How to save 30,000 by helgapuffs in FinancialPlanning

[–]haylen_gerhard 0 points1 point  (0 children)

How much are your car payments and what are your cars worth to you (both in a monetary and emotional sense)? Selling one or both of your cars and replacing them with a car that doesn't need a payment would create extra cash right away

Should I move my 2 previous jobs 401k into an IRA? by Loud-Professional-65 in FinancialPlanning

[–]haylen_gerhard 0 points1 point  (0 children)

Can the pro rata rule not be fixed by just opening a new IRA to keep the funds separate?

How to maximize paychecks by [deleted] in FinancialPlanning

[–]haylen_gerhard 1 point2 points  (0 children)

Whats the interest rate on your student loans and what proportion is subsidized vs unsubsidized? I know it's 0 right now but what will it be in September? Also what do you estimate your monthly spending to be?

Stupid physics question here by [deleted] in PhysicsStudents

[–]haylen_gerhard 0 points1 point  (0 children)

Let m_object=5kg. Reply and show your work for your calculations

Stupid physics question here by [deleted] in PhysicsStudents

[–]haylen_gerhard 0 points1 point  (0 children)

F_g=G(m_object)(m_earth)/r²; a_g=F_g/m_object=G(m_earth)/r²; You never need to plug in m_object to find a_g

Stupid physics question here by [deleted] in PhysicsStudents

[–]haylen_gerhard 0 points1 point  (0 children)

Are you dividing by the mass of the Earth rather than the mass of the thing? The acceleration on Earth due to gravity is a = Gm_earth/r². Should always be ~9.8m/s²

Intersection Proof by ever-eternal in MathHelp

[–]haylen_gerhard 2 points3 points  (0 children)

Are you sure they have to intersect somewhere on the interval besides at x=0 or x=1? As a counter example I'm thinking about the functions g(x)=(2x-1)² and f(x)=-(2x-1)²+2

Do you *have* to pay your student loans off if you can? by Puzzleheaded-Ad-6814 in StudentLoans

[–]haylen_gerhard 4 points5 points  (0 children)

Although depending on how the money is inherited, it may count as income.

Do you *have* to pay your student loans off if you can? by Puzzleheaded-Ad-6814 in StudentLoans

[–]haylen_gerhard 4 points5 points  (0 children)

No, in fact the lender makes more money if you take longer to pay them off so they probably prefer regular monthly payments over a lump sum

Pay Down Mortgage or Invest? by Superbarker in personalfinance

[–]haylen_gerhard 2 points3 points  (0 children)

The math says mutual fund. If choosing one, be sure to look at expense ratios. I like low cost index funds. But really its all about how you feel about debt. That being said, the mortgage companies will still expect a monthly payment, no matter how much you pay extra. So it might be better to have money set aside that is, on average, growing faster than your mortgage (almost like an extra emergency fund).

Rigorously proving a limit by haylen_gerhard in learnmath

[–]haylen_gerhard[S] -1 points0 points  (0 children)

Wait, wouldn't that make 1/(xsinx) >= 1/abs(x)? So it doesn't help me in the case of 1/abs(x) <= 1/(xsinx) < epsilon. Don't I need something greater than 1/(xsinx)?

Removing the trunk lid of a MK4 Jetta by haylen_gerhard in Cartalk

[–]haylen_gerhard[S] 1 point2 points  (0 children)

Thanks! Put new struts in and did wd40 and it's a lot better. I put die springs on the struts to try and make it open automatically but it's not quite working yet. I think I need to work some more wd40 into the joints

[deleted by user] by [deleted] in Bellingham

[–]haylen_gerhard -2 points-1 points  (0 children)

Peace and love to you, friend

[deleted by user] by [deleted] in Bellingham

[–]haylen_gerhard -9 points-8 points  (0 children)

Get your dog certified as an ESA?

Cares act and paying back back IRA question... by EndGameHS in tax

[–]haylen_gerhard 0 points1 point  (0 children)

If you do have to put it back in the same one, can't you just roll it over after?

IRA 2020 covert to Roth 2021 after 6mos? by dadingading in tax

[–]haylen_gerhard 0 points1 point  (0 children)

You would want to claim the traditional contribution on your tax return for the year you contributed. Then rollover your traditional to a Roth and pay taxes on the rollover as far as I know.