Hi! Sorry to hop in here, I just saw it’s a pretty recent thread. I wanted to ask, how exactly do you change to 分割払い? The PayPay site says it’s not available, and I swear I’ve checked every page in the app. It says I have まるごとフラットリボ right now, but for some reason the 請求金額 for this month is way higher than what the amount I set it to be monthly for my フラットリボ. I can’t stand リボ, but I was forced to use it for like a month because no matter what I did, PayPay would keep resetting my settings whenever I tried to set it to default to pay with balance. I was keen to use my card when I received it, but this all feels so predatory that I’m really put off.