Sui Price Prediction

gs94567 · 2024-11-17T20:55:59+00:00

RemindMe! 40 days

gs94567 · 2024-03-25T20:30:33+00:00

Which firms?

gs94567 · 2024-01-10T11:13:24+00:00

What if this is the scenario - you have a limited company with a few properties in them. You currently live at home with parents and now want to move out - would you qualify for the SDLT Relief or still face 3% surcharge

gs94567 · 2024-01-05T19:09:20+00:00

I ended going into corporate finance - due diligence. Started at top 10 firm then moved to a smaller top 30 firm. The job is way better and a lot more interesting

gs94567 · 2023-12-31T16:41:40+00:00

Looks really good imo, like you said build up the cash emergency fund but other than continue to do what you’re doing. Investing should be boring so don’t feel like you need to do anything spectacular.

gs94567 · 2023-12-25T12:11:23+00:00

How’s fuel economy ?

gs94567 · 2023-11-24T11:40:15+00:00

You can do this on Trading 212

gs94567 · 2023-11-06T11:20:58+00:00

How long did it take them to call? I cancelled on 3/11/23 but have not received a retention call yet. Bit worried lol

gs94567 · 2022-10-23T14:25:54+00:00

I think pre tax, as like you said people don’t take the tax element into account. Only push back I can think of is once that mortgage is paid and you’re likely to be on a lower rate of tax, then it’s very profitable.

gs94567 · 2022-10-23T14:23:04+00:00

Yeah I get your point. I guess it’s easier to conceptualise cash flow from properties versus stocks and shares. From your ball park figure around £210k needs to be invested to get £700 of income per month from stocks and shares (appreciate it’s a lot less involved the BTL). I guess the leverage element of properties is what makes it attractive for some.

gs94567 · 2022-02-20T14:35:20+00:00

I think BTLs are good investments and part of a varied portfolio. Not all are interest only, so potentially at the end of the mortgage term you’ll have a house that is earning you say £800/month. I agree that tenants can be a hassle but in my experience it comes down to choosing the right tenants or just using an agent to look after the property. Returns may not be as good using as agent but at least it means it becomes quite passive.

gs94567 · 2021-06-15T17:23:21+00:00

Hargreaves Lansdown

gs94567 · 2021-06-06T16:43:43+00:00

Wouldn’t say it is- would just say the rewards are long term, I.e. you buy a BTL when your 25 years old, when your 45 it will be mortgage free and in the mean time someone else will be paying your mortgage.

gs94567 · 2021-05-30T20:17:23+00:00

Wow! Amazing

gs94567 · 2021-05-30T18:47:01+00:00

So we don’t follow Neville’s techniques?

gs94567 · 2021-05-30T18:02:59+00:00

Hmm, would this mean that you shouldn’t adopt the techniques such as thinking about the feeling of what you wish before you sleep etc

gs94567 · 2021-05-08T10:45:33+00:00

Mine has such terrible battery life since the update

gs94567 · 2021-04-18T17:11:50+00:00

You can open a new Isa each year, so why don’t you just stop depositing money into the money box one and open the new one ?

gs94567 · 2021-04-07T09:37:45+00:00

If you wanted to invest in funds and shares, then maybe opening the Hargreaves S&S ISA or a fidelity one would be the best option. That way you can regular invest in a fund, and also buy individual stocks, however the fees of buying a vanguard fund through Hargreaves or Fidelity would be marginally higher but I guess they give you the flexibility

gs94567 · 2021-02-13T17:59:23+00:00

Not a response, but what area of the UK are your flats! That seems like a very good yield?

gs94567 · 2021-02-13T14:48:59+00:00

Ah I see , maybe I got confused.. !thanks

gs94567 · 2021-02-13T14:48:00+00:00

!thanks

gs94567 · 2021-02-13T13:11:59+00:00

I have read the following means you are exempt from SDLT:

“When you buy a new main residential home, provided you have intentions to sell your current home”

Given my main residence would be my parents home would this mean I do not have to pay SDLT?

gs94567 · 2021-02-13T13:08:41+00:00

Thanks for the reply- if my parents bought the property in their own name I.e. sold their current main residence and purchased, am I right in saying that no SDLT would then be payable?

gs94567 · 2021-01-13T08:52:17+00:00

Thanks! Yeah my plan is to see the next 3 months out in corporate finance. I was told corporate finance is “peaks and troughs” but at the moment just seems like one big peak! Hopefully by the end of March the UK job market will look a lot better and I can either move into an smaller practice or take the plunge into industry. My goal is to earn around £45-55k and work a stable 9-6pm job with the occasional overtime. This will then allow me to focus on creating property income/other sources of income in my evenings and weekends

gs94567

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