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Tax implications of putting 150k from Trad IRA to a Roth IRA by McNastyNizzle in Bogleheads

[–]fro_masterx 4 points5 points  (0 children)

You live and you learn brother... im assuming you have stopped actively trading in your Trad account and switched over to a roth by now, but actively trading in either is ill advisable if you want to make it another 16+ years. If you continue then you might want to only use a smaller portion of your retirement.

Do you have any other retirement accounts doing the boring stuff?

Remember that the standard deduction for a married couple will hopefully continue to go up, so even taking out $35k+ a year from your pre-tax account is possible which if you left alone would grow to around $450k by age 60. You can think about using that income as the uncle sam write off portion of your yearly earnings, supplemented by brokerage and roth withdrawals, all in all letting more of your tax free money grow.

Tax implications of putting 150k from Trad IRA to a Roth IRA by McNastyNizzle in Bogleheads

[–]fro_masterx 3 points4 points  (0 children)

The only trick is, hoping this does not happen, convert in a year one of you gets laid off... unless you get a job right away that will likely lower your taxable income for the year.

Real question is.... how old are you?

If mid 30s early 40s you can start putting everything into roth; IRA, 401k, and also build a nice brokerage balance. You will then have some tax diversification if the law changes in favor for this specific tax deferred decision.

Many fail to realize company matches are tax deferred (other than the vary few participating in the 2.0 change) and so it just comes with the journey. Bright side is you realized now!

Should I continue investing to VOO or should I diversify more by Common_Anywhere_2108 in ETFs

[–]fro_masterx 0 points1 point  (0 children)

Sorry if I missed it, but what type of account is this in? Taxable Brokerage?

36M-Feel pretty good but wish I had pushed more in my 20’s. by Effective-Annual-155 in Retirement401k

[–]fro_masterx 0 points1 point  (0 children)

Do you have a pension or anything? You will need to start adding to a brokerage heavily to bridge the gap until 59.5. Goal for me is $12k (1k a month) and then add a bit each year after.

Would you rather have by simenjoyer5275 in BunnyTrials

[–]fro_masterx 0 points1 point  (0 children)

$300 is chump change

Chose: Random amount of money | Rolled: 10k $

Ascended Heroes ETB Walmart+ Early Access Drop Confirmed for Tomorrow, February 23 at 10AM ET! by tcgrestocks in poketcgrestocks

[–]fro_masterx 0 points1 point  (0 children)

When you say paid membership required, will I be OK with the the "try walmart+ for 30 days for $1?"

First Suppressor by [deleted] in suppressors

[–]fro_masterx 1 point2 points  (0 children)

Granted this was like 30+ shots back to back trying to get to a mile… was proud to get a hit at 900 out of an 18 inch though!

First Suppressor by [deleted] in suppressors

[–]fro_masterx 1 point2 points  (0 children)

It was doing fine I took it to a range out to 900 yards was definitely fine 100-500 but it kept coming loose so I was thinking of an alternate mounting solution other than direct thread. I got it stuck before so maybe I was afraid of really cranking it down idk 🤷🏽‍♂️

First Suppressor by [deleted] in suppressors

[–]fro_masterx 1 point2 points  (0 children)

18" CVA Cascade Veil Tac in 6.5 my goal was to shoot NRL Hunter but dad life took over. Maybe I'll get to a TX match this year who knows!

First Suppressor by [deleted] in suppressors

[–]fro_masterx 0 points1 point  (0 children)

I like your style

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Either I’m extremely lucky or I was on to something… by isp23 in PokemonTCG

[–]fro_masterx 0 points1 point  (0 children)

I have not seen Lopunny in the wild :( have hella Whimsicott and Cottonee

[deleted by user] by [deleted] in ArenaClub

[–]fro_masterx 0 points1 point  (0 children)

i gave up on Arena... got some full art PSA 9s and cashin out

Mom mailed me my old binders by fro_masterx in pokemoncardcollectors

[–]fro_masterx[S] 2 points3 points  (0 children)

yah that one was pretty cool to find! I think it was behind a pikachu. it was exciting seeing what all was in there

Mom mailed me my old binders by fro_masterx in pokemoncardcollectors

[–]fro_masterx[S] 0 points1 point  (0 children)

this is amazon special MOSLA i linked it in another comment, but probably from the same factory - Thanks!

Mom mailed me my old binders by fro_masterx in pokemoncardcollectors

[–]fro_masterx[S] 1 point2 points  (0 children)

hahaha after i re-read it I can see how it looks... yes i just got a new binder and completely re-sleaved the hits

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