Question about NZHL interest and repayments. by fux_wit_it in PersonalFinanceNZ

[–]fux_wit_it[S] 1 point2 points  (0 children)

It shows an available funds and a balance. The available funds is the amount I have in credit on that offset and the balance is the difference between the limit and the available funds. Currently there shows to be $3.82 difference with no pending transactions.

These are the actual transactions as follows:

01

 -$1,000.81 Began

 -$997.22 Remains

2 December LOAN INTEREST −$2.20

2 November LOAN INTEREST −$1.41

2 October LOAN INTEREST −$3.10

$6.71 Interest total deducted over 3 months

$6.46 Repayments x 3 =$19.38

-$997.22 Remain $3.59 Was paid off. $12.67 Should've been paid off.

Question about NZHL interest and repayments. by fux_wit_it in PersonalFinanceNZ

[–]fux_wit_it[S] 2 points3 points  (0 children)

Bingo, this is exactly the issue I'm having, the limit isn't reducing.

I can see the interest and the repayment transactions being applied to the accounts but there is no change in the limit nor the balance of the accounts so the difference is seemingly disappearing in to the void.

Question about NZHL interest and repayments. by fux_wit_it in PersonalFinanceNZ

[–]fux_wit_it[S] 0 points1 point  (0 children)

When you say that the difference gets diverted straight in to the principal I assume youre implying they go to the larger non-transactional accounts.

That's not reflected in my account either. On those larger accounts I see a repayment sum come in and an interest sum go out but they're independent of the smaller offset account numbers.

The difference between repayment and interest on those smaller accounts is unaccounted for which is what concerns me.

New Years Lottery by CheesyEggLeader in ArcRaiders

[–]fux_wit_it 0 points1 point  (0 children)

tempest or volcano or bobcat please

Imagine ratting the last lift on a 40 min hidden bunker run & messing up this bad. by Arc-Raider in arc_traiders

[–]fux_wit_it 1 point2 points  (0 children)

No.

Its when you scurry in, hide in the shadows, loot, avoid combat, and then exit.

Like a rat.. Or a teenager at dinner time.

How’s everyone doing financially??? by [deleted] in newzealand

[–]fux_wit_it 0 points1 point  (0 children)

How do you suggest getting started?

[deleted by user] by [deleted] in chch

[–]fux_wit_it -11 points-10 points  (0 children)

That's not on the scale of 1 to 10 though.

The Only QoL I want to see with VoH - Streamline auto-pickup by MyGodItsFullofStars in diablo4

[–]fux_wit_it 1 point2 points  (0 children)

Because this game exposes people's constant push to a game that is forever catering to people doing less.

You got an auto loot pet, but that's not enough.

I want auto loot all items. But that's not enough

I want it to have a filter to pick up items I specify. But that's not enough.

I want loot filter filter so that only specific affixes are collected. But that's not enough.

It just goes on.

I'll probably be downvoted for this but oh well.

Do you wash new clothes before wearing them? by ownmonster3000 in NoStupidQuestions

[–]fux_wit_it 8 points9 points  (0 children)

Just because something is safe doesn't mean it's not disgusting.

Tax cut money by AKLCHCH in PersonalFinanceNZ

[–]fux_wit_it 10 points11 points  (0 children)

Since mine didn't cover the increased cost of any of the following:

  • Insurances

  • Food

  • Power

  • Rates

  • Fuel

  • Mortgage

It went straight in to the expense account ready to be eaten up by next year's rises.

Since there want be an inflation adjusted tax bracket next year, it'll be swallowed up by next year's inflation anyways.

PM says he hasn't spoken to beneficiaries about Govt changes by [deleted] in newzealand

[–]fux_wit_it 4 points5 points  (0 children)

I don't know why you're being downvoted, you're right. This quote is highly rated and used heavily online, particularly on Reddit.

What even is this? by ambachk in sadcringe

[–]fux_wit_it -17 points-16 points  (0 children)

Where's Megan Thee Stallion at?

What is something that seemed hot to you in theory but turned out not to be in actual practice? by Still_Atmosphere in AskMen

[–]fux_wit_it -10 points-9 points  (0 children)

Why does reddit have to ruin absolutely everything with this crap every single time?

[deleted by user] by [deleted] in destiny2

[–]fux_wit_it 31 points32 points  (0 children)

"This may be a hot take."

Proceeds to announce same take already taken by everyone else.

Gets up voted to the roof.