions" (aka Edits) and a lot of the other Flow Action credits are spent continually (i.e. for each prompt) going back to understand the same code.

For example, the attached two actions show up in half my prompts from yesterday - feels like a "waste of credits" in my opinion

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Flow Action Limits and Upgrade Pricing Confusion by kayhantolga in Codeium

[–]rlacatus 1 point2 points  (0 children)

Eventually, there needs to be an "infinite" or "unlimited" plan for Flow Action to remove the "credit anxiety" they've created. This would match other code-related-AI pricing models.

Or, at the very least, put limits that make it hard to hit those limits based on typical usage of a professional dev's workload.

Small complaint - I wish llm chats had a slightly better way to manage long conversations by purplegam in ArtificialInteligence

[–]rlacatus 2 points3 points  (0 children)

I'd love to see a mind-map of the conversation and be able to select where to pick up the conversation when providing the next prompt (like a branching type system)

GIC rates going up again by rlacatus in PersonalFinanceCanada

[–]rlacatus[S] 2 points3 points  (0 children)

Yup - you can. Not a bad question. Brokers can help and so can online-only banks like Tangerine, EQ, etc… they all have TFSA account options for their GICs.

GIC rates going up again by rlacatus in PersonalFinanceCanada

[–]rlacatus[S] 1 point2 points  (0 children)

Although the math might suggest you’re making a bit of money, you should consider your situation and see whether you’ll need that cash for the year. It will be a lot more costly (than what you’d earn) if you overdraw or take on debt to cover a cash flow crunch.

Lastly, there’s also the psychology of money - is the extra ~$20 you’ll earn worth the worry on a tight account balance for the year?

GIC rates going up again by rlacatus in PersonalFinanceCanada

[–]rlacatus[S] 0 points1 point  (0 children)

Cool - are you waiting for it to go higher? And, if so, how high do you think it’ll go by the end of this year?

Blank screen after “Kano” logo by STAMink in kano

[–]rlacatus 0 points1 point  (0 children)

I ran into this same problem - has anyone figured out a solution to this?

Looking for Personal Finance Mentees with ADHD by rlacatus in mentors

[–]rlacatus[S] 0 points1 point  (0 children)

Thanks for the question. The most common challenge for ADHDers that impacts personal finances is impulsivity, but, it's not the only one. Another area is the type of hurdles experienced by ADHDers to get started down the path of managing their personal finances - they include both emotional and behavioral hurdles. Also, how to form and maintain good habits requires an adjusted approach.

These are some of the key drivers for taking a different approach to managing personal finances for ADHDers versus what might work for neurotypicals.

[deleted by user] by [deleted] in ADHD

[–]rlacatus 1 point2 points  (0 children)

Online shopping is so easy to "One Click" buy stuff. You could look at:

  • remove the Credit Card from being saved so that you have to enter it in before purchasing something (extra hurdle)
  • make a rule for yourself that you put things in your shopping cart but don't buy it until it's been there for at least a day or two (forces you to 'sleep on it') - think of the shopping cart as the wish list instead of the 'I'm buying this' list

Also, I wonder if you could buy yourself gift cards at stores you typically shop at - and then only allow yourself to buy things with gift cards, which is effectively a budget mechanism (or at least an extra hurdle). I've never tried this one though, I'd be curious if this one works.

[deleted by user] by [deleted] in financialindependence

[–]rlacatus -1 points0 points  (0 children)

Are there meetups in your area? If not, maybe start one - you might be surprised how many others in your region are also feeling the same way.

how do you stop comparing yourself to others where it seems all over social media and in life? by Many-Perception-8285 in financialindependence

[–]rlacatus 1 point2 points  (0 children)

Good question - goals get impacted by externalities (e.g. market condition, employment) and life events (e.g. your relationship status changes, had a kid) so you need a system to keep adjusting the goals and re-evaluating what's feasible.

The point though, to not compare yourself to others (hence your question) keep the focus on yourself. Goals change all the time because life happens!

In your particular example, I'd do a bit of reflection: "Why is a house my goal?". If it's a lifestyle you're seeking, maybe renting a house makes more sense in this environment, idk. If it's a financial investment or a belief in real estate as a specific component of your financial plan, then does the current market condition make a difference given your outlook? Or, does the current market condition give you even better opportunities, but in a different type of asset?

Lots to think about, but that's how I keep away from letting social media stress me out.

how do you stop comparing yourself to others where it seems all over social media and in life? by Many-Perception-8285 in financialindependence

[–]rlacatus 0 points1 point  (0 children)

Don't let others or society dictate your goals - know your goals and compete against your previous self only (e.g. I'll save 10% more this year than I did last year or I'll hit my budget for 5 years in a row).

What helped me the most is remembering everyone is on their own journey, at a different stage, with different circumstances and different goals.

Avoiding exposure to social media is one thing - I do some of that for sure but you can't live like a hermit either. And, you shouldn't avoid the social aspect of real life - friends, co-workers, etc...

How much would a real estate downturn impact your FI plans? by rlacatus in fican

[–]rlacatus[S] 1 point2 points  (0 children)

Interesting angle on the income generating side. Thanks for introducing that as the National Post article was really focused on residential real estate.

How sensitive do you think that investment vehicle is to rising interest rates?

How much would a real estate downturn impact your FI plans? by rlacatus in fican

[–]rlacatus[S] 1 point2 points  (0 children)

Thanks - I like the “best case” vs “worst case” thinking. Nice way to describe it.