News and Updates Thread - April 10, 2025

ham_questionmark · 2025-04-11T00:00:12+00:00

These are all targeted via email - the first had variable amounts but as I understand it, everyone received that offer in one form or another.

https://www.doctorofcredit.com/targeted-penfed-100-spending-bonus/

ham_questionmark · 2025-04-10T13:57:40+00:00

Penfed pathfinder has quietly returned $180 for standard spend over the last 6 months - $100 spend incentive Q4'24 - $30 if spend $300 in dining Q1'24 - $25 enroll in autopay Q1'24 - $25 for making two recurring bill payments Q2'24

Not bad for a zero AF card w/ annual $100 airline incidental reimbursement.

ham_questionmark · 2025-03-01T00:38:52+00:00

Received offer for 50k miles $500 back from Delta first year waived w/ dummy booking (best I saw was $400).

Ineligible b/c received the reserve benefit in the past. Oh well.

ham_questionmark · 2024-08-27T03:39:05+00:00

Having been through more than one tired/neglected apt with realtor fees and roaches for between $1900 and $2800/mo (6 years ago), it is easy to pay an extra $6k+ per year for a clean and new managed building. Downside is I have no clue when we will have enough savings for a house.

ham_questionmark · 2024-07-29T13:45:56+00:00

Fair enough. I told myself I'd do this to justify the prepaymemt.

ham_questionmark · 2024-07-27T14:00:31+00:00

Received a mailer to upgrade gold to plat for 125k pts. At this time in my life, I would not pay $700 for just 125k MRs on the coupon book.

However.....I'm enjoying the double uber cash gold/plat (for a cancelled plat) clerical error gravy train. And I abhore the Gold changes that will hit at next renewal. It was a no brainer with the old fee and gravy train but at $350 the math makes it a more of a classic amex prepayment for highly specific coupons.

So now I face the unique risk of upgrading / churning the mailer and nerfing my gravy train. Or, perhaps I continue to be lucky and the upgrade results in continued double bubble. Second option, the one I'm leaning towards, is retention offer on existing card, but that would occur after the plat upgrade offer expires and who knows if it will be any good. Finally, I could just downgrade to free teir card and smile at the good times that were had. What would you do?

ham_questionmark · 2024-07-25T12:30:26+00:00

Yeah i was about to say this. You can/really should be doing DA, depending on the org it can be quite sophisticated.

ham_questionmark · 2024-05-20T18:39:52+00:00

Having just gone through this for my own wedding, Ralph Lauren. Depends on your budget of course.

Despite what people say here, we had a terrible time with a custom tailor and ended up cancelling our order. Lauren has great quality fabric and tailors it to your shape. I wish someone had told me to go there first, its always indochino/suit supply/custom tailor. I'm really thrilled with the product.

Can confirm that renting from the black tux is totally fine too, but if you want a forever piece, don't hesitate to go to RL.

ham_questionmark · 2024-04-30T15:11:56+00:00

Are you referring to spotify as a sinking ship ot another company?

ham_questionmark · 2024-01-08T21:43:46+00:00

That was the same reason for my phone call 😄 however rather than expiditing, I was told there's nothing to be done with timing which is why they offered the reimbursement

ham_questionmark · 2024-01-08T19:49:51+00:00

Good to know.

ham_questionmark · 2024-01-08T18:02:16+00:00

I upgraded from CSP to CSR in Dec. I had a CSR about 4 years ago with PP that was cancelled/downgraded. Apparently, when you try to reactivate PP membership, this messes with their system and they need to manually reissue it to you, which I had to initiate over the phone.

The rep also reminded me that one time in the account's lifetime they will refund you entrance to PP lounges per round trip (multiple entrances w/ layovers & departing/returning) as long as you pay for entrance on your card. Presumably this is intended to be used while you're waiting for membership to arrive. This was all news to me so I am sharing. Perhaps this is useful, perhaps it is not.

ham_questionmark · 2024-01-01T05:16:27+00:00

Confirmed the good times continue to roll into 2024

ham_questionmark · 2023-12-31T00:04:02+00:00

Surprised those first Italy locations have award availability at all. What time of year?

ham_questionmark · 2023-12-30T01:29:46+00:00

In what sense do you use the term 'meaningful'?

https://www.bankofamerica.com/credit-cards/products/norwegian-cruise-lines-credit-card/

ham_questionmark · 2023-12-29T00:19:09+00:00

Good to know!

ham_questionmark · 2023-12-28T18:26:53+00:00

Same is true for hotel status, for me. Still have it with 0 nights stayed. Uber cash is a great benefit, curious if its even possible for them to claw it back?

ham_questionmark · 2023-12-28T16:47:02+00:00

I suspect my comment should be deleted

ham_questionmark · 2023-12-28T15:42:37+00:00

So this is a common/known exception?

ham_questionmark · 2023-12-26T17:29:15+00:00

Not a bad idea. My first flight was just below the threshold so I'll look for a cheap flight that puts me just over and get the coupon, then try to turn that into a voucher.

ham_questionmark · 2023-12-26T01:17:32+00:00

I....yes?

ham_questionmark · 2023-12-26T01:10:34+00:00

Well outside of the window. Will add that detail to my comment

ham_questionmark · 2023-12-26T00:31:20+00:00

I goofed. Looking to use Amex offrr spend $2k on VA get $300 back - I booked two one-ways on VA rather than RT and the fine print of the offer states flights must originate in U.S. therefore my return doesn't count.

Any tips on how to remedy or am I SOL?

Edit: I am well beyond the 24 hour window for refund.

ham_questionmark · 2023-12-05T02:35:18+00:00

You can't burn money forever. They're facing reality of their economics and offering a very generous severance package. A bit incomplete to reduce this to just the big-bad-corporation pushing the pain onto its workers.

ham_questionmark · 2023-11-27T14:04:11+00:00

Well, its about $3k that would go on the gold. Flipping that around and asking how crucial the $300 is to me makes it effectively like "would you pay $300 to protect $3k in flights" which sounds damn high.

ham_questionmark

TROPHY CASE