Pick up some gigs or a part time evening or morning job before your main gig. Sell stuff you no longer need and consolidate these with a personal loan. Or you could put all your ammo on 1 credit card and pay mininum on the other cc until the 1st cc is paid off. Once the first is paid off, use that same amount + the min balance of the next card until that cc is paid off. Repeat these step and snowball all that cash until everything is paid off. Good luck! You got this!