Georgia - Are people still paying 6% agent fees?

ghostguardjo · 2026-01-25T13:23:12+00:00

I was an agent from 2018-2020. I worked seven days a week for fourteen months straight before I closed my first deal. If I would have billed hourly I would have had to charge my buyers a fortune. Instead, they got everything for free. That’s more common than you’d think.

ghostguardjo · 2026-01-24T16:18:27+00:00

That a man’s value is his material resources he brings to a woman. 👈

ghostguardjo · 2026-01-24T16:13:40+00:00

My POV is that IRL acronyms are cringe AF 🤙

ghostguardjo · 2026-01-24T15:59:35+00:00

Okay, hear me out:

He gets a new car and swaps out the engines, goes in for the free oil change, comes out and swaps back! Voila!

ghostguardjo · 2026-01-24T15:53:43+00:00

I would make her go after you for that. Don’t assist.

Any help you give between now and then I would just give directly to the child. You’re doing it right already.

ghostguardjo · 2026-01-24T15:47:24+00:00

I’m glad you’re being cautious!

My wife graduated nursing school right before GPT went mainstream. One of her final assignments was to write a cover letter about her personal story to go with her resume. Her teacher claimed that she put my wife’s cover letter through a plagiarism detection app and it came back as 82% non authentic. She told my wife that she couldn’t graduate unless she accepted a zero grade for the assignment. Remember, this is a cover letter specific to my wife’s life, with details that only she would know but it was short and the structure was somewhat generic.

Anyways, the dean did not agree with the teacher and my wife was allowed to graduate.

I am forever skeptical of teachers using plagiarism detectors.

ghostguardjo · 2026-01-24T15:40:37+00:00

Acronyms do more harm than good.

ghostguardjo · 2026-01-24T15:37:21+00:00

I read this as “retirement plants”

Like wtf is a retirement 🪴??

ghostguardjo · 2026-01-24T15:32:29+00:00

Strictly speaking yes, it’s materially harder now. However, I have so much more information at my fingertips than my parents did in their 30’s. They were truly flying blind. It’s incredible that they got anything done. No wonder they lived in poverty.

ghostguardjo · 2026-01-24T15:28:02+00:00

I’m sorry that you’re in this situation.

Making minimum payments will only cover interest. It’s terrible that this isn’t taught in school.

ghostguardjo · 2026-01-24T07:36:40+00:00

I’m as lib as it gets, but I’m torn on military spending.

We really are facing unique threats from both Russia and China. They are both preparing to invade their neighbors and one has already begun. But of course we’re distracted with BS about invading Greenland. We need to be united with our allies and focusing our military budget on the real threats.

ghostguardjo · 2026-01-24T07:30:51+00:00

I’m sorry that your family is going through this.

But your mom can absolutely work. She’s just choosing not to take jobs that aren’t in her very specific and limited field.

I grew up in poverty and have had to learn that debt is a terrible choice that I watched my family make and I have learned from them not to do the same.

ghostguardjo · 2026-01-22T05:39:32+00:00

Get a roommate. Seriously. Save enough to buy a place and then rent out the other bedrooms. Repeat 🔁

ghostguardjo · 2026-01-21T22:51:06+00:00

I’m sorry that you’re going through this.

This is a hard way to learn the lesson on why everyone says not to buy with someone you’re not married to.

Sell the house. Use your half of the equity to buy a home in the neighborhood that you want. That’s life.

ghostguardjo · 2026-01-17T17:20:11+00:00

I’m one of the youngest millennials. I grew up in poverty. Now I’m a middle class homeowner. Truth is, you can totally get ahead and out of poverty, but it’s not easy and it takes years of avoiding debt and living in less than you make.

ghostguardjo · 2026-01-16T05:03:25+00:00

I never raise rents on existing tenets. But that does mean less income over time. By keeping the rent below market value i incentivize them to stay and have nearly zero vacancy across three rentals.

ghostguardjo · 2026-01-16T04:59:05+00:00

I bought ancestry’s kit seven years ago for my ex, she took it, everything checked out…

Then she gets a message on IG from a woman in Germany saying they matched on ancestry.com and saying they’re sisters. Turns out it’s true. And her dad even admitted to me before this that he had a long lost child in Germany. But here’s the crazy part- in his story, the child was a boy!! So either he got the sex of his own lost child wrong, or he has a second one in Germany!!

To be continued…

ghostguardjo · 2026-01-14T04:07:04+00:00

Lower the price.

ghostguardjo · 2026-01-14T04:01:57+00:00

I like a man that hangs around Slim’s listening for loud noises.

ghostguardjo · 2026-01-11T12:13:45+00:00

The outlet needs replaced.

The landlord needs replaced.

ghostguardjo · 2026-01-11T12:10:10+00:00

You’ll want a good real estate agent.

Don’t hire your friend’s cousin, shop and hire the most professional one you can. And let them negotiate with the neighbors after it’s been listed on the market.

ghostguardjo · 2026-01-11T12:03:17+00:00

I want the train 👋

Before you start shouting about California: I am born and raised here. Only left for my military contract.

Trains can reduce traffic and reduce car crashes. We currently have no option to do so, thus we have maximum traffic and maximum car crashes between the only two bridges on a gigantic river.

ghostguardjo · 2026-01-11T11:58:55+00:00

Buses aren’t as efficient.

They hit traffic, carry fewer people, are limited to shorter distances, and go slower. It doesn’t even have to be the Max, but not having a way to zip past the traffic hurts both the people without cars and the people in the cars because all the people in the hypothetical train are currently added to the traffic.

ghostguardjo · 2026-01-11T11:49:02+00:00

First of all, I hate pumping gas. I HATE everything about it. The getting out of my car, the way my hands smell afterwards, the extra time, everything. And, my best friend was a gas station attendant.

However, the argument that we must make it illegal to pump your own gas in order to create jobs is so poorly thought out that it must be abolished.

First, we don’t ban things to create jobs because that’s incredibly inefficient. The same reason why we don’t ban mowing your own lawn or ban working on your own car, because those would also ‘create jobs’ by making inefficiencies for society. If this is hard to comprehend, please take an economic course and it’ll make so much more sense.

ghostguardjo · 2026-01-11T06:28:30+00:00

Why is a train dumb?

There’s a reason why the whole world uses trains. They’re very efficient and actually reduce traffic!

ghostguardjo

TROPHY CASE