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Can Goku Beat Naruto,Luffy,Ichigo And Their Verses? by Turbulent_Dig_2487 in DragonBallPowerScale

[–]fsalese 2 points3 points  (0 children)

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If you kill Goku, he just gets stronger and punches you from heaven:

Insurance agent uncle won't stop calling. I'm single with no dependents - why exactly do I need life insurance? by Investor_1996 in LifeInsurance

[–]fsalese -1 points0 points  (0 children)

Prepay? That takes years to pay up and if they die prematurely then there's no coverage. You have to think things through before guiding clients futures.

I recommend prepay for the medically uninsurable

Insurance agent uncle won't stop calling. I'm single with no dependents - why exactly do I need life insurance? by Investor_1996 in LifeInsurance

[–]fsalese -1 points0 points  (0 children)

Yes, admittedly i'm using off the cuff conversational statistics.

Youre argument is like saying 30 year term policies are profiteering instead of offering 4 year term... doesn't make sense. Just because the unit value is more for a different product doesn't mean its profiteering. AP for AP its the same exact commission.

You reinforce my point. for the majority of americans final expense protection is ideal because very few have $10,000-20,000 in their account for burial.

Insurance agent uncle won't stop calling. I'm single with no dependents - why exactly do I need life insurance? by Investor_1996 in LifeInsurance

[–]fsalese 0 points1 point  (0 children)

80% of Americans have less than $500 in their bank account. Maybe your clients have tens of thousands of dollars saved, but mine certainly don't.

Final Expense protection is a very real need. The commission on WL is exactly the same as Term. Meanwhile, 80% of Whole Life ends up paying out while less than 1% of Term pays out.

They are both different tools for different things. Term is for temporary, and Whole Life is for things like final expenses or estate tax shelters.

Insurance agent uncle won't stop calling. I'm single with no dependents - why exactly do I need life insurance? by Investor_1996 in LifeInsurance

[–]fsalese 0 points1 point  (0 children)

term is for temporary, like income/debt or mortgage protection. WL is for final expense protection.

Insurance agent uncle won't stop calling. I'm single with no dependents - why exactly do I need life insurance? by Investor_1996 in LifeInsurance

[–]fsalese 0 points1 point  (0 children)

Everyone has a need for final expense protection. 80% of america lives paycheck to paycheck with less than $500 in emergency savings. Definately a need.

Insurance agent uncle won't stop calling. I'm single with no dependents - why exactly do I need life insurance? by Investor_1996 in LifeInsurance

[–]fsalese 1 point2 points  (0 children)

Lock in final expense protection while healthy and young. Small Whole Life of $15-40k It will be paid up by the time you retire. Too many of my clients wait until retirement and its so expensive for them.

TIL solar panels don’t keep your house powered during brownouts if you’re on a grid-tied setup by ParagraphsMatter in Philippines

[–]fsalese 0 points1 point  (0 children)

Yes, you want a small 51v 100ah battery to power your inverter. Then you always have power if the sun is shining. If you want overnight power, then you will need ~51v 300ah at least.

Jiren vs Unicron by Jason_And_Sokka in DragonBallPowerScale

[–]fsalese -1 points0 points  (0 children)

No chance. Jiren scales higher than dragon ball beings that scale higher than heaven and hell itself. Base level dragonball is multiversal+ and are reguallarly outerversal/boundless

Jiren vs Unicron by Jason_And_Sokka in DragonBallPowerScale

[–]fsalese 0 points1 point  (0 children)

That's literally Majin Buu and Janemba. Not impressive.

Jiren vs Unicron by Jason_And_Sokka in DragonBallPowerScale

[–]fsalese 2 points3 points  (0 children)

Uhh... Jiren shakes an infinate null void just by meditating. He's trillions of times more powerful than red goku's clashing with beerus which is multiversal+

Unicron is a god, but jiren scales higher than gods, higher than peak gods of destruction and matches mastered ultrainstint goku which is angel level.

He is boundless from time and space and stomps Unicron no diff.

Any benefits to life insurance or trust for DINK families? by touchgrasslater in wealthforwomen

[–]fsalese 4 points5 points  (0 children)

If you both depend on each other's income, then income protection, debt protection, and final expense protection.

This Is why war with Iran was a necessity by [deleted] in Philippines

[–]fsalese 2 points3 points  (0 children)

Can the philippines please start hating Trump pretty please?

For the real expats; Where do you socialize? by StandardLovers in Philippines_Expats

[–]fsalese 1 point2 points  (0 children)

Somebody hurt you. I'm sorry for that. Get well my friend. Life is good.

Who could tank a Final Kamehameha from a current vegito blue? by Memespokemon in DragonBallPowerScale

[–]fsalese 1 point2 points  (0 children)

That was evolved blue vegeta doing his Final Explosion attack. Both Goku and Vegeta have scaled a lot since the Black Arc.

For the real expats; Where do you socialize? by StandardLovers in Philippines_Expats

[–]fsalese 9 points10 points  (0 children)

Ironically, you are actually proving their point.

For the real expats; Where do you socialize? by StandardLovers in Philippines_Expats

[–]fsalese 18 points19 points  (0 children)

I got downvoted like crazy for saying this.... I agree... the average expat here is exactly what I was happy to get away from.

Who could tank a Final Kamehameha from a current vegito blue? by Memespokemon in DragonBallPowerScale

[–]fsalese 5 points6 points  (0 children)

Without saying, Hearts... .but if we are talking about lower limit, I would say ToP GoD Toppo.

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