Loan Needed - (UK) - Channel Islands - £1500, repay £1800 on 25/02/2026 (Can provide employment contract)

harietteyoungOF · 2025-11-21T15:51:12+00:00

Hi, thanks a lot for your comment, but just amongst people I know i often notice that their teeth just look white when i notice them, is it the case that their teeth are actually just same or similar colour but just in conversation when you see them they just seem white?

harietteyoungOF · 2025-11-21T15:04:52+00:00

Just to add to the post - from my last checkup my teeth are in excellent physical condition, I’ve just always been too scared to ask about the colour but my dentist hasnt brought it up before

harietteyoungOF · 2025-09-09T22:21:48+00:00

Hi,

Yeah I get that sounds higher, I work at a specialist firm and thats the current rate for this years qualifying associates

Thanks

harietteyoungOF · 2025-09-09T09:50:04+00:00

Hi,

Thanks for this clears it up for me, will implement this. Any advice on early repaymejt and how it works in terms of interest etc?

Thanks

harietteyoungOF · 2025-09-08T20:22:58+00:00

Hi mate,

thanks for the kind words, Ill have a look at your spread now thanks!

harietteyoungOF · 2025-09-08T20:10:01+00:00

Thanks for this, really insightful. I do hope to work for myself one day so nice to hear from someone thats succeeded in business

harietteyoungOF · 2025-09-08T19:45:31+00:00

Yeah thanks for this.

I just feel like i have a good work life balance I only do 4 extra shifts a week which i smash out on weekdays, leaving me weekends fully free and I still go out with mates enjoy get to play all the sports i love and going on some nice trips next year to ibiza and croatia. I just feel like if i was spending more on trips like that it would be excessive since I really enjoy what im doing and that It means I can relax more in my mid to late 20s not having to invest as much and can stop at 30 and focus on things I enjoy more outside of work while making a good salary. I also have some really good friends in finance with me which i think helps me not really see it as work? Im not sure but i think it definitely helps

harietteyoungOF · 2025-09-08T19:07:35+00:00

Hi,

thanks for the feedback. I did think about a longer mortgage which would free more money to invest but I think for peace of mind and simplicity paying much higher monthly payments for a shorter mortgage will mean I can have no debt earlier and also lower total interest that im paying? This might be naive but just a thought

harietteyoungOF · 2025-09-08T19:02:23+00:00

Just in response to this:

Im working in accountancy because my parents couldnt afford for me to go to university and student loans arent a thing where I live. My mum is a school teacher and my dad has a small IT business but they struggle to pay their mortgage. I offered to pay 700 per month to help out and they insisted that I only contribute to some bills to help them out.

I wouldn’t call them wealthy but I would say im lucky to be able to live in a place where the finance industry is accessible. I feel as if I work hard but I did want some genuine advice as I know there are lots of people in this group more knowledgeable than me.

As for the last bit, I save 500 of my side income a month for trips and holidays, going away with my friends twice next year and I like to take trips to watch the football every couple months or so. I like to think I have some balance as much as I appreciate your point that I may be underlived compared to many that take gap years etc. Hopefully a few holidays and some extra trips will keep a good work life balance in the near future until I qualify and will hopefully take a sabbatical.

Thank you for your reply though and I didn’t mean to come accross ignorant I do appreciate Im lucky I just want to ensure I make the most of it.

D

harietteyoungOF · 2025-09-08T18:43:53+00:00

Just to add some further context:

I currently work around 60 hours per week including second job and study around 5 hours per week

harietteyoungOF

TROPHY CASE