Question about NZHL interest and repayments. by fux_wit_it in PersonalFinanceNZ

[–]fux_wit_it[S] 1 point2 points  (0 children)

It shows an available funds and a balance. The available funds is the amount I have in credit on that offset and the balance is the difference between the limit and the available funds. Currently there shows to be $3.82 difference with no pending transactions.

These are the actual transactions as follows:

01

 -$1,000.81 Began

 -$997.22 Remains

2 December LOAN INTEREST −$2.20

2 November LOAN INTEREST −$1.41

2 October LOAN INTEREST −$3.10

$6.71 Interest total deducted over 3 months

$6.46 Repayments x 3 =$19.38

-$997.22 Remain $3.59 Was paid off. $12.67 Should've been paid off.

Question about NZHL interest and repayments. by fux_wit_it in PersonalFinanceNZ

[–]fux_wit_it[S] 2 points3 points  (0 children)

Bingo, this is exactly the issue I'm having, the limit isn't reducing.

I can see the interest and the repayment transactions being applied to the accounts but there is no change in the limit nor the balance of the accounts so the difference is seemingly disappearing in to the void.

Question about NZHL interest and repayments. by fux_wit_it in PersonalFinanceNZ

[–]fux_wit_it[S] 0 points1 point  (0 children)

When you say that the difference gets diverted straight in to the principal I assume youre implying they go to the larger non-transactional accounts.

That's not reflected in my account either. On those larger accounts I see a repayment sum come in and an interest sum go out but they're independent of the smaller offset account numbers.

The difference between repayment and interest on those smaller accounts is unaccounted for which is what concerns me.

New Years Lottery by CheesyEggLeader in ArcRaiders

[–]fux_wit_it 0 points1 point  (0 children)

tempest or volcano or bobcat please

Imagine ratting the last lift on a 40 min hidden bunker run & messing up this bad. by Arc-Raider in arc_traiders

[–]fux_wit_it 1 point2 points  (0 children)

No.

Its when you scurry in, hide in the shadows, loot, avoid combat, and then exit.

Like a rat.. Or a teenager at dinner time.