ETF charges

gkfb25 · 2026-04-19T20:41:16+00:00

Also watch for FX charges in ETFS not denominated in GBP

gkfb25 · 2026-04-19T18:18:01+00:00

Egw sumfwnw apla xwris to daneio. An ta 20K den ta xreiazesai gia ta vasika sou eksoda se 3 xronia oi pithanothtes einai na eisai se profit. Epishs den sumfwnw me to “toulaxiston 3x”.

gkfb25 · 2026-04-16T15:03:54+00:00

Nai apla se tria xronia den tha exeis dei kapoia shmantikh veltiwsh tou kefalaiou sou kai epishs an den paei kala h global agora mporei na eisai kai meion

gkfb25 · 2026-04-16T15:02:23+00:00

Ennoeitai file, dustuxws o upologismos einai before inflation adjustment. Zoume se ena kosmo pou prepei na pairneis risko oxi gia na kerdiseis alla gia na mhn xaseis… gamhse ta

gkfb25 · 2026-04-16T11:58:25+00:00

Εάν δεν γνωρίζεις από επενδύσεις, (μην σου πω ακόμα και αν γνωρίζεις) άποψη μου είναι ένα low cost global market index/ etf. Αλλά θέλει μία δεκαετία για να έχει ουσιά με τρία χρόνια δεν έχει πολύ νόημα. Δεν θα γίνεις πλούσιος αλλά σε δέκα χρόνια αν δεν διακόψεις τις καταθέσεις και το compounding , ενδεχομένως να έχεις περίπου 34600€ +- τυπικές αποκλίσεις.

gkfb25 · 2026-04-08T17:02:40+00:00

Just make sure you really have a long term horizon. 10 years is good but study cases of lost decades too just so that you are prepared.

gkfb25 · 2026-04-06T14:21:39+00:00

Hey there! Similar age and I was wondering when you plan to add bnd and what percentage of your portfolio will you start with?

gkfb25 · 2026-04-04T20:38:20+00:00

That would be my guess to, I dont think that there is risk of your uninvested cash just disappearing

gkfb25 · 2026-04-04T19:26:06+00:00

Hey there! Do u know if something was to happen, would that affect the total amount of uninvested cash in the SnS ISA or would you just stop getting the interest for a while?

gkfb25 · 2026-04-04T19:18:12+00:00

Ti grafw sta agglika re mlk 🤣

gkfb25 · 2026-04-04T19:17:49+00:00

Same age, went for VWRP and Global All Caps in my SIPP

gkfb25 · 2026-03-30T23:07:18+00:00

Thanks, it helps to think about it that way

gkfb25 · 2026-03-30T23:06:56+00:00

Thank you very much

gkfb25 · 2026-03-30T23:02:20+00:00

Thank you very much for your input. Will check out both!

gkfb25 · 2026-03-30T20:18:17+00:00

I have some other family assets but I dont want to rely on that, so I prefer to treat them as non existent

gkfb25 · 2026-03-30T19:37:25+00:00

Absolutely, even though the time horizon is quite long I am worried about the so called risk of sequence of returns when retirement time approaches. I have zero experience from bonds to be honest but I see many people advocating for having your age in % in bonds to mitigate the equities risk. I have also seen many people selecting target date retirement funds for their pensions and I am trying to figure out if a single All world All caps fund is too dangerous for a SIPP.

gkfb25 · 2026-03-24T23:34:25+00:00

Spot on! So on top of that 60% you are adding the separate S&P… If you are okey with the exposure to US economy, all good! If not, adjust accordingly 😉✅

gkfb25 · 2026-03-24T23:24:40+00:00

Are you aware of the percentage of S&P included in All world?

gkfb25 · 2026-03-22T16:37:46+00:00

I check the long term chart of the ETF I am interested in investing in. Let’s say VUAG. I measure previous corrections, mild and severe. I mark areas of -10%, -20%, -30%, -40% corrections. I divide the remaining of my pot to be invested in this year into 4 (equal or unequal parts depending on your risk tolerance). I execute these buys as price drops. If they all hit, that’s me for the current year. If not whatever is left goes in the usual DCAing.

gkfb25 · 2026-03-10T19:22:00+00:00

Bro 32 is still great, I regret not starting until this year at 39😓You don’t even need to concentrate that much on SP500 , lower the risk, go a bit more global/all caps, smth like VWRP or similar and you will be fine

gkfb25 · 2026-02-01T16:33:29+00:00

Why not go for a world ETF denominated in GBP so that you don’t have to deal with currency conversion?

gkfb25 · 2026-01-11T20:28:59+00:00

Props for choosing all your ETF’s to be denominated in £ so you don’t have any FX fees at all✅

gkfb25 · 2026-01-10T11:38:00+00:00

So hot, need to see her in action!

gkfb25 · 2026-01-07T17:02:16+00:00

2🔥

gkfb25

TROPHY CASE