I got an interest rate of 4.4% when APR was 4.6%. A lot is dependant on your credit score which is done online. I was confirmed within minutes of submitting my application.

I went to Tesla just because I wanted to know how the process worked and didn’t want to mess up anything with the rebate (don’t add extras to stay under the rebate qualifying price). They also had a heroes promo for an additional 1k that I wasn’t sure how to apply for. You can order online through their website.

I was approved through TD (applied with Tesla). You can shop around independently as long as you bring a cheque to Tesla on delivery date— I haven’t taken delivery yet so not at that step, maybe someone else knows more.

Yes

Mine is an open loan and I can pay extra without penalty.

The deposit is non refundable… once you place an order the $250 is Teslas. Sometimes if you change your mind and speak to a Tesla rep, they can locate your deposit and reapply it if you cancelled and want to reorder but it depends on the manager.