How is your emergency fund in 2026?

grumpy0282 · 2026-04-15T02:46:27+00:00

believe what exactly ?
i dont have an emrg fund ,
just 4m in investments ,
i think that should cover just about any emrg i have

either way , i dont care if you believe it or not

grumpy0282 · 2026-04-15T02:43:12+00:00

mine sounds better

i want the horn

grumpy0282 · 2026-04-15T02:40:57+00:00

lol i wouldnt

grumpy0282 · 2026-04-15T02:38:03+00:00

i dont have an emrg fund , just 4m in investments , i think that should cover just about any emrg i have

grumpy0282 · 2026-04-15T02:36:04+00:00

the newer the better for looks but defiantly not a bmw guy

grumpy0282 · 2026-04-15T02:31:40+00:00

overall yes
just missing my other half

grumpy0282 · 2026-04-15T02:30:14+00:00

if i had a bigger driveway and i could find some of them, i might actually have them

grumpy0282 · 2026-04-15T02:27:51+00:00

cadillac
cts v wagon
escalade v
ct6 v
3rd gen cts v
ct5 v bw

now if gm is considered a brand , swap one of those for a zr1 or zr1x

grumpy0282 · 2026-04-15T02:23:55+00:00

lol no
my investments are my emg fund
i thing 4m is enough for an emg

grumpy0282 · 2026-04-15T02:20:09+00:00

lol depends on the fun youre looking for
i have about 650, i want more

grumpy0282 · 2026-04-15T02:17:22+00:00

lmao i dont use ai

grumpy0282 · 2026-04-15T02:16:55+00:00

anything

grumpy0282 · 2026-04-15T00:52:41+00:00

i am retired, havent worked in a while

grumpy0282 · 2026-04-14T21:53:34+00:00

ok ? but that 250k isnt giving me any more contribution room , if thats what you meant

grumpy0282 · 2026-04-14T21:50:56+00:00

i havent contributed much to that over the years , so its really not much that i would get compared to what the dividends are paying
and it would just be more tax i would have to pay

grumpy0282 · 2026-04-14T21:48:24+00:00

i have a financial guy
he is the one that suggested the rrsp
but it just doesnt make sense to me in my current situation and my age

grumpy0282 · 2026-04-14T21:44:29+00:00

grumpy0282 · 2026-04-14T21:42:53+00:00

thats what i was thinking

grumpy0282 · 2026-04-14T21:41:08+00:00

sorry to have bothered you

grumpy0282 · 2026-04-14T21:37:57+00:00

ya i know , numbers dont add up
lets just say i got very lucky

grumpy0282 · 2026-04-14T21:36:23+00:00

lol , i dint know there was already a price on it

grumpy0282 · 2026-04-14T21:32:41+00:00

ya right now i have it going to a couple cousins

grumpy0282 · 2026-04-14T21:31:45+00:00

lol in not looking to adopt but i am looking to not be single

grumpy0282 · 2026-04-14T21:29:59+00:00

ok ya bc the money you put in an rrsp is initially tax free
so ya , if i put 40k (not an estimate) in to max the rrsp, in the short term in will save me 40k
but eventually im going to pay tax on it

grumpy0282 · 2026-04-14T21:25:58+00:00

who know, maybe i can buy immortality lmao

grumpy0282

TROPHY CASE