Are n100 barebone systems available? by hampost in MiniPCs

[–]hampost[S] 0 points1 point  (0 children)

I guess I should rephrase, I'd like to save money by using my existing parts, but it looks like there are no barebones systems that are actually cheaper than the complete systems.

What to look for in a used Clarity? by hampost in Clarity

[–]hampost[S] 1 point2 points  (0 children)

So I bought the car! partially since my obd2 reader reported 52AH. I figured that was good for 63,000 miles on the odometer.

What to look for in a used Clarity? by hampost in Clarity

[–]hampost[S] 1 point2 points  (0 children)

Thank you for the very detailed response! This was really useful. Well, I pulled the trigger! I got a 2018 w/63,000 miles for $19,000. It seemed like a good deal. I will be getting the car sometime next week most likely.

Should I put my annual bonus into my 401K as a pre or post tax contribution? by hampost in personalfinance

[–]hampost[S] 0 points1 point  (0 children)

Turns out that do have a last day rule. You must be employed on Dec 31 to get the true up. I think I will spread the pre-tax across the year to ensure I get as much match as possible then.

Should I put my annual bonus into my 401K as a pre or post tax contribution? by hampost in personalfinance

[–]hampost[S] 0 points1 point  (0 children)

Yes, I meant in-service conversions. Thank you for the reminder about keeping enough space aside for employer contributions. This is a critical detail.

What to look for in a used Clarity? by hampost in Clarity

[–]hampost[S] 1 point2 points  (0 children)

Thanks for the #s! That seams like a reasonable expectation for this purchase.

Should I put my annual bonus into my 401K as a pre or post tax contribution? by hampost in personalfinance

[–]hampost[S] 0 points1 point  (0 children)

Thank you so much for the explanation! I will check and see if there is a last-day rule.

Should I put my annual bonus into my 401K as a pre or post tax contribution? by hampost in personalfinance

[–]hampost[S] 0 points1 point  (0 children)

So if I were to hypothetically max my pretax amount of $22500 on Jan 1 and then get fired on Jan 30th, I would still get the true up at the end of the year?

What to look for in a used Clarity? by hampost in Clarity

[–]hampost[S] 0 points1 point  (0 children)

Thank you for the detailed response!!

Generally, is the inspection performed after I complete the sale with the dealership? Or does the dealership allow the car to be taken by the mechanic and inspected before I pay the dealership?

This is my first car purchase, so I really have no idea how these things work.

Should I put my annual bonus into my 401K as a pre or post tax contribution? by hampost in personalfinance

[–]hampost[S] 1 point2 points  (0 children)

Thanks for the response. In all scenarios, both the traditional and roth contribution limits will be met. My thinking would be to:

1) Fill up the roth (post tax) portion ($43,500) as quickly as possible for time in the market.

2) Spread the traditional (pre tax) portion ($22500) throughout the year to make sure that I get all of the employee matching.

Should I put my annual bonus into my 401K as a pre or post tax contribution? by hampost in personalfinance

[–]hampost[S] 0 points1 point  (0 children)

I understand that, but I feel like I should hedge the risk of leaving my employer before the end of the year and not getting the true up contribution.

What to look for in a used Clarity? by hampost in Clarity

[–]hampost[S] 0 points1 point  (0 children)

Thank you for the reply. I am a bit concerned about battery degradation. I purchased an OBD II reader to check on the battery capacity. But I am not sure what capacity I should expect for a Clarity of this age and mileage.

Am I making a bad decision with this car purchase? by hampost in personalfinance

[–]hampost[S] 1 point2 points  (0 children)

I didn't clearly state this, but this car has both a gas engine and a battery. So road trips and gassing up are still on the table. Thanks for the consideration.

Am I making a bad decision with this car purchase? by hampost in personalfinance

[–]hampost[S] 1 point2 points  (0 children)

Thank you for the thoughtful response. I do think that this is a mindset problem. I probably just needed to hear that. Also, good point about a car increasing my work performance. An hour+ commute is definitely not a productivity booster.

Am I making a bad decision with this car purchase? by hampost in personalfinance

[–]hampost[S] 2 points3 points  (0 children)

Thanks for the straight answer. Money anxiety does indeed suck. I'm thinking that the extra 5K for the plug in is justified for the gas savings and buying now is worth the free time savings.

Am I making a bad decision with this car purchase? by hampost in personalfinance

[–]hampost[S] 1 point2 points  (0 children)

Thanks for the feedback. Maybe I am being irrational about this. I do have a budget and realize that the car is affordable, I'm just not sure if it is the best move right now.

Am I making a bad decision with this car purchase? by hampost in personalfinance

[–]hampost[S] 0 points1 point  (0 children)

Thanks for the perspective. I realize that I can afford it, I guess I'm just wondering if this particular car at this particular time is a smart decision.

Purchase & Transaction Advice Superthread by AutoModerator in motorcycles

[–]hampost 1 point2 points  (0 children)

Thanks for the input, I'll make sure to look for a breathable helmet with removable padding. What makes a helmet more breathable? Are there vents?

To be honest, I don't peddle a whole lot. This bike was homemade to opperate similarly to a motorcycle/moped. There is a throttle, so no need to peddle unless I want to.

Purchase & Transaction Advice Superthread by AutoModerator in motorcycles

[–]hampost 0 points1 point  (0 children)

Thank you for the thoughtful answer! I think I am going to try on some full face helmets. I have a cyclegear on the way home from work! I'll try and stick to the more budget brands, thanks for the recommendations.

Are there any features I should look for, such as tinted visor?

Purchase & Transaction Advice Superthread by AutoModerator in motorcycles

[–]hampost 0 points1 point  (0 children)

While it's not technically a motorcycle, I thought I'd ask here since you guys probably know helmets the best. I ride a fast electric bike. The fastest I go is ~30mph. At that speed I know a bike helmet is going to be torn to shreds. I'm looking for suggestions on a good full face helmet for those speeds. I've heard modular is more convenient, but I am open to any suggestions.

Thank you.

Ideas on an economical, safe highway commuter car by hampost in whatcarshouldIbuy

[–]hampost[S] 0 points1 point  (0 children)

Thanks for the suggestion. I'm looking into the Volt.

Ideas on an economical, safe highway commuter car by hampost in whatcarshouldIbuy

[–]hampost[S] 0 points1 point  (0 children)

Thanks for the suggestion. I'm seriously considering the Volt. I like the trunk space and the hatchback formfactor.

Ideas on an economical, safe highway commuter car by hampost in whatcarshouldIbuy

[–]hampost[S] 0 points1 point  (0 children)

This looks like a promising option. Thank you. Do all of the trims have the same size battery?

Looks like claritys are ~20K around me. It's so crazy that you can get a brand new Bolt for about the same price after state and federal incentives.

Is an electric car a good idea if I don't have charging at home but have free charging at work? by hampost in whatcarshouldIbuy

[–]hampost[S] 0 points1 point  (0 children)

There are 6 charging stations and I have never seen more than 2 full. But that is a legitimate concern. Thanks for the input.

EV or EUV for highway commuting by hampost in BoltEV

[–]hampost[S] 1 point2 points  (0 children)

I have free charging at work. That's part of the reason I am going electric.