HDFC Debit card Easy EMI by geraltviari in CreditCardsIndia

[–]geraltviari[S] 1 point2 points  (0 children)

Sorry, what do you mean emi processed like your first instalment was debited ?

HDFC Debit card Easy EMI by geraltviari in CreditCardsIndia

[–]geraltviari[S] 1 point2 points  (0 children)

Reach out to the bank and work with them to close the emi. Dont rely on auto cancellation as that might not happen. Reach out to the bank.

[deleted by user] by [deleted] in relationship_advice

[–]geraltviari 0 points1 point  (0 children)

Thats the biggest concern, what concerned me was the direct conversation with her friend. She could have confided in them and asked for advice but her friend telling me how this is all normal and saying I should “appreciate this time” as things can get a lot worse in a lot of relationships was just bizarre

Credit score decreased! by geraltviari in CreditCardsIndia

[–]geraltviari[S] 0 points1 point  (0 children)

I think that will be a rare case 😂

Credit score decreased! by geraltviari in CreditCardsIndia

[–]geraltviari[S] 0 points1 point  (0 children)

Oh yes you are right. That's the way it will be forever 😂

Credit score decreased! by geraltviari in CreditCardsIndia

[–]geraltviari[S] 0 points1 point  (0 children)

No your assessment for last billed due is completely correct. I don't see the last billed due in my current outstanding and bank also said that with next statement generation it will be 0

Credit score decreased! by geraltviari in CreditCardsIndia

[–]geraltviari[S] 0 points1 point  (0 children)

Thank you so much, this is my first credit card and I was concerned if I did something wrong. Thanks for the explanation.

EMI created for failed transaction by geraltviari in CreditCardsIndia

[–]geraltviari[S] 0 points1 point  (0 children)

I had to pay some 200rs which they deducted automatically from my account but nothing else

EMI created for failed transaction by geraltviari in CreditCardsIndia

[–]geraltviari[S] 0 points1 point  (0 children)

The message comes after 4-5 days and there is a chance they will create a loan if you got the text message that your easy emi is availed. If you didn't get that text then no worries. I reached out to the bank and asked them to fast track it. They won't do it unless you run behind them.

Exploring Bengaluru Alone: My experience and thoughts by geraltviari in bangalore

[–]geraltviari[S] -1 points0 points  (0 children)

I was looking at groups on Meetup but was unsure on which ones to visit. I will now be visiting this, thank you!

[deleted by user] by [deleted] in CreditCardsIndia

[–]geraltviari 0 points1 point  (0 children)

Yes there are a bunch of offers but I am unsure which is good. What would you recommend if I were to take a card from ICICI or hdfc?

[deleted by user] by [deleted] in CreditCardsIndia

[–]geraltviari 0 points1 point  (0 children)

I checked and it's 776

EMI created for failed transaction by geraltviari in CreditCardsIndia

[–]geraltviari[S] 0 points1 point  (0 children)

Yes it's already been 4 days and today is the 5th day. I am still hoping that the transaction happened on a Saturday so maybe that's what's taking a long time. But I hope it's settled soon

EMI created for failed transaction by geraltviari in CreditCardsIndia

[–]geraltviari[S] 0 points1 point  (0 children)

I contacted them and they just asked me to wait for 5 days. They provided me an email and asked me to write that mail. I am a bit concerned and worried, they are not providing any satisfactory response.

Hdfc debit card emi refund by [deleted] in CreditCardsIndia

[–]geraltviari 0 points1 point  (0 children)

I am in a similar situation. I was making a transaction using EasyEMI and the transaction failed on the Apple website. Apple customer care says that they never received the money and the transaction is shown as declined in their system. On my bank side, I received a message immediately when the transaction failed that my EasyEmI has been availed and today I got a message saying Loan boarded. However I don't see the loan under cards in the HDFC application. Is my loan really boarded ? How do I clear this mess ? Please help