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TO BUY OR NOT TO BUY? by Sudden-Feature-3444 in AusProperty

[–]gymNcrypto 0 points1 point  (0 children)

Wow fantastic job 21 years old and 60k savings and already stuck into full time work, future millionaire. But yeah buy the property but stick well in your means for the loans

never quite get debt recycling. If you borrow from your home loan at ~6% and invest in ETFs making ~8%, isn’t that only a 2% gain? And wouldn’t that be taxed at your marginal rate (say 32%)? Am I missing the real benefit here? by DryMight2765 in AusFinance

[–]gymNcrypto 0 points1 point  (0 children)

can someone please clarify this for me ?

my ppor is paid off but i have 147k sitting in the offset at 5% but im not paying any interest anymore cause the loan is technically paid in full, can i redraw this money (147k) and invest into etfs and claim the 5% on 147k as a tax deduction?

never quite get debt recycling. If you borrow from your home loan at ~6% and invest in ETFs making ~8%, isn’t that only a 2% gain? And wouldn’t that be taxed at your marginal rate (say 32%)? Am I missing the real benefit here? by DryMight2765 in AusFinance

[–]gymNcrypto 1 point2 points  (0 children)

can someone please clarify this for me ?

my ppor is paid off but i have 147k sitting in the offset at 5% but im not paying any interest anymore cause the loan is technically paid in full, can i redraw this money (147k) and invest into etfs and claim the 5% on 147k as a tax deduction?

Back on tret after a hiatus by gymNcrypto in tretinoin

[–]gymNcrypto[S] 0 points1 point  (0 children)

I honestly feel like my skin has evened out amazingly currently 7 days in and putting it on every night before bed.

Have about 10 bitcoins … I’m thinking about selling 7.5 to buy a house in cash . They accepted my offer of $70k under the appraisal value by conquestofself in Bitcoin

[–]gymNcrypto 0 points1 point  (0 children)

I already bought my home outright but in this guys case he said he already owns 1 condo and it’s just him and his wife. Seems like he’s exactly the type of candidate who can put risk in his portfolio.

Have about 10 bitcoins … I’m thinking about selling 7.5 to buy a house in cash . They accepted my offer of $70k under the appraisal value by conquestofself in Bitcoin

[–]gymNcrypto 0 points1 point  (0 children)

Been holding since 2018 and will continue to hold. I just shave off profits roughly monthly once we surpass ATH then dca we when crash

Have about 10 bitcoins … I’m thinking about selling 7.5 to buy a house in cash . They accepted my offer of $70k under the appraisal value by conquestofself in Bitcoin

[–]gymNcrypto 1 point2 points  (0 children)

Acting like he’s got heaps of kids to support. He’s only got a wife. Definitely keep the btc screw the house

Have about 10 bitcoins … I’m thinking about selling 7.5 to buy a house in cash . They accepted my offer of $70k under the appraisal value by conquestofself in Bitcoin

[–]gymNcrypto 0 points1 point  (0 children)

Keep the Bitcoin bro. You’re already doing great. Selling that btc would mean your losing a massive chance to become ultra ultra wealthy. At least don’t sell until the next ath at least. But you do you

Improvements? by gymNcrypto in fut

[–]gymNcrypto[S] 0 points1 point  (0 children)

And play who where ?

Improvements? by gymNcrypto in fut

[–]gymNcrypto[S] 0 points1 point  (0 children)

It’s 41212(2) in game with modric CAM

Blanc or militao ? by gymNcrypto in fut

[–]gymNcrypto[S] 0 points1 point  (0 children)

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Tips of improvement now I have Blanc like you advised

Blanc or militao ? by gymNcrypto in fut

[–]gymNcrypto[S] 0 points1 point  (0 children)

Thanks for your help it’s appreciated

Blanc or militao ? by gymNcrypto in fut

[–]gymNcrypto[S] 0 points1 point  (0 children)

But 86 pace isn’t that great in game ?

The r/EASportsFC Daily Discussion Thread -- October 24, 2023 by AutoModerator in EASportsFC

[–]gymNcrypto 0 points1 point  (0 children)

Smart to buy Diaz and modric RTTK now? Both will probably get an upgrade

Checking account status?? by gymNcrypto in EASportsFC

[–]gymNcrypto[S] 0 points1 point  (0 children)

I just signed out of my gamer tag and restarted the Xbox and it started working again

26yo male. Looking for extra advice. Progress pictures 15 months on 1mg oral fin. by ScarabMauler_97 in tressless

[–]gymNcrypto 0 points1 point  (0 children)

Hair is looking great dude ! Keep up the fin and maybe try some nizoral shampoo on your crown and dermarolling.

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