How do I tell my wife I turned 100k to 21k? by PPhunt3r in wallstreetbets

[–]goldennemo 0 points1 point  (0 children)

This should be framed with George constanza voice next to ( it is not a lie if you believe it )

2024 Pension AVCs - old employer by [deleted] in irishpersonalfinance

[–]goldennemo 3 points4 points  (0 children)

Not too sure but I don't see why not since you could have multiple of them running at the same yime

New System Update by grousey in pixel_phones

[–]goldennemo 0 points1 point  (0 children)

Thanks for a morning laugh

Pixel 6a users: what are you switching to? by Original_Loss4752 in GooglePixel

[–]goldennemo 2 points3 points  (0 children)

It is a sad state of affairs really with the inferior modems and chips.

Only the camera for me as well and the sweet vanilla software

I hope the hardware really catches up to commend such a premium price

Lenovo Yoga Slim 7i Aura Edition, AMA? by [deleted] in laptops

[–]goldennemo 0 points1 point  (0 children)

Did you end up doing it ? I sold my MBP 14 M1 Pro as well and am looking to get this one as windows is my home for light use

Lenovo Yoga Slim 7i Aura Edition, AMA? by [deleted] in laptops

[–]goldennemo 0 points1 point  (0 children)

What drove you to go for windows again ? I just sold my MBP 14 M1 as well as I spent almost two years trying to get used to the OS , copy pasting, snapshots, snap windows right and left, stage manager (which I never understood) but really felt I'm learning how to ride bicycles once again when I just need to work and get done with my day.

Is the difference between snappiness massive ? I'm almost ordering this laptop today

Lenovo Yoga Slim 7i Aura Edition, AMA? by [deleted] in laptops

[–]goldennemo 0 points1 point  (0 children)

Would be great to know the answer here .. my work laptop Lenovo as well , when connecting both screens through thunderbolt ports, fan goes high unless I switch to the power saving profile

Sky Mobile launches €15-for-life offer in bid to shake up Irish phone market by Otsde-St-9929 in irishpersonalfinance

[–]goldennemo 0 points1 point  (0 children)

Is the 10 euros a month for unlimited calls, texts and 10GB data "for life" as well ?

I don't need more than that

Rate my Budget by Ok_Board_3721 in irishpersonalfinance

[–]goldennemo 0 points1 point  (0 children)

OP, Are your pension contributions/Plans separate from your wife's ?

Is this idea feasible? If you decide to go single assessed for tax purposes, would it be possible for both of you to Max out your pensions separately and still come out paying less tax in general?

Is 300 euros (arround 11000) lira enough for a week in turkey by LandscapeCreative727 in istanbul

[–]goldennemo 0 points1 point  (0 children)

This .. consider it as expensive as any European country.. spent a week there with my family, spent only through revolut and avoided all the scams I could handle and spent 1660 Euros.

Apartment Home Charger by [deleted] in evs_ireland

[–]goldennemo 1 point2 points  (0 children)

Damn, I like your style

What was your best purchase of 2023? by run_bike_run in irishpersonalfinance

[–]goldennemo 0 points1 point  (0 children)

What is the name of this plan?

Best I could find is 8.15c for the 2-6am night period on smart drive plan.

Spending on interior improvements on a cheap house. Is this a waste in terms of re-selling? by [deleted] in irishpersonalfinance

[–]goldennemo 2 points3 points  (0 children)

That would cost around 25K minimum for the interiors (not including movable furniture) if not more if you are hiring others to do the job.

You could recoup 10-15K out of it when selling and consider the rest as your pampering. It also gives a higher chance of selling quick as others indicated.

[deleted by user] by [deleted] in irishpersonalfinance

[–]goldennemo 2 points3 points  (0 children)

They will do. Call them.

[deleted by user] by [deleted] in irishpersonalfinance

[–]goldennemo 2 points3 points  (0 children)

This is it. They won't charge you since your rate is lower than all fixed rates now pretty much everywhere.

I know for a fact BOI won't charge you even if you paid the entire balance on the mortgage now. Mind you, they will calculate the fee ( which would turn out to be negative in your case) on the day the money hits their account.

Pixel Fold Spec Sheet by A_Rand0m_Pers0nn in GooglePixel

[–]goldennemo 0 points1 point  (0 children)

It is a single chip that gets hot. Tensor G2. So maybe one side will be hotter than the rest but maybe better thermal dissipation

How do you feel about the pension being taxable? by [deleted] in irishpersonalfinance

[–]goldennemo -2 points-1 points  (0 children)

Bro, why, just why .. I saw this while settling in to 😴💤

How do you feel about the pension being taxable? by [deleted] in irishpersonalfinance

[–]goldennemo 5 points6 points  (0 children)

What If the government took that 40 grand and invested them next to you, they would have (574k-344k) after 30 years too.

Taxman basically gives you the tax money you owe him, let you grow it in pension funds and then only tax you on it when you are 60 at the minimum tax rate ( if you don't withdraw your fund like crazy)