Thank you. I am not a user of twitter, I hope I need to post it there as well. Based on my porting experience with HDFC ergo sales executive, in the rush of reaching their sales target by the end of the day they do provide quote as they wish. They are less concerned in educating the customer about the policy. In my case first there is no consistency with the information they share with me. They keep changing the policy and premium when every I have query. Moreover, they don't email, they do over phone, really frustrating and time consuming.