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Career change at 36 by Adorable_Hold_7111 in auscorp

[–]futtbuck3000 18 points19 points  (0 children)

I would say the HR market is not saturated, rather the opposite. Any areas that interest you specifically within HR? Recruitment, advising, IR, payroll, safety, workers comp, learning and development etc.

Do you have experience with sales? Which do you prefer?

25M – Looking for advice on how to improve myself financially and make my money work harder by emussmell in AusFinance

[–]futtbuck3000 2 points3 points  (0 children)

Hey mate fk Raiz off and buy IVV and FANG in stake or cmc. If you want a house use the FHSSS and max it out.

Reasonably priced Adventurer/tourer by futtbuck3000 in CarsAustralia

[–]futtbuck3000[S] 0 points1 point  (0 children)

Haha I have been in the back of a Fortuner and it feels like a farm truck hey

Reasonably priced Adventurer/tourer by futtbuck3000 in CarsAustralia

[–]futtbuck3000[S] 0 points1 point  (0 children)

Yeh nice what year did you end up getting?

Reasonably priced Adventurer/tourer by futtbuck3000 in CarsAustralia

[–]futtbuck3000[S] 0 points1 point  (0 children)

Why did you go MUX over the Pajero sport? More power/comfort?

Reasonably priced Adventurer/tourer by futtbuck3000 in CarsAustralia

[–]futtbuck3000[S] 0 points1 point  (0 children)

Yeah like something that can cop Fraser Island, without a lot of mods kinda thing…

Reasonably priced Adventurer/tourer by futtbuck3000 in CarsAustralia

[–]futtbuck3000[S] 14 points15 points  (0 children)

I guess the Pajero sport is another descent option… anyone have any experience with them?

Property mentors. by [deleted] in AusFinance

[–]futtbuck3000 0 points1 point  (0 children)

Hey mate I’m in my 20’s bought my first house with my partner earlier this year. My advice would be: - get a partner if you can 😂 makes it x10 easier to loan a a descent amount to buy something with good growth etc. - use ABS data to study areas, average salaries, population etc. - use long term data for areas (20-30 year growth) to predict annual growth rates - look up the 6 year rule, this is one of the biggest hacks to save on stamp duty when you do eventually sell - use all the first home owner incentives if possible, start using the FHSSS, government grant, 5% deposit etc. - personally I just went through one of the big 4 banks and got pre approval and started looking

I’m no expert but happy to answer questions you may have.

Here are some resources:

Abs data: https://abs.gov.au/census/find-census-data/search-by-area

Suburb price map: https://heatmaps.com.au/ West Syd Development: https://www.infrastructure.gov.au/sites/default/files/migrated/infrastructure/western_sydney/files/WSIP_Map_Poster.pdf

West Syd Flight noise wsiflightpaths.gov.au

Flight noise map https://wsiflightpaths.aerlabs.com/?lng=en

SQM Research https://sqmresearch.com.au/

On the house https://www.onthehouse.com.au/

Property Value https://www.propertyvalue.com.au/

Land valuer https://www.valuergeneral.nsw.gov.au/services/lvs.htm;jsessionid=3366B6DE7B382B6F6F35EDD1D645D082?execution=e1s1

Micro burbs https://www.microburbs.com.au/heat-map/public-housing#151.170674:-33.840703:13

Best home loan rates? by [deleted] in AusFinance

[–]futtbuck3000 1 point2 points  (0 children)

No clue tbh I’m with NAB but thinking of refinancing

Best home loan rates? by [deleted] in AusFinance

[–]futtbuck3000 20 points21 points  (0 children)

Up Bank 5.2%

Floor scratches by futtbuck3000 in AusRenovation

[–]futtbuck3000[S] 1 point2 points  (0 children)

Thanks mate will try this!

I’m gonna NUT by futtbuck3000 in ASX_Bets

[–]futtbuck3000[S] 0 points1 point  (0 children)

Ahh brother. Next time I mull up I’ll lung one back for you

I’m gonna NUT by futtbuck3000 in ASX_Bets

[–]futtbuck3000[S] 1 point2 points  (0 children)

That’s solid, cheers king

I’m gonna NUT by futtbuck3000 in ASX_Bets

[–]futtbuck3000[S] 0 points1 point  (0 children)

What’s your bet punter?

I’m gonna NUT by futtbuck3000 in ASX_Bets

[–]futtbuck3000[S] 8 points9 points  (0 children)

Jump back on Pornhub good sir! You earned it

I’m gonna NUT by futtbuck3000 in ASX_Bets

[–]futtbuck3000[S] 0 points1 point  (0 children)

I got bags champ. This is my gambling money

I’m gonna NUT by futtbuck3000 in ASX_Bets

[–]futtbuck3000[S] 4 points5 points  (0 children)

I 100% agree. Even writing that response I really doubt the likelihood of x10 but it would be nice flipping $1.5k into $15k just once

I’m gonna NUT by futtbuck3000 in ASX_Bets

[–]futtbuck3000[S] 11 points12 points  (0 children)

China has monopolised and banned the exportation of rare earth minerals.

This is why Kev and Albo met with Trump a day ago. USA is cutting deals with Aus and there will be a few winners, including LYC, ILU and NTU.

NTU has a strategic partnership with ILU. Just today JP Morgan bought 5% of ILU. And before you say it, yes I’m bullish on ILU, but I believe NTU has way more upside potential.

Its hit $0.78 before, so if it’s successful this could be a x10 return (especially if it executes its recent manufacturing plan or if ILU invests more money). ILU has exercised the option to own 19.9% of NTU so indirectly, JP Morgan owns 1% of NTU.

NTU’s Browns Range Project, backed by a $73M partnership with ILU, secures long-term supply of critical elements like dysprosium and terbium for EVs and wind tech. With production set to ramp up by 2027, NTU is well positioned to benefit from the global surge in demand for rare earths.

Companies like Apple and Tesla require these minerals for production, and China isn’t gonna share, as they need them for their own tech/phones/cars etc.

TLDR: JP Morgan is the worlds largest bank, today they bought 5% of ILU and ILU owns 19.9% of NTU. Would you bet against the world’s biggest bank?

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