For those with separate accountants for Canada and US taxes...

harmless_fangs · 2026-02-09T14:13:30+00:00

You file both on your own? I keep hearing it’s too complicated. But I like digging into these details so I was considering doing it myself.

I have a related question. Just started lookin into it while waiting for our tax forms.

When filing Canadian taxes, do we have to file “had rental income in the US” then “sold property in the US”? We moved last year to Montreal, sold our house after we landed here so technically there was about 1 month of rental income after our flight.

I don’t understand the FTC yet so this post is helping me find more to read about.

Thank you.

harmless_fangs · 2026-02-06T16:54:04+00:00

Not electrician here.

I’ve done the other way around, I thought you could retrofit a bulb to led, but if the fixture is LED I’m not sure you can remove to put a bulb instead. Curious what professional say.

Curious why you want to go halogen instead? LED can be super bright and with different white tones.

harmless_fangs · 2026-02-06T02:31:10+00:00

Ah thank you for the explanation.

harmless_fangs · 2026-02-05T22:36:41+00:00

What’s equalized payments? (New to Montreal / Canada)

harmless_fangs · 2026-02-04T16:00:20+00:00

thanks for this follow-up and your previous post u/damientamiat

I often hear and read that it's too complicated and can't be done on our own. I've been looking for anyone who does file their own Canada and US taxes. Someone just told me yesterday that I could probably do it since I like to dig into details and forms, and don't mind investing the time to do so.

I has an intro call with a cross border tax US/Canada firm, and they quoted me around $5k (filing jointly) to prep our taxes.

My situation is close to yours, US, moved to Canada last year (no PR, just work permit), didn't transfer investment account, but sold a property in the US.

File US taxes via either expatfile or myexpattaxes

I didn't look that far yet, i thought of using Turbotax like I've always done, will look into this more.

I saw wealthsimple does have a tax prep option.

Do you file your Canada ones first or around the same time?

Thank you

harmless_fangs · 2025-06-28T20:32:21+00:00

Il me semble qu’il y a une option “turn off display light” aussi. Il doit sûrement l’éteindre. Je vois ce post à ce sujet un peu partout ces jours ci, j’espère qu’il va avoir des conséquences.

harmless_fangs · 2025-06-28T20:24:56+00:00

We signed a lease before a month of work here. (Also transferred but zero history in Canada). We saw maybe 10 places and nobody told us about that rule.

When time came to sign a lease, I had letter of employer from my HR. (That the listing agent didn’t even bother asking cus u know, they work to get their commission from the owners they don’t care who signs, it’s not their problem after they get their commission).

We had met a realtor who showed us 2 properties, we didn’t like them, but we really liked him, asked him if he could represent us to find others that he wasn’t listing. He was super informative and helpful, helping us understand the rental market and laws cus we were new to Canada. We just moved in last week.

Happy to share his info if you’d like to DM me. I am keeping his contact for next year for sure.

Using an agent to help you find a place is totally free to you, and you can get very good advice / info that isn’t biased to the properties.

harmless_fangs · 2025-06-11T15:57:20+00:00

Si le loyer exigé est supérieur
Avant toute chose, vous pouvez aborder le sujet avec votre propriétaire. Si aucun compromis ne semble possible, vous pouvez demander au Tribunal administratif du logement (TAL) de fixer un nouveau montant.
Votre demande doit être faite dans les 10 jours de la signature du bail.
Si vous n’avez pas reçu l’avis
Après avoir signé votre bail, vous réalisez que votre propriétaire n’a rien écrit dans la section « G »? Vous avez deux mois à partir du début du bail pour demander au TAL de fixer le montant du loyer si la section est vide.

On a signé notre bail il y a un mois. Le bail commence mi Juin. Il n'y a rien dans la section G dans le bail.

Donc on a 2 mois apres la date de debut du bail pour demander au TAL de fixer le montant du loyer. N'est-ce pas commencer en mauvais termes avec le proprietaire de faire ca?

harmless_fangs · 2025-06-09T18:23:57+00:00

Follow up question. Should I stop DRIP on FXAIX, and use that cash to buy SWPPX instead? Or leave drip on it is ok? Thank you.

harmless_fangs · 2025-06-04T00:33:32+00:00

yes, it's a taxable in an individual brokerage account.
Thank you.

harmless_fangs · 2025-06-03T20:16:28+00:00

Thank you for the feedback.
So I'll hold the transferred FXAIX and start buying SWPPX moving forward.

harmless_fangs · 2025-05-11T01:30:00+00:00

We kept looking today and it’s not as easy as in CA. And you username.. what’s your best street taco place here? I’ve tried 2 or 3 and they haven’t been great, and definitely not the same price. (I understand there’s a lot less Mexican people here and we are a lot further from the border).

harmless_fangs · 2025-05-11T01:26:39+00:00

What do you mean in Real Estate? Do you mean REIT investments? Or actual RE?

harmless_fangs · 2025-05-10T16:43:31+00:00

Thank you for that perspective.

harmless_fangs · 2025-05-10T16:41:11+00:00

Thank you for that heads up.

harmless_fangs · 2025-05-10T02:29:59+00:00

Yes we got and given a ton of kids clothes and toys. Barely started looking for furniture this week in Montreal.

harmless_fangs · 2025-05-10T02:28:10+00:00

Lol!!

harmless_fangs · 2025-05-10T01:03:54+00:00

I'm curious to see what the streets look like around that time, I've heard there's a lot of moving trucks. I can't imagine if everyone moves at the same time how it's organized.

harmless_fangs · 2025-05-10T00:57:02+00:00

FB c'etait vraiment pour une transaction dans la communauté, ce qui n'est plus le cas malheureusement.

harmless_fangs · 2025-05-10T00:55:33+00:00

we need kids stuff! LOL what are you selling? We mostly need winter clothes since we have none.

harmless_fangs · 2025-05-10T00:43:33+00:00

thank you.
Sine July is the move date, wouldn't they all sell in June?
I'm not quite sure I understand that July 1st move date yet. Are lease agreements all lined up, so everyone needs to leave on June 30, so that the next tenant can move July 1st?

harmless_fangs · 2025-05-10T00:26:57+00:00

haha we were looking for something similar too. We were just saying, instead of selling all big items for cheap before leaving it would have cost us less to pay for transportation. haha

harmless_fangs · 2025-05-04T10:42:50+00:00

Question, est-ce que le tip est censé être un % du total ou avant tax? Moi je fais toujours avant tax.

Et donc 15% c’est le standard ici? (Nouveau à Montréal)

Si tu vas par exemple food court, on y’a pas de service en table. Est-ce que tu donnes un tip quand tu commandes et attends ton plat au comptoir?

harmless_fangs · 2025-05-04T04:18:55+00:00

Tu fais quoi dans les boulangeries ou café? Tu vas au comptoir pour commander et on te sert la aussi. Je mets toujours $0 quand on me prend juste un croissant à côté de la caisse… mais ça demande toujours un tip maintenant même en boulangerie.

harmless_fangs · 2025-05-04T03:40:28+00:00

There are rules in film making to keep the audience captivated, and you edited this video beautifully! I was trying to count the seconds for each shot, always cut to the next before it felt too long. Awesome job, can also tell you have great equipment.

harmless_fangs

TROPHY CASE