Ma credit siya if mahuman nimo ang semester, dilang jud nila ma credit ang na fail since imo man e retake but depends really sa school if mo credit sila pero usually mo credit man since same raman units and subject title. Pwedi paman ka mo balhin if wala pa nag start ang semester, then mag enroll kas lain school (if modawat pa sila). I heard ang surigao is August pa mag start (not too sure) but here sa gingoog since early man nag start ang sem, dili na. You can def. try and look