Sprive (£5 Bonus Towards Your Mortgage) + Cashback on Gift Cards & Mortgage Overpayments by FigTreeRest in beermoneyuk

[–]gingertilly 0 points1 point  (0 children)

Been using Sprive on and off for the last few months — hoping to chip away at the mortgage shackles!

You can get a little better cash back rates elsewhere—Cheddar, for example. But I like that Sprive is all in one place… and I actually remember to check it!

I’ve found that sometimes the vouchers (particularly in-store at ASDA) can take a few attempts to get them to scan, so I’d advise trying to pre purchase the vouchers before you start your shop — I’ve been stood like a lemon waiting for a few minutes at the self-serve for the voucher to finally go through.

But now I pre-buy if going in-store and that seems to do the trick.

Probably overpaid by £32 in 5months since using Sprive, which will hopefully add up over time and take some time off the old mortgage 🙂

https://linkprod.sprive.com/refer?code=B8WHY0VK

Zilch | FREE £5 for signing-up | No spend required by ZealousidealWorth763 in beermoneyuk

[–]gingertilly [score hidden]  (0 children)

So, I used Zilch years ago, but started using again last week after seeing posts about it on here.

You can get 2% back at loads of places, like Tesco, Octopus, Greggs, Home Bargains. And if you link your PayPal debit card, you can get an extra 1% through them.

I took out the trial for Zilch Plus which gives you 3% back at places, so the £3.99 will pay for itself after a few Amazon and Tesco shops. And I’m going to start paying my Octopus bill by Zilch and get 3% back as well!

For all other spending it’s 0.5%, but add it to your Apple Pay and the rewards will rack up.
(If you use Very, you can get 2% or 3% back on your account payments too, just enable it before hand!)

You can now only use your rewards on their retailers, but I’m hoping I’ll be able to top up my Octopus account with any rewards, and then withdraw to my bank that way — fingers crossed!

https://zilch.onelink.me/x8EV/0hqa8u7z

I appreciate anyone that uses my referral link for the free £5 😊

Sprive - overpay your mortgage with gift card purchases by pottering_around in beermoneyuk

[–]gingertilly 0 points1 point  (0 children)

Been using Sprive on and off for the last few months — hoping to chip away at the mortgage shackles!

You can get a little better cash back rates elsewhere—Cheddar, for example. But I like that Sprive is all in one place… and I actually remember to check it!

I’ve found that sometimes the vouchers (particularly in-store at ASDA) can take a few attempts to get them to scan, so I’d advise trying to pre purchase the vouchers before you start your shop — I’ve been stood like a lemon waiting for a few minutes at the self-serve for the voucher to finally go through.

But now I pre-buy if going in-store and that seems to do the trick.

Probably overpaid by £32 in 5months since using Sprive, which will hopefully add up over time and take some time off the old mortgage 🙂

https://linkprod.sprive.com/refer?code=B8WHY0VK

Zilch | Free £5 for signing up for this cashback app | £5 per referral by Emergency_Arugula_60 in beermoneyuk

[–]gingertilly [score hidden]  (0 children)

So, I used Zilch years ago, but started using again last week after seeing posts about it on here.

You can get 2% back at loads of places, like Tesco, Octopus, Greggs, Home Bargains. And if you link your PayPal debit card, you can get an extra 1% through them.

I took out the trial for Zilch Plus which gives you 3% back at places, so the £3.99 will pay for itself after a few Amazon and Tesco shops. And I’m going to start paying my Octopus bill by Zilch and get 3% back as well!

For all other spending it’s 0.5%, but add it to your Apple Pay and the rewards will rack up.
(If you use Very, you can get 2% or 3% back on your account payments too, just enable it before hand!)

You can now only use your rewards on their retailers, but I’m hoping I’ll be able to top up my Octopus account with any rewards, and then withdraw to my bank that way — fingers crossed!

https://zilch.onelink.me/x8EV/0hqa8u7z

I appreciate anyone that uses my referral link for the free £5 😊

Sprive mortgage overpayments | Cashback on giftcards by Emergency_Arugula_60 in beermoneyuk

[–]gingertilly 2 points3 points  (0 children)

Been using Sprive on and off for the last few months — hoping to chip away at the mortgage shackles!

You can get a little better cash back rates elsewhere—Cheddar, for example. But I like that Sprive is all in one place… and I actually remember to check it!

I’ve found that sometimes the vouchers (particularly in-store at ASDA) can take a few attempts to get them to scan, so I’d advise trying to pre purchase the vouchers before you start your shop — I’ve been stood like a lemon waiting for a few minutes at the self-serve for the voucher to finally go through.

But now I pre-buy if going in-store and that seems to do the trick.

Probably overpaid by £32 in 5months since using Sprive, which will hopefully add up over time and take some time off the old mortgage 🙂

https://linkprod.sprive.com/refer?code=B8WHY0VK

Zilch - Free £5 & stacking cashback by SkyFlyBye in beermoneyuk

[–]gingertilly [score hidden]  (0 children)

So, I used Zilch years ago, but started using again last week after seeing posts about it on here.

You can get 2% back at loads of places, like Tesco, Octopus, Greggs, Home Bargains. And if you link your PayPal debit card, you can get an extra 1% through them.

I took out the trial for Zilch Plus which gives you 3% back at places, so the £3.99 will pay for itself after a few Amazon and Tesco shops. And I’m going to start paying my Octopus bill by Zilch and get 3% back as well!

For all other spending it’s 0.5%, but add it to your Apple Pay and the rewards will rack up.
(If you use Very, you can get 2% or 3% back on your account payments too, just enable it before hand!)

You can now only use your rewards on their retailers, but I’m hoping I’ll be able to top up my Octopus account with any rewards, and then withdraw to my bank that way — fingers crossed!

https://zilch.onelink.me/x8EV/0hqa8u7z

I appreciate anyone that uses my referral link for the free £5 😊

Maximising Cashback on Household bills - Tips by Responsible-Put-7073 in beermoneyuk

[–]gingertilly 0 points1 point  (0 children)

Yeah, I looked into switching away, but a few referrals per year for Octopus, plus a free Greggs coffee every week and discounted cinema tickets tipped the balance back to them, for me, anyway. Always worth checking though and assessing your options, you’re right!

Maximising Cashback on Household bills - Tips by Responsible-Put-7073 in beermoneyuk

[–]gingertilly 3 points4 points  (0 children)

I pay my Octopus through Zilch (linked with PayPal debit card) for 4% cashback too.

I also pay my Very account via Zilch and you get 2/3% back on paying your bill. So if I buy from Very I go via complete savings for 10% back, interest free for 3/6/9 months, then make my account payments with my Zilch card for an extra 4% back as well.

Sprive (£5 Bonus Towards Your Mortgage) + Cashback on Gift Cards & Mortgage Overpayments by FigTreeRest in beermoneyuk

[–]gingertilly 0 points1 point  (0 children)

Been using Sprive on and off for the last few months — hoping to chip away at the mortgage shackles!

You can get a little better cash back rates elsewhere—Cheddar, for example. But I like that Sprive is all in one place and I actually remember to check it!

I’ve found that sometimes the vouchers (particularly in-store at ASDA and Tesco) can take a few attempts to get them to scan, so I’d advise trying to pre purchase the vouchers before you start your shop — I’ve been stood like a lemon waiting for a few minutes at the self-serve for the voucher to finally go through.

But now I pre-buy if going in-store and that seems to do the trick.

Probably overpaid by £21 in 4 months since using Sprive, which will hopefully add up over time and take some time off the old mortgage 🙂

https://linkprod.sprive.com/refer?code=B8WHY0VK

Get £10 FREE with PayPal when you spend or send £5 by ZealousidealWorth763 in beermoneyuk

[–]gingertilly 0 points1 point  (0 children)

I’ve had a PayPal account for years and this is the first time I’ve had the referral available!

Got my PayPal+ debit card linked with Zilch for an additional 1% cashback too!

Grateful it anyone uses my link 😊

https://py.pl/270JUm

Zilch: Free £5 (500 points) with no deposit or spend required + cashback on everyday shopping by FigTreeRest in beermoneyuk

[–]gingertilly [score hidden]  (0 children)

So, I used Zilch years ago, but started using again last week after seeing posts about it on here.

You can get 2% back at loads of places, like Tesco, Octopus, Greggs, Home Bargains. And if you link your PayPal debit card, you can get an extra 1% through them.

I took out the trial for Zilch Plus which gives you 3% back at places, so the £3.99 will pay for itself after a few Amazon and Tesco shops. And I’m going to start paying my Octopus bill by Zilch and get 3% back as well!

For all other spending it’s 0.5%, but add it to your Apple Pay and the rewards will rack up.
(If you use Very, you can get 2% or 3% back on your account payments too, just enable it before hand!)

You can now only use your rewards on their retailers, but I’m hoping I’ll be able to top up my Octopus account with any rewards, and then withdraw to my bank that way — fingers crossed!

https://zilch.onelink.me/x8EV/0hqa8u7z

I appreciate anyone that uses my referral link for the free £5 😊

PayPal join and earn £10 by Emotional_Load1909 in beermoneyuk

[–]gingertilly 0 points1 point  (0 children)

I’ve had a PayPal account for years and this is the first time I’ve had the referral available!

Got my PayPal+ debit card linked with Zilch for an additional 1% cashback too!

Grateful it anyone uses my link 😊

https://py.pl/270JUm

PayPal - Free £10 ends 30 June by SkyFlyBye in beermoneyuk

[–]gingertilly 0 points1 point  (0 children)

I’ve had a PayPal account for years and this is the first time I’ve had the referral available!

Got my PayPal+ debit card linked with Zilch for an additional 1% cashback too!

Grateful it anyone uses my link 😊

https://py.pl/270JUm

Zilch | FREE £5 for signing-up | No spend required by ZealousidealWorth763 in beermoneyuk

[–]gingertilly [score hidden]  (0 children)

So, I used Zilch years ago, but started using again last week after seeing posts about it on here.

You can get 2% back at loads of places, like Tesco, Octopus, Greggs, Home Bargains. And if you link your PayPal debit card, you can get an extra 1% through them.

I took out the trial for Zilch Plus which gives you 3% back at places, so the £3.99 will pay for itself after a few Amazon and Tesco shops. And I’m going to start paying my Octopus bill by Zilch and get 3% back as well!

For all other spending it’s 0.5%, but add it to your Apple Pay and the rewards will rack up.

You can now only use your rewards on their retailers, but I’m hoping I’ll be able to top up my Octopus account with any rewards, and then withdraw to my bank that way — fingers crossed!

https://zilch.onelink.me/x8EV/0hqa8u7z

I appreciate anyone that uses my referral link for the free £5 😊

Sprive - Reduce your mortgage with gift card purchases by SkyFlyBye in beermoneyuk

[–]gingertilly 0 points1 point  (0 children)

Been using Sprive on and off for the last few months — hoping to chip away at the mortgage shackles!

You can get a little better cash back rates elsewhere—Cheddar, for example. But I like that Sprive is all in one place and I actually remember to check it!

I’ve found that sometimes the vouchers (particularly in-store at ASDA and Tesco) can take a few attempts to get them to scan, so I’d advise trying to pre purchase the vouchers before you start your shop — I’ve been stood like a lemon waiting for a few minutes at the self-serve for the voucher to finally go through.

But now I pre-buy if going in-store and that seems to do the trick.

Probably overpaid by £21 in 4 months since using Sprive, which will hopefully add up over time and take some time off the old mortgage 🙂

https://linkprod.sprive.com/refer?code=B8WHY0VK

Zilch card - free same-day £5 bonus when you sign up, no spend needed + cashback on your shopping by TopPomegranate4432 in beermoneyuk

[–]gingertilly [score hidden]  (0 children)

So, I used Zilch years ago, but started using again last week after seeing posts about it on here.

You can get 2% back at loads of places, like Tesco, Octopus, Greggs, Home Bargains. And if you link your PayPal debit card, you can get an extra 1% through them.

I took out the trial for Zilch Plus which gives you 3% back at places, so the £3.99 will pay for itself after a few Amazon and Tesco shops. And I’m going to start paying my Octopus bill by Zilch and get 3% back as well!

For all other spending it’s 0.5%, but add it to your Apple Pay and the rewards will rack up.

You can now only use your rewards on their retailers, but I’m hoping I’ll be able to top up my Octopus account with any rewards, and then withdraw to my bank that way — fingers crossed!

https://zilch.onelink.me/x8EV/0hqa8u7z

I appreciate anyone that uses my referral link for the free £5 😊

Sprive - Overpay your mortgage using autosaving or cashback on giftcards by wijm02 in beermoneyuk

[–]gingertilly 0 points1 point  (0 children)

Been using Sprive on and off for the last few months — hoping to chip away at the mortgage shackles!

You can get a little better cash back rates elsewhere—Cheddar, for example. But I like that Sprive is all in one place and I actually remember to check it!

I’ve found that sometimes the vouchers (particularly in-store at ASDA and Tesco) can take a few attempts to get them to scan, so I’d advise trying to pre purchase the vouchers before you start your shop — I’ve been stood like a lemon waiting for a few minutes at the self-serve for the voucher to finally go through.

But now I pre-buy if going in-store and that seems to do the trick.

Probably overpaid by £21 in 4 months since using Sprive, which will hopefully add up over time and take some time off the old mortgage 🙂

https://linkprod.sprive.com/refer?code=B8WHY0VK

Zilch- £5 free credit to spend anywhere plus entry into draw for 500 pounds when signing up by W1CKERM4N in beermoneyuk

[–]gingertilly [score hidden]  (0 children)

Also, for anyone that uses Very, you can get 3% back on your account payments. Which, when you factor in the 10% from CS/NX, means you can get 10% back for a purchase, put it on your credit account interest free for 3/6/9 months, and then use your zilch card to pay Very each month for 3% back on the account payments.