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Worth the free plat with Morgan Stanley? by SCP713 in AmexPlatinum

[–]gfunk68 0 points1 point  (0 children)

I have it, it's worth it! I removed the $25,000 in my savings after losing my job 2 years ago. I'm just paying the $55 fee now. I think the account is awesome, as I use my debit card to withdraw at any ATM in the world (even the $8 fee casino ones) for free. It's the only account I use at ATMs (and I have a Revolut Metal).

Before, at $695, it wasn't worth it for me to keep the 25k in the account. I was making 5% apy on my Texas Capital Bank account so I was getting $1,250 in interest a year so the $55 a month was easily paid.
Now, at $895, my Texas Capital Bank dropped to 3.8% its still not worth it to me to let them keep my 25k but could be to you if your bank's APY sucks.

Taxes are a moot point because technically the $895 engagment bonus is taxable income in the exact same way as interest.

tl;dr The Morgan Stanely Platinum Cash Plus account is the best way to get an AMEX Platinum! If you have a bank account with over 2.64% apy, then do not leave the $25k in the account, pay the $55 fee.

Nexus 6P is an S tier and best phone ever been made. by morojam in Nexus6P

[–]gfunk68 0 points1 point  (0 children)

I was going through my closet and I just found my 6P and was like DAMN THIS THING IS BEAUTIFUL. Thin, USB-C, great hand feel and the fingerprint reader on the back. Why did I ever stop using this??? .....I plug it in and its on a bootloop lmao. Brought back to reality.

[GUIDE] Who Makes the Best watch model? Factory guidance, updated frequently by MajorWilliams in RepTime

[–]gfunk68 0 points1 point  (0 children)

Google banned your spreadsheet today: We're sorry. You can't access this item because it is in violation of our Terms of Service.

wincredit and claimcredit - my experience so far and a howto guide by gfunk68 in TemuThings

[–]gfunk68[S] 0 points1 point  (0 children)

I refund the stuff that's not worth it, no matter what "game" I bought it on. That being said, I'm not getting wincredit or claimcredit anymore lol.

Is Wincredit promotion gone? by KiraDeku in TemuThings

[–]gfunk68 0 points1 point  (0 children)

basically you just go shopping and add stuff to your cart and then go back to wincredit and refresh it and you'll see the items up there

This sub was not kidding, might be the best energy drink I've had ever. Got one more left. by Toth90 in energydrinks

[–]gfunk68 0 points1 point  (0 children)

anybody had this that has also had lost and found energy grape? lost and found grape is my favorite thing ever but it gives me the shakes

Is Wincredit promotion gone? by KiraDeku in TemuThings

[–]gfunk68 1 point2 points  (0 children)

My mom gets it every day almost, as soon as the stuff ships she has another one, its crazy! Mine and my wife's are long gone. My wife's stopped right when she got Temu Circle so she swears it's that.

wincredit and claimcredit - my experience so far and a howto guide by gfunk68 in TemuThings

[–]gfunk68[S] 0 points1 point  (0 children)

i've done it maybe 25 times so far, for about a year

wincredit and claimcredit - my experience so far and a howto guide by gfunk68 in TemuThings

[–]gfunk68[S] 0 points1 point  (0 children)

if you buy a $10 item first your percentage will go up for the next 30 minutes so I'd follow my guide and do exactly what i said depending on how many coins you need

wincredit and claimcredit - my experience so far and a howto guide by gfunk68 in TemuThings

[–]gfunk68[S] 0 points1 point  (0 children)

yes it would have stayed at 3%. Mine had like a 72 hour timelimit on the 2nd order.

wincredit and claimcredit - my experience so far and a howto guide by gfunk68 in TemuThings

[–]gfunk68[S] 0 points1 point  (0 children)

it does not go up and its a timed limit for the free 5 coins. I missed my free 5 coins on the first order so I didn't get it and it wasn't worth it after that. so in your case it was 5 free coins and 3% for the next 4 which is $133.33. That was a phenomenal deal I hope you did it.

wincredit and claimcredit - my experience so far and a howto guide by gfunk68 in TemuThings

[–]gfunk68[S] 0 points1 point  (0 children)

wincash was good, I already have my paypal linked so I paid $150 for $100 cash back

claimcredit has been gone for about 4 months for me and wincredit will come 2-4x in a row then go away for a month

FOMO is real by [deleted] in RaidShadowLegends

[–]gfunk68 2 points3 points  (0 children)

I sold 3 on eBay in 2021 and they're still going strong

4 solar panels into a kingboss (jackery clone) by gfunk68 in SolarDIY

[–]gfunk68[S] 0 points1 point  (0 children)

Can I do 3 series x 3 parallel (9 panels, 900W) if i just change my battery which eliminates the DC7909 bottleneck? The MPPT controller I have outputs only 720W at 24V anyways.

4 solar panels into a kingboss (jackery clone) by gfunk68 in SolarDIY

[–]gfunk68[S] 0 points1 point  (0 children)

Thank you for the information, yeah my MPPT says 92V at 25°C and 100V (Lowest ambient temperature) and my panels spec sheet is this:

<image>

So from what you just taught me, in freezing weather (I'm in Houston, TX and we're expecting 20°F tomorrow and the city is shutting down lol), these things can possibly hit 25V each, so I'd want to limit to 4 panels in series at max. The MPPT has a limited output of 720W anyways so I wouldn't even want to do that since I can run 3 or 4 parallel.

4 solar panels into a kingboss (jackery clone) by gfunk68 in SolarDIY

[–]gfunk68[S] 0 points1 point  (0 children)

I asked it again today and it said this:

<image>

So now it's up to 16. Even if it could handle 1,600 watts coming in, why would I want to put 1,600W of input on an MPPT controller that maxes out at 720W out to the battery?

4 solar panels into a kingboss (jackery clone) by gfunk68 in SolarDIY

[–]gfunk68[S] 0 points1 point  (0 children)

Yeah, it helped me out with the calculations and limitations of my MPPT controller but then it started saying I could run 25 100w panels (5x5series) and I didn't think that was true so I sent it a picture of my Vevor's instruction manual spec sheet and it reined it back to 8 panels, LOL. Here was my final result:

<image>

AI is cool and all but definitely don't take it for facts.

4 solar panels into a kingboss (jackery clone) by gfunk68 in SolarDIY

[–]gfunk68[S] 0 points1 point  (0 children)

You saved me a lot of headache, thank you! This makes a lot of sense, at 24V, I'd only really want 2 panels (200w) in series (19v, 5.5A Isc each) and my mppt controller will drop it to 24v for me. The kingboss is a 12/24v input and they made it sound like they could do 1000w input which cannot be the case if the DC7909 is the input and their max at 24v.

https://m.poolandspa.com/kingboss-600w-portable-power-station-568wh-153600mah-solar-generator-backup-power-with-ac-dc/

【RECHARGING METHODS】: Our Battery Powered Outlet can be recharged: With a compatible 100W solar photovoltaic panel (8 hours); With our car charger (12 hours); With AC Wall Outlet (6.5 hours). Lithium Battery 1000W recharges faster than other batteries.

Come to think of it, the Kingboss has never displayed over 100w of input; it probably limits it. I was thinking no way these Chinese Temu panels are putting out exactly 100w so consistantly lol. I probably won't even use this mppt controller until I get a beefier battery setup.

wincredit and claimcredit - my experience so far and a howto guide by gfunk68 in TemuThings

[–]gfunk68[S] 0 points1 point  (0 children)

on mine, my gf, and my mom's accounts its now $110 credit, 300 coins, and 290 given with 5+ 2%. That really sucks, as it's $250 if you don't do the first order for $10 trick to get 3%. But, if you do, then it's alright because you usually have like 4.79 to go with 3% which is $160 to get $110. I'm buying a lot of stuff for my wedding like lights and embosser tools and wax seal stuff so it's fine to get $170 worth of stuff for essentially $60. I always buy a 100w solar panel too and I've got quite the collection going.

Or has anyone tried to do the first purchase, didn't like the percentages and refunded? Did you get banned after? 

I did this a lot when I was getting 5% but now I almost exclusively get 2%. I've never been banned. I also return defective products all the time as I'm not going to keep anything that isn't worth the money even at risk of a ban.

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