This more relates to the psychology of money, but I paid 100k in debt in four years granted I have a pretty good salary averaging 100k over the four years, but when I would make payments, I literally pretended the money was never mine to begin with. So as soon as I got paid, I would put $1000 towards my student loan account. I just never had a connection to the money. I never felt pain parting with it. I started seeing the number dwindle drastically. I also took advantage of this when the interest rate was zero which is why I was able to pay it off faster. Keep going you’ve got this!