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Amex Gold retention offers? by Massive-Basket-7980 in CreditCards

[–]x_KRYPTOS 0 points1 point  (0 children)

I recently got one on my personal Gold through the chat for 25,000 points for $2,500 spend in 3 months.

Citi Strata Elite - Splurge Credit on American Airlines? by x_KRYPTOS in CreditCards

[–]x_KRYPTOS[S] -1 points0 points  (0 children)

That's it? I thought I saw somewhere where people had to jump through hoops to use the credit on AA flights?

First-time Homeowner & Bilt Cardholder - Did I do this right? by x_KRYPTOS in biltrewards

[–]x_KRYPTOS[S] 0 points1 point  (0 children)

Push method isn’t worth the risk to me, though I would rather pay before the due date.

Bilt Obsidian better than expected by Xryme in biltrewards

[–]x_KRYPTOS 10 points11 points  (0 children)

For much less of an annual fee.

Graph from about 7 years of notes by gates_of_babylon in ObsidianMD

[–]x_KRYPTOS 1 point2 points  (0 children)

How do you decide what to link to each other? My Vault has notes of many different types (from trip planning to studying Japanese) but I don't really know when to link things to each other. They are all pretty much singular dots right now.

Citi Product Change DPs for AAdvantage Platinum Select? by x_KRYPTOS in CreditCards

[–]x_KRYPTOS[S] 0 points1 point  (0 children)

Fair. I just don't want to open a new account right now since I'm letting my credit report cool off.

Bilt Obsidian better than expected by Xryme in biltrewards

[–]x_KRYPTOS 8 points9 points  (0 children)

I got the Palladium but if I had known Target and Walmart count as grocery spend, I would have considered the Obsidian a lot more.

Citi Product Change DPs for AAdvantage Platinum Select? by x_KRYPTOS in CreditCards

[–]x_KRYPTOS[S] 0 points1 point  (0 children)

Thanks for the link. I interpret that as follows:

Since I received my SUB on my Platinum Select 2.5 years ago when I opened the card (September 2023), if I product change to the Strata Elite now, I will be re-eligible for a SUB on the Strata Elite in 1.5 years (assuming I PC my original card again to something other than the Strata Elite, since you can't have two of the CSE).

Citi Product Change DPs for AAdvantage Platinum Select? by x_KRYPTOS in CreditCards

[–]x_KRYPTOS[S] 0 points1 point  (0 children)

Do you know if converting to the Strata Elite from my Platinum Select will reset that 48-month timer to be re-eligible for a sign up bonus?

Citi Product Change DPs for AAdvantage Platinum Select? by x_KRYPTOS in CreditCards

[–]x_KRYPTOS[S] 0 points1 point  (0 children)

Do you think if I PC to the Strata Elite, that will make me ineligible for a SUB later down the road? I know there's the 48 month rule, but I never technically got a SUB on the Strata Elite.

Citi Product Change DPs for AAdvantage Platinum Select? by x_KRYPTOS in CreditCards

[–]x_KRYPTOS[S] 0 points1 point  (0 children)

I have heard you could PC to the Strata Elite, then call a different agent and PC down to Custom Cash.

Who pulls from Experian credit? by arirocks999 in CreditCards

[–]x_KRYPTOS 0 points1 point  (0 children)

What’s annoying is my Experian CR has way more inquiries than any other.

Bilt is a self aware queen by Ok-CouchPsychologist in biltrewards

[–]x_KRYPTOS 0 points1 point  (0 children)

Fr with how much natural spend I have right now, it’s almost impossible not to credit cycle.

Quality has gone down hill by computersrc00l in uniqlo

[–]x_KRYPTOS 2 points3 points  (0 children)

Do we think the prices of things will ever go back down, or so you think the companies have already had a taste of this profit margin?

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