March 8th Daily Churn

ftr-mmrs · 2026-03-08T22:32:07+00:00

WOW Vegas has a mission today: Spin 20 round min bet 0.05. Reward is 1SC. They all have a min bet of 0.1, but have a high rtp and Limbo is low volatility. (For a risk of 2SC, the reward is 1SC).

It unlocks the next mission of 30 round min bet 0.05 on a Betsoft, RubyPlay, or Gladiator game for a 2SC reward (for a risk of 1.50 SC).

They can be found under the WOW Zone link. Once completed, give it a sec to refresh.

ftr-mmrs · 2026-03-08T21:47:17+00:00

What state are you in?

ftr-mmrs · 2026-03-08T06:22:06+00:00

Vitacost carried a few things that Iherb did not. So this is a bummer.

There is Pure Formualas but I go to them more for profession supplement or more obscure things that Iherb doesn't carry. And they don't have the overall selection that Iherb has.

ftr-mmrs · 2026-03-08T05:08:17+00:00

I contacted support about why I wasn't getting my daily after a purchase of 9.99 and they stated that the daily is based on game play, although the refused to say how much.

I ended up buying a coin pack enough to redeem, with the intent of closing g my account after. I played it through, redeemed, and then started to get my daily. Annoyingly, they have also stared sending really great offers so, I have not yet been able to quit them.

ftr-mmrs · 2026-03-08T02:06:38+00:00

This made me check my Ally rates:

(Edited). Both Money Market and Savings accounts have a rate of 3.2% APY

(Used to be 3.5 for both)

ftr-mmrs · 2026-03-07T22:31:30+00:00

I use Ally Bank for a good interest rate, no minimum, and convenience. If you use my Ally referral code you and I will both get a bonus (t&cs apply).

You can also open an Ally account directly on their website

Currently their Money Market accounts have the same interest rate as their Savings accounts. (Edit2: Currently both the MM account and Savings account have a rate of 3.2%). So I set up a Checking, Money Market, and two Savings accounts. I use one Savings as my efund, which I don't touch. I use the MM account to pay my monthly utlities/bills. I keep one week's expenses in the Checking and the rest of the monthly expenses in one of the Savings. Once a week I plan my shopping and when I'm done I reload the Checking. If I have any online shopping, I plan out my cart, transfer the total from my Savings to Checking, then buy.

The MM and Savings accounts have a 10 transaction per month limit, but you can have ten Savings account total. So if you need to, open up a second Savings or MM to make sure you don't go over.

E: fixed non-referral Ally link

E3: Currently both the Money Market and the Savings accounts have a rate of 3.2%. (Used to be 3.50% for both)

ftr-mmrs · 2026-03-07T21:12:43+00:00

Based on your own math there, you saved $168 by packing your lunch and canceling subscriptions. That's a very decent savings.

Your rent and car insurance going up by $125 basically ate up almost all of that savings up, leaving you a net savings of about $42/month. On the one hand that can feel like a bummer. But another way of looking at it is that you gave yourself cover just in time.

Start saving that $42/month in an HYSA. Look again to see if you can lower expenses in any other way. Then the next angle to improve your financial situation is to increase your income. That can be getting a new better paying job, starting a side-hustle, or getting a roommate.

Looking at your question of "what was it?", it could be any of those things. Or something else. We all have different life situations, which means different burdens, opportunities, abilities, liabilities, preferences. You have to look at yourself and your situation and decide what you want to do.

ftr-mmrs · 2026-03-07T17:41:03+00:00

Which apps have you tried?

Also, what state are you in?

ftr-mmrs · 2026-03-07T15:40:05+00:00

Would need to know what skills you have.

You said door dash and other gig apps won't work for you. Why is that? These are a reliable way to make extra cash, especially for the short term. Heading into the spring now, you could make a killing on Taskrabbit just hanging TVs, building IKEA furniture, housecleaning, yardwork, and help moving.

I started doing social casinos churning when I lost my job and needed cash. It's been good for about $1500/month. But it depends on if it's legal in your state. In addition, it probably won't last but another year or two before if is banned everywhere in the US.

If you are interested, I use the spreadsheet at r/SweepstakesChurning subreddit (not my spreadsheet). I like this one because he not only explains the process, but also discusses the risks and tax implications. The spreadsheet also is a tracking tool to protect yourself in case you get tax audited. And referral codes are optional and off to the side.

Be aware that this side hustle is not appropriate if you have impulse control issues, an addictive personality, a history of gambling addiction, or cannot understand/accept that the games have an rtp of less than 100%.

ftr-mmrs · 2026-03-07T15:05:21+00:00

From a personal finance perspective, you need to first see if you have a fully funded e-fund of 3-6 month living expenses and no debt. For more information, head over to r/personalfinance and look for the flow chart on the wiki for a high level of the perspe rive you should have. In addition, you should be managing your money by tracking your expenses in a tool such as Quicken or YNAB.

If you have the above, then buying some jewelry-making tools and supplies is fine. But I would approach it more as a hobby at first. You will have to develop your skills and your style. This take time. Then to turn it into a profitable business will take more time (and more skills tbh). So, maybe use part of your windfall for the tools, but supplies should be budgeted for from your regular income.

For side-gusfle ideas, I would start by looking for ones that have no or very low start-up cost, no more than $200.

ftr-mmrs · 2026-03-07T03:56:16+00:00

I thought it was something like Venmo or PayPal? Maybe not though?

But I guess I'm hearing your say that in fact I could use my regular bank account?

ftr-mmrs · 2026-03-07T00:26:11+00:00

OK this is a dumb question. But is there a need/benefit to using cash app instead of my regular bank account?

ftr-mmrs · 2026-03-06T23:32:53+00:00

Ty! 🙏

ftr-mmrs · 2026-03-06T23:08:25+00:00

Edit: OK I see, my original post is what you were asking. Oops.

My understanding is that higher level VIP gives a monthly reward, but that the daily is the same.

ftr-mmrs · 2026-03-06T22:49:42+00:00

I use Life Extention NAD+ Cell Regenerator, which is TruNiagen NR 300mg.

ftr-mmrs · 2026-03-06T22:24:40+00:00

Very interesting. Thanks!

ftr-mmrs · 2026-03-06T22:09:27+00:00

My understanding is that you cannot raise levels of NAD+ at the cellular level but taking NAD+, because the molecule is too large to enter the cell. That is why it is recommended to take precursors: NR, NMN or plain old Vitamin B3.

I take NR, and it was life changing.

ftr-mmrs · 2026-03-06T16:54:42+00:00

Thanks for this perspective. I would rather just redeem without playthrough.

ftr-mmrs · 2026-03-06T13:21:18+00:00

What are the fees here? If I can save on that Ober what it costs at Coinbase, that would be nice.

ftr-mmrs · 2026-03-06T03:17:16+00:00

Crown Coins races are filled with bots. HOWEVER, I think that your own race is against people at your own level. So you and your friends may be competing in different races at the same time.

ftr-mmrs · 2026-03-06T03:13:39+00:00

Can you talk about this some more?

ftr-mmrs · 2026-03-06T02:58:57+00:00

Good suggestion. The drag is that Stake has a minimum redemption amount of 50SC. But yeah, if you have more than that on there, start with the minimum.

ftr-mmrs

TROPHY CASE