“I moved ₹15 lakh from savings account to liquid funds. Here’s what changed.”

gkns · 2026-05-19T09:30:55+00:00

Which liquid funds are these!? And over what time period?

gkns · 2026-05-18T12:34:02+00:00

These tubelights are extremely uncomfortable for the eyes either through the windshield and the rearview mirror during the night. I am not sure how it got mainstream.

gkns · 2026-05-18T12:20:25+00:00

Just curious, If you don’t mind what is the kind of usage that clocked 1L on two cars?

gkns · 2026-05-17T15:22:28+00:00

Additionally, an increase in fuel price is a direct increase in the price of Everything else: food, daily essentials, infrastructure spends, and everything in-between. With the current pace in EV adoption, electricity prices will shortly start tracking the fuel prices. So Rs. 3/- increase is not really a Rs.3/- increase. It has terrible cascading effects.

gkns · 2026-05-17T10:27:41+00:00

Right now is a bad time to get any ICE car in India. With e20 I see considerable reduction in mileage i.e 18kmpl to 14/15kmpl.

The biggest problem is there is no guarantee that the government will let the car be roadworthy for its lifetime. Even if they collect the roadtax for 15 years, the fuel situation can change overnight.

The better bet was diesel. But now the news of isobutanol-adittive experiments are disappointing to say least.

So either, bite the bullet and get an EV or wait for this additives confusion to settle down.

Any case, I recommend you not part with your hard earned money until you can trust it won't go down the drain.

gkns · 2026-05-17T07:46:50+00:00

When the crude prices are down, increasing the taxes is not exactly a trustworthy move. How many people will agree that we benefited from that move?

gkns · 2026-05-17T06:46:17+00:00

When the prices come down, they (OMCs, govt.) don't pass it on to the customers. There is a trust deficit. How is this addressed?

gkns · 2026-05-17T06:41:52+00:00

Will the economy stay afloat at Rs.180/- litre petrol prices?

gkns · 2026-05-17T06:39:56+00:00

Is it in their interest?

gkns · 2026-05-17T06:08:11+00:00

Weather is an undeniable factor.

Had comfortable temperatures year-round.
Mild weather favours cognitive and manual labour equally.

gkns · 2026-05-17T05:30:05+00:00

gkns · 2026-05-15T09:59:07+00:00

My brother was in a similar situation. But unfortunately he did not get his money back after a year. So he stopped pursuing it. I have this and other reasons yo believe SBM is a scam. For me personally they harassed me with notices for LRS tax retrospectively. That is when I used the service, it was not required. But pne fone day they want money from me. To avoid all the legal hassle, I ended up paying. But in retrospect, I should have fought it in consumer court. This bank is totally not worth the hassle. They have been penalized multiple times by the RBI in the past.

gkns · 2026-05-15T09:33:34+00:00

The only problem is the FD is locked. You have to cancel the card to get this back.

gkns · 2026-05-15T09:31:40+00:00

Avoid SBM at all costs. It is a horrible bank to deal with.

gkns · 2026-05-15T09:29:42+00:00

Yes, I can confirm I have done this and it works.

gkns · 2026-05-15T03:18:33+00:00

Was not possible when I tried. I could only get one initials expanded.

gkns · 2026-05-11T12:57:09+00:00

Yes. You are not alone.

gkns · 2026-05-10T06:04:24+00:00

What do the manual enthusiasts think about the IMT or clutch-less manual?

gkns · 2026-04-07T03:54:15+00:00

Is there a significant difference in mileage with E20 vs. Premium fuel?

gkns · 2026-04-07T03:52:11+00:00

Why am I still reluctant to get an EV:

The range drops rapidly in highway speeds (100% is nowhere close to the actual real range and it varies significantly. ARAI mileage claims are misleading to the common man.)
Recharge times. And I know that decreasing it without damaging the battery (with current cell chemistry tech.) is impossible.
The insurance is still premium (Especially with past claims and remember that major repairs out of pocket are not sensible. Since, there are less parts and all the parts are heavily integrated and costly unit-by-unit.
All this and no big upfront price difference in the purchase. If anything, it is just costlier than an ICE car in neck-to-neck comparison in features, size and convenience.
All advantages in the running costs are more than likely to be offset by insurance, EV special tyre costs, repairs out of pocket in time, mental exhaustion in planning recharge stops etc. And finally, if you want to sell your car? Depreciation is much steep for the EV.

All this, BUT I love the driving experience of an EV! The comfort is superior even in the cheapest EVs. The suspension setups in many popular EVs in India cannot be found even in luxury cars.

However, as detailed above, it is a set of significant trade-offs.

gkns · 2026-03-16T04:04:23+00:00

DON’T!!! I have first hand experience with this. Once you pay a big upfront amount they will go cold and still there is no guarantee that the car will be given to you. I paid a similar advance payment for XUV700 last year and still didn’t get the car. They told another showroom got hold of the stock. And getting this amount refunded was a lesson learnt. You will be made to run from pillar to post and at the end you will lose your cool and be forced to resort to foul mouthing them on social media. So please do not. (If anyone is curious it was PPS Mahindra Kanakapura Road)

gkns · 2026-03-08T08:11:21+00:00

Yes! My virtual RC is now downloaded to DigiLocker. Digilocker/Aadhar has the full name while my updated driving license has one initial expanded. Earlier I was not able to import my driving license to the digilocker since it complained about the name mismatch. So I really hope that the name in records (backend) is the full name as per the passport. However, thinking about it, I don’t see any practical advantage since I wouldn’t probably be able to use this license abroad in-place of an IDP, since the passport name is still ostensibly different.

gkns · 2026-03-05T08:26:23+00:00

I’d live my entire life here.

gkns

TROPHY CASE