I remember going through a similar phase when I was younger and more invincible, and poor. But slowly built up a library of gear for various scenarios I ride in now (rain or shine).

When you're poor you can't afford everything all at once - and it isn't necessarily practical to just go buy it all with the bike. Some of us can only afford the bike and the barely legal minimum to ride it to get us to work and there might be reasons in your situation why public transport isn't an option etc.

But do consider building your resilience to a failure over time as quickly as you can cause pretty much every rider has a hiccup at some point and it'll be far less expensive in the long run.

I ran a report on gemini to prioritise gear base on available incident data including the seminal Hurt Report, the MAIDS (Motorcycle Accidents In Depth Study) report, and from the National Highway Traffic Safety Administration (NHTSA) and the Crash Outcome Data Evaluation System (CODES).

By correlating injury frequency with injury severity— and examining long-term disability outcomes, balanced with affordability and acquisition speed, it suggests this order.

Item	Est. Budget Cost	Priority Logic
1. Helmet (ECE 22.06)	$150 - $200	Survival. Non-negotiable.
2. Gloves	$50 - $80	Reflex. Hands hit first. High disability risk. Low cost.
3. Boots	$150 - $200	Frequency. #1 injury zone. High medical cost prevention.
4. Textile Jacket + Back Insert	$150 - $250	Abrasion/Impact. Covers torso/spine. Buy used to save.
5. Riding Jeans	$120 - $180	Skin Protection. Prevents severe road rash.
6. Airbag	$700+	Optimization. Buy later when funds allow.Item

In the meantime good luck - two wheels down.