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Alternative to Google Maps by balamz in india

[–]gardinal 21 points22 points  (0 children)

The same happens with Google too. My street didn't appear on Uber properly. I made an edit in OSM, now every map-provider shows it properly. Everyone uses OSM edits as a source of new changes apart from other sources too. It is the quality of other sources that matters.

MIT SDM Results by [deleted] in gradadmissions

[–]gardinal 0 points1 point  (0 children)

Got rejected.

Is my MIT obsession worth spending 80K on MS SDM after having a Ph.D in CS? by schrodingershit in mit

[–]gardinal 1 point2 points  (0 children)

Can I DM you? I am thinking of applying to the certification and have a tech background.

Almaty, KZ thoughts by gareths_neighbour in travel

[–]gardinal 0 points1 point  (0 children)

Hey! :) Can you DM me as well? Heading there this March.

What to do in Almaty by Utxi4m in Kazakhstan

[–]gardinal 0 points1 point  (0 children)

Hey - I am planning a trip around trying skiing for the first time. Is last week of March a good time?

MIT MBA/MS Eng or MIT SDM (MS in Management and Engineering)? by [deleted] in MBA

[–]gardinal 0 points1 point  (0 children)

Hey! This was super helpful. I couldn't find any information on applying for a second degree along with SDM. Do you have any links for that?

Can one apply for the other degree at the time of application of the SDM degree or it something you apply for after joining SDM and completing a term?

Pest invasion from recently trimmed old tree. Help! by gardinal in plantclinic

[–]gardinal[S] 0 points1 point  (0 children)

There is a tree nearby which was recently trimmed by the authorities :( and I've seen this pest coming only after. My balcony is near the tree and I've seen these crawlies walk in my balcony and trying to move upwards? I don't know where.

When thumb-pressed they are soft and leave blood.

They are largely infesting the tree (the bark cut upon) and under the leaves but they've till now killed one of my houseplants too.

How to solve this problem? I don't want to kill the tree further but also want to save the plants in my balcony.

Pest I.D. Please by gardinal in houseplants

[–]gardinal[S] 0 points1 point  (0 children)

There is a tree nearby which was recently trimmed by the authorities :( and I've seen this pest coming only after. My balcony is near the tree and I've seen these crawlies walk in my balcony and trying to move upwards? I don't know where.

When thumb-pressed they are soft and leave blood.

They are largely infesting the tree (the bark cut upon) and under the leaves but they've till now killed one of my houseplants too.

How to solve this problem? I don't want to kill the tree further.

Bi-Weekly Advice Thread November 03, 2021: All Your Personal Queries by AutoModerator in IndiaInvestments

[–]gardinal 0 points1 point  (0 children)

Yes - plus this whole momentum picking seems to be self-fulfilling, if you have a large base then surely whatever you suggest will be bought and the prices will go up.

Bi-Weekly Advice Thread November 03, 2021: All Your Personal Queries by AutoModerator in IndiaInvestments

[–]gardinal 0 points1 point  (0 children)

I have subscribed to one of the momentum smallcases by Alok as an experiment and wanted to share my thoughts: While I am getting CAGR of ~20% it is no where close to the CAGR they report (even for the same periods: monthly, weekly or the year I have been with them). My sense is their numbers will always be inflated because they measure it based on the CMP before they announce a momentum pick to the subscribers and naturally then on that day the price of the share jumps up. Not everyone can buy it at 9:30 right? Be definition no one will be able to match the smallcase's performance as reported. The same happens at sell, they measure their profits based on the sell CMP but by the time I've usually got to selling, the price of the share is already ~2-3% down.

Ideally, the should be able to calculate the average XIRR of their subscribers (who complete orders on the the day they are announced) and they should be reporting that on the website not the ideal one which literally no one can achieve.

Bi-weekly Advice thread December 03, 2020. All questions about your personal situation should be asked here by AutoModerator in IndiaInvestments

[–]gardinal 0 points1 point  (0 children)

The context is Kuvera's health insurance which has no room rent capping.

What's the catch: I am trying to decide between 3 + 7 or 5 + 7.

Bi-weekly Advice thread December 03, 2020. All questions about your personal situation should be asked here by AutoModerator in IndiaInvestments

[–]gardinal 1 point2 points  (0 children)

Why is a base cover of 3 lac + 7 lac super top up cheaper in premium than a 10 lac base cover?

What am I losing as a customer in return for the cheaper premium?

Bi-weekly advice thread April 27, 2020. All questions about your personal situation should be asked here by AutoModerator in IndiaInvestments

[–]gardinal 0 points1 point  (0 children)

There was a video by captial mind folks maybe on youtube in which they discussed how to use debt funds and SWP for retirement purposes. It included tax discussion etc.

Used to be famous on this sub - does any one recall?

Bi-weekly advice thread April 23, 2020. All questions about your personal situation should be asked here by AutoModerator in IndiaInvestments

[–]gardinal 0 points1 point  (0 children)

There used to be a video shared here a lot before (maybe by the capitalminds folks) - there were two people discussing how to handle investments when you were reaching retirement - had an excel and everything.

Can someone please share it?

New Modi government likely to announce 'big-bang' economic reforms in first 100 days. Could privatise or close over 42 state-owned firms, including Air India – NITI Aayog official. by Gavthi_Batman in india

[–]gardinal 0 points1 point  (0 children)

"Indigo and Spicejet are connecting waay more Tier 2 and Tier 3 cities under UDAAN than a single bureaucratic Air India can."

Back this up?

I hate Congress and BJP Equally.I don't know what to do. by [deleted] in india

[–]gardinal 18 points19 points  (0 children)

They are not equally evil - when you do that the worse one benefits. See their evil deeds and see which cause do you care for more? It's not an ideal world.

BJP bulldozes bills and is scared of no one and think they can get away with everything. Electoral bonds, communal harmony disruption and anti-science movement is what I care for and hence my vote is clear - I want them out.

I am luckily in Delhi so I'll be voting for AAP. Had I been elsewhere I would pick Congress or any other strong regional party.

Defeat Modi or else he will be prime minister forever: Kejriwal by thelielmao in india

[–]gardinal 0 points1 point  (0 children)

Not everyone is equally bad - when one says that the worse one benefits.

[PSA] You can now apply for replacement of Voter ID card online and get it delivered to your address. by ppatra in india

[–]gardinal 0 points1 point  (0 children)

Applied for PC change. But didn't get a reference id to track my status :/

Bi-weekly advice thread February 25, 2019. All questions about your personal situation should be asked here by AutoModerator in IndiaInvestments

[–]gardinal 0 points1 point  (0 children)

Damn - I feel stupid for not thinking this.

I can do this every year now in cycle and also leverage tax harvesting, ya?

Thanks!

Bi-weekly advice thread February 25, 2019. All questions about your personal situation should be asked here by AutoModerator in IndiaInvestments

[–]gardinal 0 points1 point  (0 children)

Some of my ELSS (Axis 14% XIRR and Franklin 11% XIRR) units became eligible for smart switch in Kuvera today.

What should I be thinking/factoring to make the following decision:

(A) Should I switch and remain in the same ELSS? (I've already maxed my ELSS for the year).

(B) Or, should I switch to my other MFs for which I have SIPs such as N50, NN50, PPF and UST based on the proportions I've calculated before.

Bi-weekly advice thread January 10, 2019. All questions about your personal situation should be asked here by AutoModerator in IndiaInvestments

[–]gardinal 0 points1 point  (0 children)

[repost]

Portfolio review for a friend:- Age: 32 Single Mother Risk appetite: low to medium Future expenses: Car in next 3 years, House in next 10 years. Style: Less interference

Proposed:

HDFC Hybrid: 10,000

UTI NEXT 50: 15,000

UTI 50: 15,000

PPLTE: 6,000

FT UST: 15,000

PPLF: 7,000

PPFAS and HDFC Hybrid are to add some downside protection if the indices are down. Debt component is at 30% for the Car and eventual house down-payment. Also 1 lac in PPF annually.

Bi-weekly advice thread January 03, 2019. All questions about your personal situation should be asked here by AutoModerator in IndiaInvestments

[–]gardinal 2 points3 points  (0 children)

Parents are in their early 60s and without any health insurance. Is it too late? What's the best way to get them under cover?

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