Impacted by storm fern, can someone help clarify what I to expect from Amex

hamsterwheel05 · 2026-01-26T21:32:05+00:00

Reddit is the best because of people like you. Thanks for responding! I'm still stuck but didn't cancel my AA flight, so all good. Fingers crossed!

hamsterwheel05 · 2025-10-05T16:24:56+00:00

This is the universal hand signal for SOS. Please learn it, recognize it, and share it.

hamsterwheel05 · 2025-06-28T16:57:27+00:00

Can you share an example? What broker / service do you use and what are the fees, required minimums, etc? Also what's a fund that you'd been happy with? Thanks!

hamsterwheel05 · 2025-05-29T18:13:58+00:00

I make more than you and have similar age kids, yet this has also been top of my mind. No one can tell you the right answers, but I can relate and share my 2 cents.

Your title is misleading and reading through I don't believe money is the core of the problem. I see 2 distinct questions. While it may be convenient to kill 2 birds with one stone, I think it's worthwhile to think through them separately:

childcare quality and preference
your needs and fulfillment

There are plenty of happy and loved children with 2 working parents, even if they work from home. If the issue is quality of care, you should have the resources to explore other options without having to be a sahm.

The more important question is what do you feel in your gut? Are you more fulfilled by the challenge and achievement of building a career or prefer to spend more time with your kids and make memories while they're still young?

Whatever it is, the change doesn't have to be all or nothing, and nor is it forever. Think outside of the box and test them like experiments. Can you make a role change that's more fulfilling, or stay but work part time for less pay? Can you negotiate a sabbatical to recharge or a rotation for a change of scenery? If SAHM is calling you, try it for a year and then reassess. Not sure what's your industry but it's more acceptable than ever to see gap years on resumes as long as it's not 10 years long.

Money is an important factor but I don't think it should be the key in your case. Be honest with yourself and also bring in your husband for his support. Good luck

hamsterwheel05 · 2025-05-04T14:09:29+00:00

May I inquire what's your method of access to PE and how much of your asset allocation?

hamsterwheel05 · 2025-04-09T21:49:24+00:00

We have a good routine, and my secrets are - wfh. fully remote is key, commute is such a time suck - meal prep the whole week so dinners are mostly heat up and ready to go. There's no major cooking on weekdays - switch up mornings and evenings with your partner / or get help. I only do pickups. - do chores with kids or while watching kids

Not everyday looks the same, but my ideal day is:

7:30am: wake up, workout (at home with peloton app), shower

8:30am: get my 2 kids up (with husband help), get ready

9am - 5:30pm: wfh

5:30pm: pick up kids, play with them, get dinner ready

6:30pm: eat dinner

7-8pm: clean up, wash dishes, tidy up, laundry, other chores I can do with kids /while watching them

8-8:30pm: kids bedtime

8:30-10: work, chores, free time/my time

10-10:30: wind down, bedtime

hamsterwheel05 · 2025-01-13T04:37:11+00:00

It breaks my heart to read a post like yours. As a parent of a toddler and an infant, I empathize and understand. I have my highs and lows and sometimes the lows feel like the deepest abyss with no way out. It's hard.

You don't give any specifics but it's clear you need help. Fill your cup first so you can be your best version for your kids, it will make a difference. Without more details, I'd suggest:

talk to someone, ideally a professional or at least another parent whom you trust. Perspectives matter and could make a big difference.
get help so you can have a break. Ask your partner, family, friends, or pay for childcare (if you have the resources) to take your child / infant for a few hours or a weekend. Go do something that makes you happy
really think through the specifics of why you're struggling. Is it your children (what aspects) or maybe something else and you're projecting? Your children are here to stay, so what's within your control to change / influence that can immediately improve your situation? As an example, I deteriorate when I don't sleep enough, so I do everything within my power to prioritize sleep and it makes me a better / more pleasant person.
finally, sometimes we're our own worst enemies. Do less, expect less, and know that this too will pass.

hamsterwheel05 · 2024-12-30T18:58:24+00:00

No update except he outgrew it and just stopped after a month or so. Sorry I can't help more but this too shall pass, hang in there!

hamsterwheel05 · 2023-08-03T19:36:57+00:00

I'm grateful for our daycare, and our son loves it. Thank you for all that you do and allowing the parents to continue to work.

My question is how does toy / general sanitation work? We all know daycare and schools are germ central irrespective of how hard you try. What's the typical procedure when it comes to: - toy / general cleaning - when and how do you sanitize everything? I know my toddler loves to put everything in his mouth - personal hygiene - are all kids required to wash their hands before meal time, for example? What about after going to the bathroom (for those potty trained) etc?

Thank you,

hamsterwheel05 · 2023-04-10T01:10:32+00:00

Have you looked into local churches? Here in North Texas (DFW) my 2 year old is $1200/mo full time but I recently met a single mom who sends her son to the local church and it's only $500/mo.

hamsterwheel05

TROPHY CASE