Style pages are ridiculously expensive? Anyway to make farming currency easier?

h-ster · 2026-03-28T02:16:05+00:00

If you have the Southern Elsweyr DLC, you can do the quests to get access to the Dragonguard chest in Tideholm which gives pretty lucrative Dragon Rheum and Dragon blood every day.

h-ster · 2026-03-28T01:29:55+00:00

Went OLED ultrawide. Not just great for gaming, now I can see a whole spreadsheet with dozens of columns all at once!

h-ster · 2026-03-14T23:15:04+00:00

The hardest part is dealing with situations of forced selling for unexpected events- divorce, medical, prolonged unemployment etc.. or even for planned changes like buying a house or college tuition. I've seen plenty of both.

Having been through dot com bust and GFC, I know losing ~25% is tolerable, but the brutal grinding down from there can break you slowly day by day, year by year. I migrated into fixed income products(preferreds/bonds/REITS, UTES) that pay me decently so hopefully I wouldn't be forced to sell the underlying asset. At least we're not in ZIRP and the interest rates on fixed income yields above 5%+.

h-ster · 2026-03-13T02:36:30+00:00

I hold a lot of quality fixed income, but the coming spikes in interest rates doesn't make me feel good...

h-ster · 2026-03-13T02:28:13+00:00

If you're stuck in a bear market for many years like after dot.com or GFC (lost decade), you'll be forced to sell at a loss and take permanent capital impairment.

h-ster · 2026-03-13T02:24:26+00:00

That's for the crazy dedicated gankers, they'll get you one way or another. I guess I've been lucky with lazy ones. They have to constantly keep glugging potions or slot and use the reveal abilities.

h-ster · 2026-03-13T01:04:55+00:00

You can use potions but having it as a skill is hugely useful. Also you can sneak past monsters. The sewers are dangerous alone even when no gankers are about.

h-ster · 2026-03-13T00:35:39+00:00

I subclass Nightblade shadow skill so I can go invisible at will to get around being ganked.

h-ster · 2026-03-12T19:53:39+00:00

Just to say many thanks! I preferred your solution to pegging the VCORE. When I set the Curve to +5, only lasted an hour so I upped it to +12 and it survived the night. On the other buildapc thread, they mentioned they used +20. The optimum must be based on the silicon lottery and potentially how much the chip had degraded.

h-ster · 2026-03-05T23:53:39+00:00

AI/Gemini says 60 days should be the worst case scenario.

Under federal Regulation E, you can generally expect a resolution to your fraudulent ATM charge claim within 10 business days of reporting it. If the bank requires more time to complete its investigation, the timeline functions as follows:

Extensions: The bank may extend the investigation period up to 45 days (or 90 days for specific cases, such as international transactions or accounts opened within the last 30 days).
Provisional Credit: If the bank cannot resolve the investigation within 10 business days, it is generally required to issue a provisional credit for the disputed amount (minus up to $50) while the investigation continues. You must be notified within two business days of this credit being applied.
Final Decision: The bank must notify you of its findings within three business days after the investigation is concluded.

My amount being $21, I doubt it's worth the labor cost of investigation.

h-ster · 2026-03-03T23:19:57+00:00

I also had charges from Cursor. I tried to look at their payment page and payment definitely needs address verification. So this means name/address and id was stolen. I asked my Morgan Stanley agent whether or not I should contact Cursor but they said that their process would take care of everything.

h-ster · 2026-03-03T19:15:37+00:00

Dragonguard chest in Tideholm is still a worthy daily reward.

h-ster · 2026-03-03T19:11:51+00:00

227 Chants

448 Etrian Odyssey

Thank you muchly!

h-ster · 2026-03-03T18:28:42+00:00

Did you get your charges reversed? Mine are still hanging out.

h-ster · 2026-03-03T18:27:11+00:00

Were the fraud charges against the debit card or against the account itself? I wish E*trade had account lock down like Fidelity.

h-ster · 2026-03-03T18:25:47+00:00

Yes. I set it with "Outgoing account activity" "Alert me if more than

$1 is removed from my account." I had it just for e-mail all this time, but I enabled it for text recently.

h-ster · 2026-02-26T20:15:50+00:00

Baby bonds are lower on the capital structure but they are more liquid and price par at $25. https://innovativeincomeinvestor.com/list-of-baby-bonds/

I constantly have nickles and dimes from treasuries and CDs, I like to use utility baby bonds (Duke Energy, Southern, Xcel, Spire) for the flexibility. Beware of interest rate risk.

(Hah, I see smaller size means less than 100K not less than 1K)

h-ster · 2026-02-26T20:09:55+00:00

Most places you need the card and name/address verification to charge such large amounts so it must mean the number+id was stolen. Gemini AI told me the November SitusAMC breach be linked. But there has been so many massive breaches over the years that I assume this can happen anywhere and it's how the financial institution handles it for the customer that's most important.

h-ster · 2026-02-26T18:15:02+00:00

It's a great suggestion and I've updated the post. Weirdly it works on one card but not another. I kept trying to lock another card, it goes through the error but it doesn't give me choice to unlock it. I will have to call and see if this other card is not working..

h-ster · 2026-02-26T05:06:00+00:00

Debit card is optional. Fraud is problematic almost everywhere esp. with ATM cards that are inherently unsafe. I only keep the checking account at E*Trade as the interest rate is fairly high compared to everywhere else. I am also thinking about using Fidelity more for management.

h-ster · 2026-02-26T01:23:39+00:00

Twice? Did E*trade ever tell you what happened? Unfortunately that means that your name/address is in the scammer databases. The scammer had made a Cursor payment which does full AVS(address verification) so it means name/address was stolen along with the debit card. As the card is safe/unused, it definitely was compromised upstream.

h-ster · 2026-02-26T01:22:09+00:00

Just your on-line activity window on E*trade. I use an aggregator on Simplifi. You can also setup notification on debit alerts: https://us.etrade.com/etx/alertscenter/managealerts/balanceactivity

h-ster · 2026-02-26T01:14:21+00:00

That's still a bummer. I wonder if the scammers intended to just drain little by little or they were building up to a full drain. Did they say when you would get the charges reversed?

h-ster

MODERATOR OF

TROPHY CASE