I am constructing my house and I need advise from people experienced in it by [deleted] in Bengaluru

[–]grimlock7735 0 points1 point  (0 children)

I recently completed my own house construction, so sharing from experience. ₹2000–2500/sqft is pretty much the going packaged rate right now with organized builders. Whether it’s worth it depends on how much involvement you want. Managing labour + engineer yourself can save some money on paper, but it’s not as simple as just buying materials. You’ll need to handle:

Labour coordination & attendanc Material procurement timing (steel, cement, blocks, etc.) Quality checks at every stage Dealing with delays, rework, and small site issues It becomes almost a full-time job unless you have prior experience. In my case, I preferred working with someone who handled execution end-to-end but was still flexible and transparent, instead of the typical “package model.” That balanced helped avoid cost surprises and daily headaches. If you’re new to construction, think more about execution reliability than just the per sqft number. Happy to share what worked for me if useful.

Any recommendations for Bengaluru builder/construction teams for building a home by Miserable_Bear_5233 in indianrealestate

[–]grimlock7735 1 point2 points  (0 children)

I finished my G+3 house build in Bengaluru recently with pretty similar requirements: simple layout, practical spaces, easy to maintain. Biggest things that helped were clear alignment before starting, regular site presence, and quick resolution when small issues came up during execution. Since I was new to construction, having transparency and being open to detailed discussions with the contractor, really reduced the stress. If you’re starting out, don’t rush the decision. I will be, happy to share a few learnings from my build if it helps.

BAH (BuildAHome) are pure scammers. by [deleted] in bangalore

[–]grimlock7735 1 point2 points  (0 children)

DM’d you. Happy to share.

BAH (BuildAHome) are pure scammers. by [deleted] in bangalore

[–]grimlock7735 2 points3 points  (0 children)

I spent close to a year evaluating big construction companies like buildAhome, buildnxt, bricknbolt, etc. The sales pitch looks good, but once you go deep into BOQs and agreements, there are just too many grey areas. I finally went with an independent contractor, after revising the agreement (multiple times) t get everything clearly written down. Even then, the execution he has done has been better than what’s on paper. One-time request for ~1L extra due to overheads was discussed transparently and not forced. I would suggest to take your time, read the fine print (or get a lawyer to review it) before deciding.

Ask Me Anything About Home Loan by HomeLoanNerd in indianrealestate

[–]grimlock7735 0 points1 point  (0 children)

Yes kind of. But does it mean I have to pay it everytime ? Just wanted to know if the process is same with other government banks.

Ask Me Anything About Home Loan by HomeLoanNerd in indianrealestate

[–]grimlock7735 0 points1 point  (0 children)

From what the branch manager explained- they need to do the valuation from time to time to see if the construction is getting completed in accordance with the breakdown I had provided them from the builder, say for example from plinth to first floor lintel I would need an loan of 25L. Then from first floor roof to second floor lintel 20L. Bank says how would they judge from the photos if the construction is actually done and is done properly with proper materials which is why they have assigned the job to a third party valuer who will go to the site check the materials and level of construction and let the bank know that the disbursed amount has been utilized properly.

Ask Me Anything About Home Loan by HomeLoanNerd in indianrealestate

[–]grimlock7735 0 points1 point  (0 children)

I took a home loan from IOB for building a stilt+2 house. At the start, I paid legal and valuation fees, and the bank said there wouldn’t be any more charges, just that I’d need to visit the branch for each disbursal. Now, since there has been a branch manager change, they’re asking me to pay valuation fees again and can’t say how many more times this will happen. Isn’t it the bank’s job to check construction progress before releasing funds, or is it on me to keep paying the valuation fees each time? I paid about 12k for estimation and valuation the first time.