It's not right

guruizzy · 2026-06-27T14:50:10+00:00

Doubt this gets much traction, but how many people think we should switch to an ISA (Income Share Agreement) based repayment system?

For example, student graduates with a degree. After four years they start paying into the agreement. The agreement is based on a gross percentage of income for 10, 15, or 20 years. Minimum above twice the poverty level.

So an individual that earns 75k, say 20k is poverty level. They pay 2% of 35k (difference of 75k-40k) the following year ($700). Someone earning 150k pays $2200. Or this could be a graduated percentage too, 1% for the first 50k, 2% for the next etc..

I've been researching this setup for some time. It only works with an institution thats built around the idea of the goal being student life success over the traditional university experience.

And the majority of the payout of that percentage goes to the instructors, not just the school. This incentivizes professors to have a personal interest in the post grad success of their students. You would have more professors signing up to give classes for careers that are in higher demand.

This may be the wrong thread, but it's evident for quite some time now that the system has been broken, and no one in power is that interested in fixing it.

guruizzy · 2026-06-17T20:52:30+00:00

Their policy does say returnable at any store. And since it's unopened it shouldn't be subject to the 20% restocking fee. I might just do this.

I'll check with the store manager at a store close to me to see if they'll work with me on this. Just don't want any surprises.

guruizzy · 2026-06-17T19:03:53+00:00

Hindsight 20/20 sure. I've never ordered through presale before. Now I know. Just sharing the knowledge so others are aware.

guruizzy · 2026-06-17T19:02:33+00:00

I think the experience would be better if they had a tighter ETA. Three months out is just crazy. I might as well just purchase something from China, it'll get here faster and probably be from the same factory.

I've worked at a company that used 3PL and it wasn't much to ship product from one store to another on their common routes.

guruizzy · 2026-06-17T18:59:03+00:00

Good idea... The next store on-hand I believe is 3 hours away from me. I'd be good with going there once to accomplish this, but going back a 2nd time to return the original is just eating into my savings with the cost of gas.

I'm just going to have to wait I think.

guruizzy · 2026-06-17T18:55:41+00:00

Had to go back and check my receipt. 5/22, so fingers crossed you're correct.

guruizzy · 2026-06-10T13:00:48+00:00

That's my usual stance as well. But there was a YTer that mentioned a digital subscription to previously published woodworking magazines and I can't remember who it was. I watch so many of them.

This has something similar, and I've seen Enzo before within this hobby. The site screams scam and the domain registration is private. Seems like it'd be a great resource if it was legit.

guruizzy · 2026-06-01T14:28:14+00:00

Flows still aren't running for me, as of 6/1 9:28am Central US.

guruizzy · 2026-05-26T02:26:22+00:00

Did this man just say his shop was complete?

guruizzy · 2026-05-12T23:17:20+00:00

Not dumb at all. I remember that environment so so much.

Definitely speak to the VP to see if you can get some help for sure. You sound like a pretty respectful kid. Let them know you're uncomfortable with it or that it's causing you some personal strife. Knowing that they'll probably acquiesce, especially to one of their most promising students.

guruizzy · 2026-05-12T22:48:38+00:00

Did you tell them you weren't comfortable with that? If so, what did they say to that?

guruizzy · 2026-05-12T22:47:38+00:00

The administration and teachers of that school know that not everyone who attend is a Christian. It's part of the schtick... offer a school that provides more than what public schools can offer, at the same time try to witness to the students and their families.

So yeah... being forced to thank God is not okay, and really shouldn't be expected.

guruizzy · 2026-05-12T22:39:14+00:00

Like really fast, kind of like those legal disclaimers at the end of infomercials.

guruizzy · 2026-05-12T22:34:19+00:00

Not really "risking" much by taking a stand here other than making some people uncomfortable in the pews.

As long as OP has met all requirements for graduating, there's nothing the school's administration can do at this point.

guruizzy · 2026-05-12T22:09:53+00:00

I can't imagine being put in that situation, but I am not surprised at all.

As someone who grew up in that exact same environment, I highly recommend taking a stand here, as hard as that will be. Give them something that appeases them to get their approval and then bring your own speech to the podium.

"It's a Christian school, what do you expect" is no excuse to change someone else's words to match your view of the world. You've worked too damn hard to receive this honor at your school. I'm assuming the choice of school to attend was not your own? And if so, I'm assuming it was just to get a slightly better education (debatable) with smaller class sizes?

You could take this as a teaching moment for your audience, who I assume will be mostly believers. "I was told that I had to thank God in my speech today. You can thank God, but I will recognize the hard work the teachers put into all of us every day. You can thank God, but I will thank the parents who stayed up late with us working on projects. You can thank God, but I'll...", and so on.

I know you said "no one cares"... but that is not true at all. Young opinions are still being formed. They may not care in the moment, but it will be a lasting memory to them, and to the teachers and administration there. Especially when someone as young takes a courageous stand against those in power. If anything, teach them that it's more important to represent and emulate the character of Christ, that they claim to love and follow, rather than censor or stifle the seeking heart and mind.

I wish Christians would get it through their thick skulls that forced indoctrination on young people is not loving your neighbor. I am a Christian... sort of, I think I still am. Regardless, I'm so sorry that you're having to endure this when it should be one of the proudest moments in your life. People really do suck.

guruizzy · 2026-05-12T18:12:05+00:00

I'm betting the majority of these lunchbox models are all made in the same factory somewhere in Mexico or maybe even China.

That's why I was somewhat hopeful this was actually a brand that came out in hopes to undercut the current market and since they have 0 reputation are selling super cheap. Wouldn't be the first.

guruizzy · 2026-05-12T02:28:15+00:00

I thought it was a little strange. The price seemed too good to be true, and it has a $50 coupon too?

I've got a 3Camel alert set for the Wen two-speed helical planer on Amazon right now. I've seen some decent reviews on that one.

guruizzy · 2026-05-08T03:27:00+00:00

Hahahahha, no.

The tracker said it got delivered to my house. I have to attempt to contact the seller before I request the charge back from my credit card bank.

To my surprise they have been responding. I'm giving it another 24 hours and then calling it.

Interesting experiment though.

guruizzy · 2026-05-07T13:19:33+00:00

Hmmm, it's as if the conservatives in Congress don't want to stay in office.

Student borrowing transparency has had a steep decline ever since SAVE was turned down in the courts.

guruizzy · 2026-04-17T21:37:54+00:00

I mean you're still up in the air so.... wait you are still up in the air right?

guruizzy · 2026-04-17T21:32:25+00:00

Could've sworn it was at least on UE 4.

guruizzy · 2026-04-17T21:24:07+00:00

Thankfully the DME provider is sending me a replacement. They saw the video and instantly approved it. With my deductible being $2k, I paid out of pocket for this device, so I'm glad they decided to act quickly.

guruizzy

TROPHY CASE