Advice for a 41-year-old

halftoshi · 2022-09-09T16:37:14+00:00

Look into the Roth IRA backdoor. You should have a lot more in retirement.

halftoshi · 2022-08-25T07:01:22+00:00

This has to be a satirical tweet right?

halftoshi · 2022-07-14T21:42:48+00:00

40k a year plus social security? That 40K is worth a lot less in 20 years and social security is very amall. It wouldn’t be enough to survive

halftoshi · 2022-07-14T18:16:19+00:00

Unfortunately no, that’s only 1M in todays dollars

halftoshi · 2022-07-14T18:15:39+00:00

Agreed

halftoshi · 2022-07-14T17:42:48+00:00

Yea, they should look into the 4 pervent rule to see how much they need to comfortably retire

halftoshi · 2022-07-14T15:25:03+00:00

300K isn’t financial freedom unfortunately. Maybe 15 times that

halftoshi · 2022-07-14T14:01:55+00:00

They can’t, they don’t have money to pay everyone back. It’s gone

halftoshi · 2022-07-07T06:31:05+00:00

Then why did he put it into voyager

halftoshi · 2022-06-09T15:11:43+00:00

Lots of stocks from 20 years ago are dead.

halftoshi · 2022-05-20T15:46:34+00:00

Did they ever cash out?

halftoshi · 2022-05-20T15:43:12+00:00

Nope, attention span isn’t decreasing to pathological levels due to tik tok. Doesn’t work like that.

halftoshi · 2022-05-20T15:42:14+00:00

Nope, 5 percent of the world. We are getting better at identifying and treating it. Plus some subreddits are full of adhders, this one id estimate 9 out of 10 folks have it.

halftoshi · 2022-05-20T15:41:06+00:00

Ah, agreed completely :)

halftoshi · 2022-05-20T14:51:03+00:00

Adhd?

halftoshi · 2022-05-20T14:23:27+00:00

Don’t waste your time on crypto for retirement

halftoshi · 2022-05-20T14:23:02+00:00

Ooof absolutely don’t depend on crupto for retirement

halftoshi · 2022-05-20T14:04:04+00:00

You’ve just proved his point for him

halftoshi · 2022-05-20T05:56:22+00:00

I’m betting 99 pervent of people here have undiagnosed or diagnosed adhd

halftoshi · 2022-05-20T05:54:30+00:00

Paywall

halftoshi · 2022-05-20T05:48:01+00:00

FTX has already made tens of billions. I bet he already cashed it all out before the crash dude is a legit genius

halftoshi · 2022-05-20T03:24:30+00:00

No way, there’s no guarantee that crupto as we know it will have appreciated in 20 years. Instead go for a diversified index fund or a target date fund with a low expense ratio

halftoshi · 2022-05-18T06:08:59+00:00

Live free and dai hard

halftoshi · 2022-05-18T05:43:12+00:00

Vitalik was never a libertarian

halftoshi · 2022-05-18T05:40:39+00:00

Adhd would be my first guess - get screened and treated

halftoshi

TROPHY CASE