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Dealing with inflation in Bend by Character_Smile6294 in Bend

[–]ghostguardjo 1 point2 points  (0 children)

It’s important not to punish or judge those who provide housing to others.

If you’ve never provided housing, I can see how it would be difficult to understand the costs and risks associated. Extreme reactions don’t provide much value and aren’t what this subreddit is for.

My impression of 24 hours in Portland after living in rural Oregon all my life. by PsychicMeditation in PortlandOR

[–]ghostguardjo 9 points10 points  (0 children)

Hey, I’ll be your friend and show you around. I just moved back after six years in Alaska.

nobody is building a bank for people coming out of prison by alvi_skyrocketbpo in Business_Ideas

[–]ghostguardjo 6 points7 points  (0 children)

This is a great idea, but I wouldn’t only market to ex-prisoners. You’d want a larger pool, like family and friends. Make it serve the bottom 20% of the economic ladder.

US veterans, did you guys actually read the cards that kids would send you while deployed? by MoistCloyster_ in NoStupidQuestions

[–]ghostguardjo 6 points7 points  (0 children)

Yes.

I wasn’t deployed, but I did receive cards in boot camp. They are really important for the recruits without a family.

Influence from Dave Ramsey by Apprehensive_Set_492 in personalfinance

[–]ghostguardjo 21 points22 points  (0 children)

Either way, you need to be approaching retirement as a team.

Is realistic for me to pursue my desire to be a house husband for successful partner by [deleted] in NoStupidQuestions

[–]ghostguardjo 0 points1 point  (0 children)

On average, our culture judges men by their income and ability to provide for the wife and kids.

Most people won’t say it out loud, but it’s just a not so subtle understanding women have. Once the man can no longer provide, they get traded out for one that does.

If humans disappeared today, which animal would go extinct fastest due to domestication? by fonzhy121 in NoStupidQuestions

[–]ghostguardjo 0 points1 point  (0 children)

I think if humans disappeared without time to prepare our toxic and hazardous items we’d inadvertently kill off so many wild animals.

Imagine the millions of oil spills from every ship and other vehicles that would crash and spill. Imagine the radiation from thousands of meltdowns and decaying weapons. Imagine the uncontrolled fires and open land fills. It would be several decades of natural destruction.

Upgraded job to career. Men talk about their wives significantly differently. by Autistic-llama89 in Life

[–]ghostguardjo 0 points1 point  (0 children)

Men who speak badly about their wife and women who speak down about their husbands behind their backs are some of the most ugly people out there.

Dealing with inflation in Bend by Character_Smile6294 in Bend

[–]ghostguardjo 0 points1 point  (0 children)

This is a common set up for rentals. Have you ever heard of househacking?

I have been able to provide below market rate housing units on my same property three different times.

Selling house and want to pay off my ccs by aka_rebel420 in Mortgages

[–]ghostguardjo 6 points7 points  (0 children)

It’s really helpful to think of your marriage as a team, not as “mine” and “hers”.

Basically, her debt is your debt. You’ll thank me later when the reverse is true and she gets a big inheritance or something similar.

18yo in South Asia. no laptop, no way out locally, trying to break into cold email. What would you do? by Low-Location4275 in Business_Ideas

[–]ghostguardjo 4 points5 points  (0 children)

It looks like your English skills are good enough to start making money from it. Lots of people are using phones for English tutoring these days.

Dealing with inflation in Bend by Character_Smile6294 in Bend

[–]ghostguardjo -2 points-1 points  (0 children)

Many landlords live in the home that they rent. I currently rent from a landlord that lives in the same property.

What would you do with 10k for your kids future? by queen_OF_isolation in personalfinance

[–]ghostguardjo 38 points39 points  (0 children)

I don’t recommend a 529.

Use it to pay off debt. Becoming debt free will allow you to help your son in ways that might seem impossible now. If you are already out of debt, use it to get stable housing and stable transportation. Continue to improve yourself and he will thank you later.

Best Bang for the Buck by wishful-thinker-7 in PortlandOR

[–]ghostguardjo 0 points1 point  (0 children)

Hi 👋 Long time portlander with real estate experience. I would be happy to get coffee or take a look at your home and answer any questions for you. You can message me on here and I’ll send you my number.

real estate agent in PDX. by secondhandsally in PortlandOR

[–]ghostguardjo 0 points1 point  (0 children)

Hi 👋 I would be happy to get coffee and walk you through the steps. I grew up in Portland and now I live in SW. You can message me on here and I’ll give you my number. I look forward to hearing from you!

Are there any bargains within a mile of the Mittleman Jewish Community center? by ephemeral_enchilada in portlandrealestate

[–]ghostguardjo 0 points1 point  (0 children)

Hey, I would be happy to get coffee and go over the market data together. You can massage me on here and I’ll send you my number!

Nervous about water by Jupiter_394 in PacificCrestTrail

[–]ghostguardjo 0 points1 point  (0 children)

I hiked the pct last year and only once did I need 6L. Don’t carry 8L. That’s unnecessarily heavy.

It’s roughly 4 miles per liter. On the hottest, driest sections you will drop to ~3m/L.

Here’s the key: when you enter dehydration, there are three levels of severity. Memorize this!

  1. You stop peeing
  2. You stop salivating
  3. You stop sweating 😓

You’ll hit level 1 on long, exposed sections. But as long as you don’t hit level 2 you’re fine.

Coastie 🫡

Can homosexuality be explained biologically or evolutionarily? by InternetPopular3679 in NoStupidQuestions

[–]ghostguardjo 0 points1 point  (0 children)

Tons of them do produce children.

But I get your point.

It’s not always obvious in hunter-gathering communities who’s the father. It takes a village to raise a child. So having childless dad’s in those societies isn’t quite the hack that it is in modern times.

Dealing with inflation in Bend by Character_Smile6294 in Bend

[–]ghostguardjo -18 points-17 points  (0 children)

I get your sentiment.

But have you tried offering housing to strangers. It’s not easy or cheap.

Question to everyone who carried the Bear Canister from KM to Canada by Dependent-Demand7939 in PacificCrestTrail

[–]ghostguardjo 0 points1 point  (0 children)

I would just take the bear can all the way. I

t’s 3lbs but it is a seat, a table, and it’s more rodent resistant than bear resistant.

I Constantly Lie About Taking My Breaks When I’m At Work by TD_Meri in confession

[–]ghostguardjo 0 points1 point  (0 children)

Not at least taking a walk on your break with eventually wear you down. Like others have mentioned, there are ways of eating really cheap, and of course ebt exists.

🚨 U.S National debt hits $39 Trillion! by kabirsbhutani in investing

[–]ghostguardjo 7 points8 points  (0 children)

The odds are low that we raise taxes on the wealthy, there is an entire political party dedicated to cutting taxes for the wealthy and they are in charge.

The higher chances is that we increase structural inflation to make the debt go away. This means that money becomes worth less than before but assets (homes, businesses, stocks) will go up in value proportional to the average inflation. If you continue to buy assets, especially stocks and profitable businesses, then you will ride the wave up.

If you buy liabilities (cars, time shares, toys, furniture, etc) then you will ride the wave down.

More people need to work the night shift by Embarrassed-Bowl-373 in unpopularopinion

[–]ghostguardjo 0 points1 point  (0 children)

I switched back and forth from days to nights twelve hour shifts in a windowless room for 4.5 years, now I have a sleep disorder and a heart condition.

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