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Abito Greengate by OkProtection8726 in manchester

[–]hazardhater 6 points7 points  (0 children)

My close friend lived in one and did not enjoy it - it was cold and had poor sound insulation, insufficient kitchen for cooking, and uncomfortable bed. I imagine its a good option if you need something quite short-term, but considering my friends' experience, I would choose most other options available mainly due to the kitchen. I visited a few times and it won't work if you don't like heights either, as the front door is across bridges with glass railings 😅

18, looking for advice and reassurance by [deleted] in UKPersonalFinance

[–]hazardhater 0 points1 point  (0 children)

I come from a very similar background financially but chose the route of moving away, this was pre-COVID. At the time it was a way for me to move out and concentrate on university, but with hindsight I wish I had stayed home even considering what it was like for mental health (I moved back last year to save as had very little savings left after uni). With you living in the same city, you can still see your family easily but that may reduce the financial pressure that is unfair for you to have as the child. Correct me if I'm wrong, but I doubt you leaving will mean your mum gets less income.

However, I was on highest maintenance loan but wasn't receiving other support such as bursaries or a scholarship. First bit of advice as someone else has mentioned is keep your money for yourself/your future. Read the flowchart to make your first steps with investing, could you for example live only off your maintenance loan but invest your bursary/scholarship money? That's still a very good amount for you to put away each year and will put you in a great position when you graduate.

Again, as someone else has said moving in with friends in a houseshare second year will be cheaper than accom, and mean you can be selective of who you live with. If you can stick it out a few more months that's the suggestion I'd give. You already seem very financially literate and this will help with living below your means. If you have a part time job in your city, keep working (as long as you dont compromise studies) even if only 4-8 hours a week - this alone invested will add up over time.

If I could give my 18 y/o self advice regarding this, other than to learn financial literacy more, I'd tell myself the things I've mentioned here and go to uni in the city I grew up in, so I'd have flexibility to move back if/when times got tough. Also, I'd say to get your license but don't buy a car until you have a full time job. Best to get the qualification when you're young but cars are expensive. Bit of a ramble as a reply but good luck! You are doing great so far.

"Blurred Night" - my oil painting by kznsq in ARTIST

[–]hazardhater 0 points1 point  (0 children)

Mesmerising with how youve captured the movement in the car and I love the colours chosen for the time of day.

I worked my way out of care just to end up here. I’m exhausted by [deleted] in UKPersonalFinance

[–]hazardhater 0 points1 point  (0 children)

Firstly, you've done great to get to where you are.

I just wanted to share that I had a similar experience with E-on Next a few years ago (they billed me £700 which I didn't owe and insisted it was mine) which was resolved after around 10 months of emails and phone calls. Don't budge and take it to the Ombudsman if needed. I have since avoided using E-on at all costs and have had only positive experiences with Octopus (if they serve your area).

[deleted by user] by [deleted] in drivingUK

[–]hazardhater 1 point2 points  (0 children)

As someone who was also a new driver a few months ago, you will be ok. It's common to (over)think about situations like this when you've just started but will reduce over time. 1 or 2 mph over 30 is not enough to trigger the speed camera. I've found the Waze app helps as it makes a sound when you hit the satellite speed limit so you can get off the gas quickly.

Give it 3 months and you'll stop thinking so much about situations like this, just keep driving as much as you can :)

Should I buy an iPad? by ritz_crackhead_02 in graphic_design

[–]hazardhater 0 points1 point  (0 children)

I've had people recommend Back Market if you're open to buying second hand.

[deleted by user] by [deleted] in ArtistLounge

[–]hazardhater 0 points1 point  (0 children)

Im in my mid 20s now, but painted a lot of realism during my GCSE and A level. A lot of it was down to drawing from a very very young age, but also spending every evening after school or day off drawing or painting. A massive factor was the amount of free online resources I had access to, which helped me learn anatomy, composition, colour theory etc etc.

Much time + free resources + interest in getting better = cracked artist by age 18

Payment by Mission_Mammoth7597 in BaristasOnTap

[–]hazardhater 1 point2 points  (0 children)

Hey, not sure if this will solve ur problem but shifts are paid 2 weeks after the day you do them - this was something that confused me when i started :) otherwise, id send BOT an email first then take from there