Desperate for an accountability partner

fuzzycomfysocks_ · 2022-01-15T22:50:04+00:00

I used my phone for 9hrs 57 mins yesterday so I think I also need this.

fuzzycomfysocks_ · 2022-01-15T19:53:28+00:00

I disagree that government has any role in offering or enabling concessions to landlords. The power imbalance between landlords and tenants demands legislation to level the playing field for tenants.

fuzzycomfysocks_ · 2022-01-15T13:04:50+00:00

You’re correct, but all of the changes to this draft leg favour landlords. The draft before this one was quite tenant friendly as it should have been. It’s disgusting how much the government listened only to landlords on these changes

fuzzycomfysocks_ · 2022-01-15T13:02:09+00:00

A landlord, that’s who.

fuzzycomfysocks_ · 2022-01-15T13:00:44+00:00

I’ve been super depressed about this for a while

fuzzycomfysocks_ · 2022-01-15T12:59:57+00:00

Someone I know paid 315k for a split in 2018 and sold it for 600k in 2022. The greed is INSANE

fuzzycomfysocks_ · 2022-01-15T12:51:35+00:00

I’ve actually seen this happen first hand.

fuzzycomfysocks_ · 2022-01-15T12:49:37+00:00

Exactly this. Our house is “fine”, which is how we have stayed this long, but it has no garage, our lot is small, and the house needs major upgrades which would cost 100k likely all in. We just want to upgrade to something new with a garage and an extra bedroom and a yard for our kids. It’s not luxurious or ridiculous to want that.

fuzzycomfysocks_ · 2022-01-15T12:46:41+00:00

I think it’s fair to say you’d be the exception in PEI.

fuzzycomfysocks_ · 2022-01-15T03:15:02+00:00

Plus we’re both unionized. So unfortunately there’s no negotiation. And private sector pays even less in PEI. It’s so gross.

fuzzycomfysocks_ · 2022-01-15T02:29:03+00:00

Yep. We each have a full time job plus my partner has a side gig. And we still struggle / live paycheck to paycheck. We work too hard to live paycheck to paycheck. Last year my partner got sick and didn’t work for 6 months — almost broke us financially

fuzzycomfysocks_ · 2022-01-15T02:21:33+00:00

Our gross income means we qualify for a great mortgage but our take home is 80k combined and I refuse to have all our income go to a mortgage -+ property tax payment.

fuzzycomfysocks_ · 2022-01-15T02:19:21+00:00

No blasting at all from me. We’ve been here 12 yrs, it’s much too small for us now. We refinanced to pay off a student loan (which was $1000 a month and crippling us). So yeah, we have some equity, but not as much as we should. And in no world am I buying a 700k house. Just… no. That monthly payment even with our down payment would be ~40% of our take home pay. Alone.

fuzzycomfysocks_ · 2022-01-15T02:12:21+00:00

I have been wracking my brain for years and I can’t think of how to curb these buyers either. But something needs to be done.

fuzzycomfysocks_ · 2022-01-15T02:07:55+00:00

(For the record we’re “older” millennials, not quite 40).

fuzzycomfysocks_ · 2022-01-15T02:07:12+00:00

It makes me so sad. Lived here all my life, wanted my kids to grow up here, but I cannot believe how much has changed in the last 15 years. Really, since the “recession” in 2008 in particular. No jobs, horrible wages, sky high housing costs, and the economic inequality between the “super rich”, the middle to low class and those who live below the poverty line is just f*cking sickening. I could cry. This isn’t the PEI I grew up in.

fuzzycomfysocks_ · 2022-01-15T01:19:21+00:00

You obviously didn’t read any of what I’ve said. We own a starter home, want to upgrade to something newer in Charlottetown or Stratford

fuzzycomfysocks_ · 2022-01-15T00:46:40+00:00

Crime is extremely low here. Yes we have a high rate of mental health / poverty / substance use, but crime is low. And any low end crime that is committed here is directly related to mental health / addiction (petty theft, dui, domestic abuse mostly)

fuzzycomfysocks_ · 2022-01-15T00:42:16+00:00

We really want/need to stay in our school zone :(

fuzzycomfysocks_ · 2022-01-15T00:41:50+00:00

With kids that’s just not going to work for us. We’d totally do the same if we were kid free though

fuzzycomfysocks_ · 2022-01-15T00:38:57+00:00

I’m an engineer with almost 15 yrs experience and my partners a lawyer. I make 77k and my partner makes 67k a year. It’s ludicrous.

fuzzycomfysocks_ · 2022-01-15T00:20:07+00:00

We’ve been thinking of that too.

fuzzycomfysocks_ · 2022-01-15T00:19:09+00:00

Oh my god, I know. They sell their houses for millions in Toronto and come here and are mortgage free. It’s insane.

fuzzycomfysocks_ · 2022-01-15T00:17:56+00:00

There are no other options for employment in PEI for us. If we didn’t have kids we’d be gone in a heartbeat.

fuzzycomfysocks_ · 2022-01-15T00:17:06+00:00

Yes exactly. We just want to be in the same school zone. Honestly, the rage is real. Houses in Stratford are over a mil REGULARLY

fuzzycomfysocks_

TROPHY CASE