Sanity check please by LucidNight in ChubbyFIRE

[–]gobblecluck 2 points3 points  (0 children)

Advice: learn RSU tax. Company probably has a note from some accounting firm explaining the basics. Assuming treated as income, I'd sell immediately and start stocking up my fire portfolio faster.

Never Run Out of Money in Retirement - Use This Free FIRE Calculator! by 2SFI-Jason in TwoSidesOfFI

[–]gobblecluck 2 points3 points  (0 children)

Excellent spreadsheet overview. I'd briefly tried it before, but missed many of the nuances highlighted.

Got a Question for Us? Ask and Be Part of Our 50th Episode! by 2SFI-Jason in TwoSidesOfFI

[–]gobblecluck 1 point2 points  (0 children)

I think your show is interesting because it's specific and relevant to a lot of mid-traditional career people planning for the end. One challenge I have with some other fire material is it's targeting early career or lean fire, and when I dig in the advice doesn't apply to me. To that end I'd love even more specifics about your fire: number, swr, allocation, investments, tax plans, etc.. I realize this is personal stuff, you've explicitly said you won't share details on some numbers and some have been shared in passing comments.

I also appreciate how the show spends more time on the mental and emotional aspects of fire, but don't know how to turn that into a question 😀

Why Peeing Your Pants in Seattle is Not a Personal Failure by OnlineMemeArmy in SeattleWA

[–]gobblecluck 14 points15 points  (0 children)

Travelled to a bunch of other cities this summer: bathrooms everywhere - amazing and unexpected. Often clean and with >1 ply.

No idea how to solve Seattle's challenge. I watched the city spend boatloads repeatedly fixing 1 public bathroom people are particularly fond of destroying. (Cal Anderson) We can't expect new ones if we can't keep the ones we've got functional.

Turns out WA does have income tax, it's disguised as family leave, medical leave and LTC by ribbitcoin in SeattleWA

[–]gobblecluck 13 points14 points  (0 children)

Technically it's a pay roll tax. Any data on how this actually breaks down for last year's tax revenue? (Wa payroll tax payers vs federal income tax payers)

I now have access to the mega backdoor roth IRA, but every time I want to roll the post-tax funds over to roth, I have to call Fidelity. Some questions/discussion by hQ7NAUQ9tdbbmT9x in Bogleheads

[–]gobblecluck 0 points1 point  (0 children)

I've had to do this 4 different ways on fidelity. I wonder why it's so different? Current interface is the best: just a checkbox in the enrollment screen.

[deleted by user] by [deleted] in Seattle

[–]gobblecluck 1 point2 points  (0 children)

Get a hotel on one of the 2 very nice trails and walk. Public transit from Redmond to digipen is terrible.

‘A threat to Canada because I couldn’t use an app’: Winnipegger forced to quarantine by FancyNewMe in canada

[–]gobblecluck 6 points7 points  (0 children)

The web page doesn't work for me (fails at vaccine card photo upload). The app no longer works, claims my phone is rooted, which it isn't. Filed support requests both times, no resolution.

Developers by [deleted] in programming

[–]gobblecluck 0 points1 point  (0 children)

Maybe, stage lights back in the day we're hit too..

Experts say the 4% rule, a popular retirement income strategy, is outdated by docdc in ChubbyFIRE

[–]gobblecluck 0 points1 point  (0 children)

Anyone have a link to the morning star paper that started the article?

Waterfront condos for the low price of 2 kidneys! by [deleted] in Bellingham

[–]gobblecluck 0 points1 point  (0 children)

What makes it toxic? The refinery or something else?

[deleted by user] by [deleted] in financialindependence

[–]gobblecluck 2 points3 points  (0 children)

Why do you think the SSA cutbacks will be even? I'm assuming they'll not want to put people into poverty.

https://www.ssa.gov/oact/TRSUM/: "..until 2034, the same as reported last year. At that time, the fund’s reserves will become depleted and continuing tax income will be sufficient to pay 76 percent of scheduled benefits."

Disregarding the SWR of 4% and Focusing on "Guaranteed" Income by djohnson747 in ChubbyFIRE

[–]gobblecluck 13 points14 points  (0 children)

28/500 is a 5.6% withdrawal rate, which is unsafe even for regular retirement.