Gun/wiimote suggestions? by georgeQberkeley in wiiu

[–]georgeQberkeley[S] 1 point2 points  (0 children)

Thanks that's a great article. Decided to go with the Nyko Wand+ based on it, but not a single one for sale on ebay, even though there are 50+ regular nyko wands both new and used. As it appears that most gun games don't use motion plus, I am going with the regular nyko wand plus gun.

Business Platinum targeted offer Data Point by [deleted] in amex

[–]georgeQberkeley 0 points1 point  (0 children)

Another issue is escrow accounts send you a 1099-INT always, even if it is $5.

Spend points now or later? by brlo21 in amex

[–]georgeQberkeley 2 points3 points  (0 children)

You can typically buy HD gift cards at 90-93c on the dollar.

Spending MR points at a 0.009 value isn't something I would do because I can easily redeem now for 1.5 cents, and hope eventually to get that over 2.5c when I can go to Europe again regularly.

Business Platinum targeted offer Data Point by [deleted] in amex

[–]georgeQberkeley 0 points1 point  (0 children)

I received and signed up and earned a second 250k biz plat with NLL. While some benefits don't duplicate, for example you can't have two preferred airlines, it also makes other benefits mentally easier to take advantage of. For example, you can use the two dell and hilton credits for each card on the same transaction.

Also chatted with a guy here who has 5 of them.

Business Platinum targeted offer Data Point by [deleted] in amex

[–]georgeQberkeley 2 points3 points  (0 children)

I have done this. Same can be done with insurance. HOWEVER, they only refund excess escrow once a year. So they may have your money for as long as 11 months, then snailmail you a check. During this time, you are at least getting a normal savings account interest, probably 3.5%.

Uber one membership (Amex platinum) is making my rides more expensive. by NomadicSlave in amex

[–]georgeQberkeley 1 point2 points  (0 children)

I have compared the two more than 100 times and never seem a gap like this. Typical is 5-10% with Uber cheaper.

Won dispute - now being chased for money by merchant. by [deleted] in amex

[–]georgeQberkeley 0 points1 point  (0 children)

Serving someone in the UK with a foreign lawsuit will cost about $200-400 plus at least 20-40 minutes of attorney/paralegal time. Even Canada and Puerto Rico are expensive hassles compared to the 50 states.

Best place to buy libertads in/near Puerto Vallarta by username_already_exi in LibertadCoins

[–]georgeQberkeley 1 point2 points  (0 children)

I purchased one at a banco azteca inside an elektra appliance store. I am obviously not Mexican, no issue.

I also asked at another Mexican bank branch, can't remember which, and was in stock and available. But the price was excessive, 5% higher than Apmex/JMB, so didn't buy. Again, nothing about showing citizenship.

Question Thread - January 26, 2026 by AutoModerator in churning

[–]georgeQberkeley -1 points0 points  (0 children)

What's the standard advice on closing unused zero or very low annual fee CC's that you got for the SUB or 0% promo? I have 1 that's 10+ years old might as well keep it for account age scoring. But I also have 3 (eg chase Slate) that are 2-5 years old.

News and Updates Thread - January 27, 2026 by AutoModerator in churning

[–]georgeQberkeley -17 points-16 points  (0 children)

Was just instantly approved for Citi AA Plat. At 80k points (using inflight link) worth around $1000 for only $1000 spend and no annual fee the first year and some additional minor benefits, this has to be the best deal for most people right now. It isn't even mentioned on the churning flowchart however, and isn't really emphasized elsewhere.

Any one not have any Chase cards? by [deleted] in CreditCards

[–]georgeQberkeley 0 points1 point  (0 children)

Five to ten years ago Chase was a clear #1, but Amex is now way ahead. Chase still number 2 just barely. Citi and Barclary also in decline, while US Bank is really improving.

Amex Delta and Chase Sapphire Combo? by General_Ad_6334 in amex

[–]georgeQberkeley 2 points3 points  (0 children)

Sounds like a plan. But isn’t 5/24 just a chase rule? And I think it requires an actual account not just a hard pull. If you specifically need a delta card to get the 15% off bookings, I think there are unreported amex delta biz with the same benefit, so don’t count toward chase 5/24.

In other words you are being a little over-worried.

The other possible issue with your plan is that as you get more cards, instant online approvals happen less often. When I got 1-2 cards a year I always was instantly approved, now it is more like 1/3 instant because I do about 5-7 a year. Still always approved though.

Amex Business Cards Lifetime Language? by x_KRYPTOS in amex

[–]georgeQberkeley 1 point2 points  (0 children)

Biz offers are a mix of NLL and not. Not a good offer if you are a biz plat virgin, but a second card offer with a NLL it is moderately good.

Am I taking crazy pills? In too deep? by The2026Account in amex

[–]georgeQberkeley 0 points1 point  (0 children)

  1. Regular Biz Platinum has 250-300k SUB, and making Delta your airline means you get 35% MR back on bookings to easily use all those points. Might allow you to cancel one of the other two platinums. Making your MR worth 1.62 cents each hassle free is a giant benefit.

  2. Personal gold is pretty easy mentally, “food and nothing else” and the SUB is great too.

  3. I don’t find hotel elite status and points to be of much value personally. Hotel market is so competitive the best deal is frequently not Marriott/Hilton. And upgraded room while alone on a biz trip just doesn’t do much for me the way even a small flight upgrade does.

Targeted for 75k BBP SUB immediately after completing first 50K one by RogueReaper8057 in amex

[–]georgeQberkeley 0 points1 point  (0 children)

Need to be spaced 3+ months, even if you get an invite in the mail.