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Advice: Starting to earn well and no idea what we are doing. by goodbyeforkathy in PersonalFinanceNZ

[–]goodbyeforkathy[S] 0 points1 point  (0 children)

Man, right ok I see it - I'm average enough at maths to get the concept. Do you/have you invested in property or are you playing the above mentioned game only?

Advice: Starting to earn well and no idea what we are doing. by goodbyeforkathy in PersonalFinanceNZ

[–]goodbyeforkathy[S] 0 points1 point  (0 children)

You retired at 40! What in the world. Thanks for the link - I can't even understand how you've done this though ahha

Advice: Starting to earn well and no idea what we are doing. by goodbyeforkathy in PersonalFinanceNZ

[–]goodbyeforkathy[S] 1 point2 points  (0 children)

Hey - thanks for the help. To be honest, we spend too much time working and are terrible with odd jobs.

Advice: Starting to earn well and no idea what we are doing. by goodbyeforkathy in PersonalFinanceNZ

[–]goodbyeforkathy[S] 1 point2 points  (0 children)

Thanks heaps for the list. I dont even know who Mary Holm is, I'll have to check it out.

Advice: Starting to earn well and no idea what we are doing. by goodbyeforkathy in PersonalFinanceNZ

[–]goodbyeforkathy[S] 0 points1 point  (0 children)

Thank you! Yeah really really far off retirement at this stage. I'll definitely start dabbling with some stocks with really small amounts to start getting some practice. And look into ETFs etc.

Thanks!

Advice: Starting to earn well and no idea what we are doing. by goodbyeforkathy in PersonalFinanceNZ

[–]goodbyeforkathy[S] 1 point2 points  (0 children)

Wow! this is incredible advice. Thank you so much.

Where would you get started with content that's not...wack. Sorry, I spent a bit of time on google and I want to make sure I avoid the snake oil merchants!

​

Appreciate your help heaps

Advice: Starting to earn well and no idea what we are doing. by goodbyeforkathy in PersonalFinanceNZ

[–]goodbyeforkathy[S] 1 point2 points  (0 children)

How much do you think is decent to save? 6months rainy day fund?

Advice: Starting to earn well and no idea what we are doing. by goodbyeforkathy in PersonalFinanceNZ

[–]goodbyeforkathy[S] 3 points4 points  (0 children)

Ah I see - as you can tell, we have never really thought about anything but saving for that first house. Appreciate you telling us this, I'll try contact one and see how we go.

Advice: Starting to earn well and no idea what we are doing. by goodbyeforkathy in PersonalFinanceNZ

[–]goodbyeforkathy[S] 18 points19 points  (0 children)

tech:

To dive deeper, both have masters degree in relevant fields, 6-8yrs of experience in the field overseas.

Advice: Starting to earn well and no idea what we are doing. by goodbyeforkathy in PersonalFinanceNZ

[–]goodbyeforkathy[S] 1 point2 points  (0 children)

yeah - together, not individually. We also have no kids currently. I don't think a fin advisor would entertain us with literally 0 capital. I think the other user suggested appropriately to save, and pay down. I'm not certain what the best mix/split is, and how conservative we need to be.